The presentation for Analyst call of the corporation to be held on 05.11.2026 is enclosed

Ref. No.: LIC/SE/2026-27/111 Date: November 05, 2026 The Manager The Manager Listing Department, Listing Department, BSE Limited, National Stock Exchange of India Ltd., Phiroze Jeejeebhoy Tower, Exchange Plaza, 5th Floor, Plot C/1, Dalal Street, G Block, Bandra Kurla Complex, Mumbai-400001. Mumbai-400051. Scrip Code: 543526 Symbol: LICI Dear Sir/Madam, Sub: Conference Call with the Analyst/Investors- Presentation In continuation of earlier filing vide Ref: LIC/SE/2026-27/108 dated October 28, 2026, we hereby inform that the Presentation for Analyst Call of the Life Insurance Corporation of India (“Corporation”) to be held on November 05, 2026 is enclosed herewith and the same is also available on the website of the Corporation at https://licindia.in/f.y.-2026-273. Please take the above information on record and arrange for dissemination. A copy of this intimation is also being made available on the website of the Corporation at www.licindia.in. Yours faithfully, For Life Insurance Corporation of India (Anshul Kumar Singh) Company Secretary & Compliance Officer Encl: a/a Investor Presentation H1 FY27 5th November 2026 AGENDA 1 INTRODUCTION TO LIC 5 ACHIEVING OPERATIONAL EFFICIENCIES BUSINESS AND FINANCIAL UPDATES 6 KEY FOCUS AREAS 3 ACTUARIAL UPDATES 7 APPENDIX 4 MARKETING AND DISTRIBUTION STRENGTHS INTRODUCTION TO LIC Largest life insurer in India – Market leader 2nd Largest public sector company in India by Market Capitalisation.1 2nd Strongest Insurance Brand Globally² 3rd Most Valuable Indian Brand³ 4th Strongest Indian Brand³ 13th position as a Most Valuable Insurance Brand Globally² Achieved GUINNESS WORLD RECORDS Title for the "MOST LIFE INSURANCE POLICIES SOLD IN 24 HOURS”⁴ Source: 1As per moneycontrol.com as on 02.11.2026; ²Brand Finance Insurance 100-2026 Report ³Brand Finance -India 100-2026 Report ⁴On 20.01.2025 sold 5,88,107 life insurance policies across India. Cross cyclical and comprehensive life insurance solutions Comprehensive Product Portfolio (as at quarter ended September 30th2026) • Non Participating Products • Participating Products 12 27 (Including four Annuity Products) 14 8 • Group Products¹ • Riders As of 30th September, 2026 the Corporation’s product portfolio comprised of 60 offerings, which included 38 exclusive individual products, 13 exclusive group products, LIC's Smart Pension is a common product available for both Individual Business and Group Business, 7 individual riders and 1 group rider. On19thOctober2026,LIClaunchedthreenewindividualproducts,LIC’sNewJeevanDhara–II–DeferredAnnuityPlan, LIC’sHealthShield–Health PureRiskPlanandLIC’sNewCancerCover–HealthPureRiskPlan. Source: Corporation data as of 30thSeptember, 2026, ¹excluding government run schemes such as 1. National Pension Scheme for Self Employed,, 2. Pradhan Mantri Shram Yogi Maan-dhanYojana 3.Pradhan Mantri Kisan Maan-dhan Yojana, 4. Pradhan Mantri 5 Laghu Vyapari Maan-dhan Yojana. 5. Pradhan Mantri Jeevan Jyoti Bima Yojana. Our products designed to suit customer life cycle Participating Products Non-participating Products Source: Corporation data, Product list indicative and not exhaustive. 6 New products launched during H1 FY27 LIC’s New LIC’s New LIC’s New Name of Jeevan Sathi – Jeevan Sathi – LIC’s New LIC’s Bima Jeevan Products Single Limited Bima Jyoti Platinum Raksha Premium Premium Introduction date 01.06.2026 01.06.2026 10.08.2026 07.09.2026 07.09.2026 Par/Non Par Non-Par Non-Par Non-Par Non-Par Non-Par Product Joint Life Single Joint Life Limited Limited premium Pure Risk Plan Limited premium Category Premium Premium payment, payment, Endowment Endowment Endowment Endowment Product Product Product Product Features of Non-Linked, Life, Non-Linked, Life, Non-Linked, Life, Non-Linked, Life, Non-Linked, Life, product Individual, Savings Individual, Savings Individual, Savings Individual, Pure Individual, Savings plan with plan with plan with Risk plan plan with Guaranteed Guaranteed Guaranteed Guaranteed Additions