Outcome of the Board Meeting

28 July, 2026 The Secretary The Secretary National Stock Exchange of India Limited BSE Ltd. Trade World, 4th Floor, 1st Floor, P.J. Towers Kamala Mills Compound, Dalal Street, Fort, Senapati Bapat Marg, Lower Parel, Mumbai 400 001 Mumbai 400 013 NSE SCRIP CODE: CHOLAFIN EQ BSE SCRIP CODE: 511243 Dear Sir / Madam, Sub: Intimation on the outcome of the Board Meeting held on 28 July, 2026 and disclosures under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Listing Regulations) We refer to our letters dated 6 July, 2026 and 17 July, 2026 intimating the convening of a meeting of the Board of Directors of the Company inter alia to consider and approve the unaudited standalone and consolidated financial results of the Company for the quarter ended 30 June, 2026 and issuance of non-convertible debentures. In this regard, we hereby inform you that the Board of Directors at their meeting held today have approved the following: 1. Unaudited financial results: Unaudited Standalone and Consolidated financial results of the Company for the quarter ended 30 June, 2026 as prescribed under Regulation 33 and 52 of the Listing Regulations. In this connection, we enclose the following: a) The detailed format of the unaudited standalone and consolidated financial results for the quarter ended 30th June 2026, submitted in accordance with the Listing Regulations. The financial results will also be published in the format prescribed under the Listing Regulations along with a QR code for accessing the same on the Company’s website; b) Limited review report issued by the joint statutory auditors of the Company, M/s. B.K. Khare & Co. and M/s. KKC & Associates LLP, Chartered Accountants; c) Disclosures under Regulations 52(4), 52(7), 52(7A), 54(2) and 54(3) of Listing Regulations along with Independent Auditor’s certificate on Security Cover; and d) A press release in relation to the above un-audited financial results for dissemination to the public. 2. Fund raising through issuance of non-convertible debentures: Issue of secured and/or unsecured Non-Convertible Debentures (NCDs) aggregating to Rs. 55,000 crores in one or more tranches on a private placement basis in accordance with applicable laws. The disclosures required under Para A of Part A of Schedule III of SEBI Listing Regulations, will be provided, at the time of issuance/allotment of securities. The meeting of Board of Directors commenced at 12.35 p.m. and concluded at 2.30 p.m. Kindly take the above information on record and acknowledge receipt. Thanking you, Yours faithfully, For Cholamandalam Investment and Finance Company Limited P Sujatha Company Secretary Encl.: as above CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED CIN -L65993TN1978PLC007576 Registered Office : Chola Crest, C54, C55,Super B -4 Thiru Vi Ka Industrial Estate, Guindy ,Chennai -600032 Statement of Standalone Un-audited Financial Results for the Quarter ended June 30, 2026 "crores Quarter ended Year ended Particulars 30.06.2026 31.03.2026 30.06.2025 31.03.2026 Un-audited Audited Un-audited Audited (Refer Note-8) 1. Revenue from operations -Interest Income 8,039.92 7,604.56 6,650.07 28,372.63 -Net gain on derecognition of financial Instruments under 161.32 114.87 146.58 439.11 amortised cost category -Fee & Commission Income 580.06 629.67 418.24 2,053.48 -Net gain on fair value change on financial instruments 50.19 41.67 29.06 111.38 -Sale of Services 1.89 1.53 0.97 5.14 I nt;il RPvPnllP frnm ni,pr;itinn~ a,a33.3a i,i9l.i0 7,l'l'l.92 30,981,711 2. Other income 99.57 146.27 85.86 463.10 3. Total Income (1+2) 8,932.95 8,538.57 7,330.78 31,444.84 4. Expenses a) Finance costs 4,003.14 3,749.42 3,466.25 14,374.20 b) Impairment offinancial instruments(Net) 921.85 846.42 882.10 3,535.83 c) Employee benefits expense 1,139.78 1,082.64 924.30 4,152.80 d) Depreciation and amortisation expense 74.17 71.03 66.79 281.32 e) Other expenses 573.52 651.69 461.70 2,140.03 Total expenses 6,712.46 6,401.20 5,801.14 24,484.18 5. Profit