Unaudited financial results for the Quarter and Half year ended September 30, 2026

MCSL/SEC/26-27/267 November 05, 2026 BSE Limited National Stock Exchange of India Phiroze Jeejeebhoy Towers Limited Dalal Street, Exchange Plaza, C-1, Block G, Mumbai - 400 001, Maharashtra Bandra Kurla Complex, Bandra (E), Scrip Code - 511766 Mumbai - 400 051, Maharashtra Scrip Code (Debenture & CP) - 975282, Trading Symbol - MUTHOOTCAP 975513, 975662, 976146, 976183, 976213, 976233, 976363, 976458, 976806, 976898, 976933, 976965, 978079, 978198, 977164, 977929, 978321, 729732, 729733, 730251 and 732701 Dear Sir / Ma’am, Sub: Unaudited Financial Results for the Quarter and Half Year ended September 30, 2026 Pursuant to Regulation 33 and 52 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”), the Board of Directors of Muthoot Capital Services Limited (“the Company”) at its Meeting held on Thursday, November 05, 2026 considered and approved the Unaudited Financial Results for the Quarter and Half Year ended September 30, 2026, duly reviewed and recommended by the Audit Committee along with the Limited Review Report issued by M/s. Sundaram & Srinivasan (Firm Registration No. 004207S), Chartered Accountants, the Statutory Auditors of the Company. Following documents are enclosed herewith: a) Limited Review Report issued by M/s. Sundaram & Srinivasan (Firm Registration No. 004207S), Chartered Accountants, the Statutory Auditors of the Company; b) Unaudited Financial Results of the Company for the Quarter and Half Year ended September 30, 2026; c) Certificate of Security Cover pursuant to Regulation 54(3) of the Listing Regulations read with SEBI Circular No. HO/17/11/12(2)2026-DDHS-POD1/I/22420/2026 dated September 28, 2026; d) Statement of utilization of issue proceeds and Statement of deviation or variation in use of issue proceeds pursuant to Regulation 52(7) and 52(7A) of the Listing Regulations read with relevant SEBI Circulars. Muthoot Capital Services Limited, Registered Office: 3rd Floor, Muthoot Towers, M.G. Road, Kochi - 682 035, Kerala P: +91-484-6619600, 6613450, F: +91-484-2381261, Email: mail@muthootcap.com, www.muthootcap.com CIN: L67120KL1994PLC007726 It may be noted that the Meeting commenced at 01:30 p.m. and concluded at 08:00 p.m. This is for your kind information and record. Thanking You, Yours Faithfully, For Muthoot Capital Services Limited Deepa G Company Secretary and Compliance Officer Membership No.: A68790 Encl: as above Muthoot Capital Services Limited, Registered Office: 3rd Floor, Muthoot Towers, M.G. Road, Kochi - 682 035, Kerala P: +91-484-6619600, 6613450, F: +91-484-2381261, Email: mail@muthootcap.com, www.muthootcap.com CIN: L67120KL1994PLC007726 23, C.P. Ramaswamy Road SUNDARAM & SRINIVASAN Alwarpet, Chennai – 600 018 CHARTERED ACCOUNTANTS 2 498 8762 Offices: Chennai - Mumbai - Bangalore - Madurai Telephone 2 498 8463 4 210 6952 E-Mail: sundaramandsrinivasan1948@gmail.com Website: www.sundaramandsrinivasan.com Independent Auditors’ Report on the unaudited financial results for the quarter and half year ended 30th September 2026 of Muthoot Capital Services Limited Pursuant to Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) To the Board of Directors of Muthoot Capital Services Limited, Dear Sirs, 1. We have reviewed the accompanying unaudited financial results of Muthoot Capital Services Limited (the “Company”) for the quarter and half year ended September 30, 2026, which are included in the accompanying ‘Statement of Un-audited Financial Results for the quarter and half year ended September 30, 2026’ (the “Statement”) being submitted by the Company pursuant to the requirements of Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the “Listing Regulations, 2015”), including relevant circulars issued by the SEBI from time to time. We have initialed the Statement for identification purposes only. 2. This Statement, which is the responsibility of the Company’s Management and approved by the Company’s Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard 34 “Interim Financial Reporting” (“Ind AS 34”), prescribed under Section 133 of the Companies Act, 2013, read with the relevant Rules issued thereunder, the circulars, guidelines and directions issued by the Reserve Bank of India (RBI) from time to time (“RBI Guidelines”) and other accounting principles generally accepted in India and is in compliance with the presentation and disclosure requirements of the Listing Regulations, 2015. Our responsibility is to issue a report on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410, Review of Interim Financial Information Performed by the Independent Auditor of the Entity, issued by the Institute of Chartered Accountants of India. This standard requires that we plan and perform the review to obtain moderate assurance as to whether the financial results are free of material misstatements. A review is limited primarily to inquiries of company personnel and analytical procedures applied to financial data and thus provides less assurance than an audit. We have not performed an audit and accordingly, we do not express an audit opinion. SUNDARAM & SRINIVASAN CHARTERED ACCOUNTANTS Offices: Chennai - Mumbai - Bangalore – Madurai 4. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying Statement prepared in accordance with applicable accounting standards and other recognized accounting practices and policies has not disclosed the information required to be disclosed in terms of Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 including the manner in which it is to be disclosed, or that it contains any material misstatement or that it has not been prepared in accordance with the relevant prudential norms issued by the Reserve Bank of India in respect of income recognition, asset classification, provisioning and other related matters, so far as it does not contradict with the Indian Accounting Standards (Ind AS) prescribed under Section 133 of the Companies Act, 2013 read with relevant rules thereunder. For Sundaram & Srinivasan Chartered Accountants Firm Registration Number – 004207S S. Usha Place: Chennai Partner Date: 5th November 2026 Membership Number: 211785 UDIN: 26211785HRKJOX5884 Statement of Unaudited Financial Results for the Quarter and Half Year Ended September 30, 2026 (₹ in lakh) Quarter Ended Half Year Ended Year Ended Particulars 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Unaudited) (Audited) I Revenue from operations (i) Interest Income 14,981.57 14,852.49 14,688.25 29,834.06 28,566.65 58,091.64 (ii) Dividend Income 4.26 - - 4.26 3.69 3.69 (iii) Fees and Charges Income 769.75 699.46 651.83 1,469.21 1,289.11 2,760.49 (iv) Net gain on fair value changes 0.90 0.86 0.43 1.76 1.37 3.51 Net gain on derecognition of financials instruments (v) 1,782.80 - - 1,782.80 - 1,135.55 under amortized cost category Total Revenue From Operations 17,539.28 15,552.81 15,340.51 33,092.09 29,860.82 61,994.88 II Other income 352.91 510.93 187.31 863.84 405.26 1,197.52 III Total income (I+II) 17,892.19 16,063.74 15,527.82 33,955.93 30,266.08 63,192.40 IV Expenses (i) Finance costs 8,092.63 7,787.33 8,138.60 15,879.96 15,647.82 31,521.42 (ii) Impairment on financial instruments 2,144.15 795.01 1,655.97 2,939.16 4,312.11 7,497.28 (iii) Employee benefits expenses 3,293.72 3,151.54 2,908.82 6,445.26 5,790.92 11,606.17 (iv) Depreciation, amortisation and impairment 123.26 108.61 120.56 231.87 239.19 731.61 (v) Net loss on fair value changes 10.11 - 2.43 [Showing first 8,000 characters — download PDF for full document]