Additions Additions Additions Source: Corporation Data BUSINESS AND FINANCIAL UPDATES Business Performance Parameters – H1 FY27 Amount INR Crore H1 FY27 INR 2,74,269 Cr H1 FY27 INR 1,13,594 Cr Total Group Business Total Premium Income +11.64% +19.62% Premium H1 FY26 INR 2,45,680 Cr H1 FY26 INR 94,965 Cr H1 FY27 INR 32,725 Cr H1 FY27 58.77% Individual New Business Market Share in -0.64% +14.86% Premium Premium¹ (Absolute) H1 FY26 INR 28,491 Cr H1 FY26 59.41% Renewal Premium H1 FY27 INR 1,27,950 Cr H1 FY27 60.83% -2.61% +4.68% Market Share in Policies¹ (Individual) (Absolute) H1 FY26 INR 1,22,224 Cr H1 FY26 63.44% Source Corporation Data ¹As per Life Insurance Council data. Figures may not add up to total due to rounding off. Business Performance Parameters – H1 FY27 Amount INR Crore H1 FY27 INR 17510 Cr Weighted Received Total Individual New H1 FY27 INR 2,59,900 Cr +14.50% +5.16% Premium (Individual) Business Sum Assured H1 FY26 INR 15,293 Cr H1 FY26 INR 2,47,140 Cr H1 FY27 4,08,880 H1 FY27 12,691 Cr Total Number of Death -0.26% Total Death Claim Paid +5.33% Claims (Individual) H1 FY26 4,09,966 H1 FY26 12,049 Cr Total Number of Maturity H1 FY27 78,90,878 -14.55% Total Maturity Claim H1 FY27 1,25,806 Cr +16.93% Claims (Individual) Paid H1 FY26 92,34,314 H1 FY26 1,07,587 Cr Source Corporation Data.. Figures may not add up to total due to rounding off. Financial Performance Parameters –H1 FY27 Amount INR Crore H1 FY27 INR 25,568 Cr H1 FY27 96.74% Claim Settlement Ratio -0.51% Profit After Tax +21.52% Death¹ (Absolute) H1 FY26 INR 21,040 Cr H1 FY26 97.25% H1 FY27 2.35 H1 FY27 70,97,094 +0.22% Number of Policies sold Solvency -2.25% (Absolute) (Individual) H1 FY26 2.13 H1 FY26 72,60,573 Number of Policies sold H1 FY27 1,08,789 Assets Under H1 FY27INR 59,60,941 Cr +4.16% by Bancassurance & -2.94% Management Alternate Channels H1 FY26 1,12,082 H1 FY26 INR 57,22,896 Cr Source Corporation Data. Figures may not add up to total due to rounding off. ¹Inclusive of unclaimed amounts of last ten years brought back to outstanding during previous year as per IRDAI Regulations. Performance Ratios – H1 FY27 H1 FY27 8.67% H1 FY27 6.54% Yield on Investment -0.23% Yield on Investment +0.06% (Policyholders Fund)² (Absolute) (Shareholders Fund)² (Absolute) H1 FY26 8.90% H1 FY26 6.48% H1 FY27 1.16% H1 FY27 90.20% -0.18% -0.95% Total Gross NPA Ratio¹ Conservation Ratio H1 FY26 1.34% (Absolute) H1 FY26 91.15% (Absolute) H1 FY27 10.41% -0.87% Overall Expense Ratio (Absolute) H1 FY26 11.28% Source Corporation Data Figures may not add up to total due to rounding off. ¹for policyholders fund ²Without unrealisedgains. ACTUARIAL UPDATES Indian Embedded Value (IEV) Embedded Value (INR Crore) 7,89,185 7,97,378 7,76,876 7,27,344 The IEV has increased by 5,82,243 INR 8,193 5,41,492 Crore from March 2026 to Sep 2026, registering a growth of 1.04%. Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 Sep-26 Source: Corporation data. Build Up of Indian Embedded Value - H1 FY26 Versus H1 FY27 INR in Crore Components H1 FY26 H1 FY27 A. Adjusted Net Worth (ANW) 1,35,695 1,84,064 B. Value of in-force (VIF) Business 6,77,535 6,13,314 C. Indian embedded value (IEV) (C=A+B) 8,13,230 7,97,378 Source: Corporation data. Figures may not add up to total due to rounding off. . Sensitivity Analysis Change in Change in New Sensitivity – Scenarios Indian Embedded Business Margin Value (Percent Points) For the Half Year End 30/9/2026 30/9/2026 Base results (INR in Crore) 7,97,378 22.3% An increase of 100 bps in the reference rates (0.6%) 3.0% Reference rates A decrease of 100 bps in the reference rates 0.5% (4.4%) Acquisition 10% increase in acquisition expenses Not applicable (0.6%) expenses 10% decrease in acquisition expenses Not applicable 0.6% Maintenance 10% increase in maintenance expenses (0.5%) (0.8%) expenses 10% decrease in maintenance expenses 0.5% 0.8% 10% increase (multiplicative) in the policy/ premium (0.2%) (1.2%) discontinuance rates and partial withdrawal rates Persistency 10% d [Showing first 8,000 characters — download PDF for full document]