before tax (3-4) 2,220.49 2,137.37 1,529.64 6,960.66 6. Tax expense a) Current tax 651.94 565.14 440.23 2,010.68 b) Deferred tax (85.04} (68.48) (46.50) (269.61) Total Tax expense 566.90 496.66 393.73 1,741.07 7. Profit for the period/year (5-6) 1,653.59 1,640.71 1,135.91 5,219.59 8. Other Comprehensive Income a. (i) Items that will not be reclassified to Profit or Loss (3.47) 5.54 (4.58) (3.80) (ii) Income tax impact 0.87 {1.39) 1.15 0.96 b. (i) Items that will be reclassified to Profit or Loss (29.89) 218.16 (102.06) 234.28 (ii) Income tax impact 7.21 (54.91) 25.69 (58.97) 9. Other Comprehensive lncome/(loss) net of tax for the (25.28) 167.40 (79.80) 172.47 period/year Total Comprehensive Income net of tax for the 10. 1,628.31 1,808.11 1,056.11 5,392.06 period/year (7+9) 11. Paid-up equity share capital (" 2/-per share) 170.59 170.48 168.30 170.48 12. Earnings per Share (EPS) -(" 2/-per share) (not annualised for interim period) a) Basic 19.40 19.28 13.51 61.83 b) Diluted 19.36 19.23 13.47 61.68 CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED CIN -L65993TN1978PLC007576 Registered Office : Chola Crest, C54, CSS,Super B -4 Thiru Vi Ka Industrial Estate, Guindy ,Chennai -600032 Statement of Consolidated Un-audited Financial Results for the Quarter ended June 30, 2026 'II:: crores Quarter ended Year ended 30.06.2026 31.03.2026 30.06.2025 31.03.2026 Particulars Un-audited Audited Un-audited Audited (Refer Note-8) 1. Revenue from operations -Interest Income 8,048.11 7,613.47 6,655.99 28,403.26 -Net gain on derecognition of financial Instruments under 161.32 114.87 146.58 439.11 amortised cost category -Fee & Commission Income 594.35 645.17 434.20 2,114.21 -Net gain on fair value change on financial instruments 50.19 41.67 29.05 111.38 -Sale of Services 2.32 1.53 0.97 5.14 Total Revenue from Operations 8,856.29 8,416.71 7,266.80 31,073.10 2. Other income 100.39 146.83 85.29 455.63 3. Total Income (1+2) 8,956.68 8,563.54 7,353.09 31,538.73 4. Expenses a) Finance costs 4,007.37 3,753.02 3,468.06 14,384.13 b) Impairment of financial instruments(Net) 922.05 845.31 882.33 3,536.34 c) Employee benefits expense 1,148.99 1,092.38 935.66 4,195.08 d) Depreciation and amortisation expense 75.06 71.64 67.44 283.89 e) Other expenses 581.13 558.21 468.33 2,156.25 Total expenses 6,734.61 6,421.56 5,821.82 24,565.69 5. Profit before share of profit/(loss) from associate/Joint 2,222.07 2,141.98 1,531.27 6,973.04 Venture {3-4) 6. Share of profit/(loss) from Associate/Joint Venture (net 1.49 1.14 0.73 3.73 of tax) 7. Profit before Tax (5+6) 2,223.56 2,143.12 1,532.00 6,976.77 8. Tax expense a) Current tax 552.53 566.53 440.82 2,013.81 b) Deferred tax (85.19) (68.61) (46.65) (269.65) Total Tax expense 567.34 497.92 394.17 1,744.16 9. Profit after tax for period/year (7-8) 1,656.22 1,645.20 1,137.83 5,232.61 Profit for the period/year attributable to: -Owners of the Company 1,656.22 1,645.20 1,137.83 5,232.61 -Non controlling interest - - - 10. Other Comprehensive Income a. (i) Items that will not be reclassified to Profit or Loss (3.47) 5.61 (4.58) (3.75) (ii) Income tax impact 0.87 (1.42) 1.15 0.94 b. (i) Items that will be reclassified to Profit or Loss (29.89) 218.15 (102.06) 234.28 (ii) Income tax impact 7.21 (54.91) 25.69 (58.97) 11. Other Comprehensive Income/ (loss) net of tax for the (25.28) 167.44 {79.80) 172.50 period/year Other Comprehensive Income attributable to: -Owners of the Company (25.28) 157.44 (79.80) 172.50 - - - -Non controlling interest - Total Comprehensive Income net of tax for the 12. 1,630.94 1,812.64 1,058.03 5,405.11 period/year (9+11) Total Comprehensive Income attributable to: -Owners of the Company 1,530.94 1,812.54 1,058.03 5,405.11 -Non controlling interest - - - - 13. Paid-up equity share capital ('II:: 2/-per share) 170.59 170.48 158.30 170.48 Earnings per Share (EPS) -('II:: 2/-per share) - (not annualised fo -r interim period) i!.(I\ and /:itJ. ssoc~- B Da ils uic te [Showing first 8,000 characters — download PDF for full document]