Equitas Small Finance Bank Limited has informed the Exchanges regarding the Outcome of Board meeting held on July 28,2026 - Consideration and approval of Unaudited financial results for ....

EquitasSmallFinanceBank July28,2026 NationalStock Exchangeof IndiaLimited BSELimited Exchange Plaza PhirozeJeejeebhoyTowers BandraKurlaComplex DalaiStreet Mumbai-400051 Mumbai-400001 Symbol:EQUITASBNK ScripCode:543243,976218&976979 DearSir Sub: Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligationsand Disclosure Requirements) Regulations, 2015- Outcome of Board meetingheld onluly28 ,2026 IncontinuationtoourintimationletterdatedJuly17,2026and pursuanttoRegulation30(read with Part Aof Schedule III) and other applicableclauses of theSEBI (ListingObligationsand Disclosure Requirements)Regulations,2015,wewouldliketoinformthattheBoardof Directorsof ("theBoard") of EquitasSmall Finance Bank Limited ("the Bank") at its meeting held today i.e.,July 28,2026 has inter-aliaconsideredandapprovedtheUnauditedFinancialResultsoftheBankforthequarterended June30,2026asrecommendedby theAuditCommittee. Pursuant to Regulations33,52 (1) and other applicableclausesof theSEBI (ListingObligationsand Disclosure Requirements) Regulations, 2015, the following documents areenclosed as Annexure I and AnnexureII respectively: a) Unaudited FinancialResultsof theBankfor thequarterendedJune30,2026 b) Limited Review Report from the Joint Statutory Auditors, M/s. ASA & Associates LLP, Chartered Accountantsand M/s.Suri&Co.,Chartered Accountants DisclosureunderRegulation52(7)oftheSEBI(ListingObligationsandDisclosureRequirements) Regulations, 2015 regarding utilization of issue proceeds of non-convertible securities & Regulation52 (7A) of the SEBI (Listing Obligationsand Disclosure Requirements) Regulations, 2015regardingmaterial deviationintheuseof proceeds ISIN Details INE063P08112 Pursuant to Regulation 52 (7) and 52 (7A), we hereby confirm that the issue INE063P08120 proceeds of Non-Convertible Debentures (NCDs) issued by the Bank to the extentof Rs.500croresasof December 05,2024and Rs.500croresasof July31, 2025have been fully utilized for the intended purpose and there has been no material deviation in the use of proceeds of issue of NCDs from the objects statedin theofferdocument. The statements indicating the utilization of issue proceeds and statement indicatingdeviation/ variationreport("Nilreport")areenclosedasAnnexure IIIand Annexure IV ChsnnaiY^ lH \2 .I \ 600002/5? BEYOND BANKING Whenyoubankwithus,youcontributetowardsabettersociety. EquitasSmallFinanceBankLimited 4629783 (PreviouslyknownasEquitasFinanceLimited) 4'1'Floor,PhaseII,SpencerPlaza,No.769,MountRoad,AnnaSalai,Chennai,TamilNadu,India-600002 T:+914442995000|F:+914442995050|corporate@equitas.in| www.equitas.bank.in|TollFree:18001031222 |CINNo:L65191TN1993PLC025280 EDTJIEE EquitasSmallFinanceBank Disclosure under Regulations 54(2) & 54(3) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations,2015 ISIN Details INE063P08112 The disclosure under SEBI Circular No. SEBI/HO/MIRSD/MIRSD INE063P08120 CRADT/CIR/ P/2022/67dated May19,2022asamendedand read withthe applicableSEBIMasterCircularsissuedfromtimetotime,Regulation54(2)and 54(3) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 with respect to Security Cover, is not applicable, as the Non-ConvertibleSecurities issued by the Bank totheextentof Rs.500crores asof December05,2024and Rs.500croresasof July31,2025are unsecured. The Meeting of the Board of Directors of the Bank commenced at 11:00 hours and concluded at (H- ShrS hours. Kindlytaketheaboveinformationon record,whichwillalsobeavailableon theBank'swebsite www.equitas.bank.in Thankingyou, Yoursfaithfully, For EquitasSmall FinanceBank Limited N Ramanathan CompanySecretary Enel:a/a BEYOND BANKING Whenyoubankwithus,youcontributetowardsabettersociety. EquitasSmallFinanceBankLimited 4629781 (PreviouslyknownasEquitasFinanceLimited) 4thFloor,PhaseII,SpencerPlaza,No.769,MountRoad,AnnaSalai,Chennai,TamilNadu,India-600002 T:+914442995000|F:+914442995050|corporate@equitas.in| www.equitas.bank.in|TollFree:18001031222 |CINNo:L65191TN1993PLC025280 Annexure - I EQUITASSMALLFINANCEBANKLIMITED CIN:L65191TN1993PLC025280 Regd.Office:4thFloor,PhaseII,SpencerPlaza,No.769,MountRoad,AnnaSalai,Chennai600002 Website:www.equitas.banK. 1.StatementofUnauditedFinancialResultsforthequarterendedJune30,2026 (finLakh) Quarterended Yearended Particulars 30-Jun-26 31-Mar-26 30-Jun-25 31-Mar-26 Unaudited (RefA eu rd ni ote ted .14) Unaudited Audited 1 InterestEarned(a)+(b)+(c)+(d) 1,96,039.79 1,83,634.90 1,64,886.35 6,79,423.71 (a)Interest/discountonadvances/bills 1,75,487.70 1,63,173.68 1,43,397.42 5,97,088.04 (b)IncomeonInvestments 17,533.47 16,762.09 16,123.84 66,096.86 (c)InterestonbalanceswithReserveBankofIndiaand otherinterbankfunds 3,011.52 3,694.27 5,364.31 16,219.82 (d)Others 7.10 4.86 0.78 18.99 2 OtherIncome(Refernote.11) 25,510.20 26,345.87 29,168.63 1,07,354.72 3 TotalIncome(1)+{2) 2,21,549.99 2,09,980.77 1,94,054.98 7,86,778.43 4 InterestExpended 93,080.52 85,623.29 86,311.55 3,40,306.77 5 OperatingExpenses(i)+(ii) 87,996.14 84,111.63 76,266.47 3,19,974.80 (i)EmployeesCost 54,870.59 51,409.76 46,000.56 1,96,407.78 (ii)OtherOperatingExpenses 33,125.55 32,701.87 30,265.91 1,23,567.02 6 TotalExpenditure(4)+(5)(excludingprovisions&contingencies) 1,81,076.66 1,69,734.92 1,62,578.02 6,60,281.57 7 OperatingProfitbeforeProvisions&Contingencies(3)-(6) 40,473.33 40,245.85 31,476.96 1,26,496.86 8 Provisions(otherthantax)andContingencies 16,066.03 12,410.95 61,224.95 1,13,683.57 9 ExceptionalItems 10 Profit/(Loss)fromOrdinaryActivitiesbeforetax(7)-(8)-(9) 24,407.30 27,834.90 (29,747.99) 12,813.29 11 TaxExpense 6,046.61 6,566.61 (7,371.66) 2,505.01 12 NetProfit/(Loss)fromOrdinaryActivitiesaftertax(10)-(11) 18,360.69 21,268.29 (22,376.33) 10,308.28 13 ExtraordinaryItems(netofTaxExpense) 14 NetProfit/(Loss)forthePeriod/Year(12)-(13) 18,360.69 21,268.29 (22,376.33) 10,308.28 15 Paid-upEquityShareCapital(FaceValueoff10/-each) 1,14,372.18 1,14,104.31 1,14,030.23 1,14,104.31 16 ReservesexcludingRevaluationReserves 4,98,378.95 17 AnalyticalRatiosandotherdisclosures: (i)PercentageofsharesheldbyGovernmentofIndia Nil Nil Nil Nil (ii)CapitalAdequacyRatio(%)-Basel-ll(Refernote6) 19.44% 20.31% 20.48% 20.31% (iii)EarningsPerShare(EPS)-(FaceValueoff10/-each) -Basic EPS(?)before&afterextraordinaryitems(netoftaxexpense)* 1.61 1.86 (1.96) 0.90 -DilutedEPS(?)before&afterextraordinaryitems(netoftaxexpense)* 1.60 1.86 (1.96) 0.90 (iv)NPARatios (a)GrossNPAs 1,10,038.62 1,13,489.11 1,03,598.95 1,13,489.11 (b)NetNPAs 31,893.59 30,608.15 34,159.45 30,608.15 (c)%ofGrossNPAtoGrossAdvances 2.42% 2.60% 2.92% 2.60% (d)%ofNetNPAtoNetAdvances 0.71% 0.72% 0.98% 0.72% (v)ReturnonAssets(average)* 0.29% 0.35% (0.41%) 0.18% (vi)Networth(excludingDeferredTaxAssets,RevaluationReserve& Intangibles) 5,79,833.21 5,58,245.30 5,30,753.73 5,58,245.30 (vii)OutstandingRedeemablePreferenceShares (viii)CapitalRedemptionReserve (ix)Debt-EquityRatio(Refernote12) 0.74 0.70 0.23 0.70 (x)Totaldebtstototalassets(Refernote12) 10.46% 9.52% 3.75% 9.52% *Notannualisedforthequarterended. 2.SegmentinformationinaccordancewiththeAccountingstandardonSegmentReporting(AS-17)oftheoperatingsegmentsoftheBankisasunder: (TinLakh) Quarterondod Yearended SINo Particulars 30-Jun-26 31-Mar-26 30-Jun-25 31-Mar-26 Unaudited (RefA eu rd ni ote ted. 14) Unaudited Audited 1 Segmentrevenue a) Treasury 23,704.67 19,747.47 33,503.62 1,00,363.21 b) RetailBanking 1,92,010.01 1,81,036.09 1,55,791.39 6,61,583.47 c) WholesaleBanking 3,555.47 4,780.04 1,573.50 11,871.30 d) OtherBankingoperations 2,279.84 4,417.17 3,186.47 12,960.45 e) Unallocated Less:Intersegmentrevenue Incomefromoperations 2,21,549.99 2,09,980.77 1,94.054.98 7,86,778.43 2 Segmentresults a) Treasury 3,850.60 2,465.98 12,071.86 26,604.48 b) RetailBanking 20,912.54 23,813.20 (43,236.75) (16,129.88) c) WholesaleBanking (719.57) (42.12) 2.09 (2,505.04) d) OtherBankingoperations 2,235.87 4,321.88 2,998.76 12,521.08 e) Unallocated (1,872.14) (2,724.04) (1,583.95) (7,677.35) Profit/(Los [Showing first 8,000 characters — download PDF for full document]