Outcome of Board Meeting

November 05, 2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Block G, Bandra Kurla Dalal Street, Mumbai – 400 001 Complex, Bandra (E) Mumbai – 400 051 Scrip Code: 544055 Scrip Code: MUTHOOTMF Dear Sir/Madam, Sub: Outcome of the Board Meeting held on November 05, 2026 – Disclosure under Regulation 30, 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) This is with reference to Regulation 30 read with Part A of Schedule III, Regulation 33 and Regulation 52 and other applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. It is hereby intimated that the Board of Directors at its meeting held on November 05, 2026, has approved, inter alia, the following business(es): 1. The financial results for the quarter ended September 30, 2026, together with the Limited Review Report of the Statutory Auditors thereon, as recommended by the Audit Committee. The financial results, duly signed by the Chairperson /Managing Director/Whole-time Director and Statutory Auditors of the Company, together with the limited review report are enclosed herewith. 2. Proposal for entering Material Related Party Transaction with Muthoot Fincorp Limited, Holding Company, for an aggregate value not exceeding ₹2,500 Crores for a period of one (1) year, subject to the approval of the shareholders through a Postal Ballot, and accordingly, to convene a Postal Ballot Meeting for obtaining such approval. The meeting of the board of directors commenced at 1.50 PM and concluded at 4.10 P.M. Kindly take the same on records. Thanking you, Yours faithfully, For Muthoot Microfin Limited Neethu Ajay Chief Compliance Officer and Company Secretary Independent Auditors’ Review Report on the Quarterly and Year to date Unaudited Financial Results of Muthoot Microfin Limited pursuant to Regulations 33 and 52 read with Regulation 63(2) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended Review Report to The Board of Directors Muthoot Microfin Limited 1. We have reviewed the accompanying Statement of unaudited financial results of Muthoot Microfin Limited (“the Company”) for the quarter and half year ended September 30, 2026, (“the Statement”) attached herewith, being submitted by the Company pursuant to the requirements of Regulations 33 and 52 read with Regulation 63(2) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (“Listing Regulations”), including relevant circulars issued by the Securities and Exchange Board of India ("SEBI") from time to time. 2. The Statement, which is the responsibility of the Company’s Management and approved by the Company’s Board of Directors has been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard 34 'Interim Financial Reporting' (“lnd AS 34”) prescribed under Section 133 of the Companies Act, 2013 (“the Act”) as amended read with relevant rules issued thereunder, the circulars, guidelines and directions issued by the Reserve Bank of India ("RBI") from time to time (the "RBI Guidelines") and other accounting principles generally accepted in India and in compliance with Regulations 33 and 52 read with Regulation 63(2) of the Listing Regulations, including relevant circulars issued by SEBI from time to time and that it has been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning, to the extent applicable and other related matters. Our responsibility is to express a conclusion on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (“SRE”) 2410 – “Review of Interim Financial Information Performed by the Independent Auditor of the Entity” issued by the Institute of Chartered Accountants of India. This standard requires that we plan and perform the review to obtain moderate assurance as to whether the financial statements are free of material misstatement. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing specified under section 143(10) of the Act, and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. 4. Based on our review conducted as stated in paragraph 3 above, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in the applicable Indian Accounting Standards specified under Section 133 of the Act as amended, read with relevant rules issued thereunder, the RBI Guidelines and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms of the Listing Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement, or that it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning, to the extent applicable and other related matters. For Suresh Surana & Associates LLP Chartered Accountants Firm’s Registration No.121750W / W100010 Ramesh Gupta Partner Membership No.: 102306 UDIN: 26102306VYUSYD3326 Place: Mumbai Date: November 5, 2026 Muthoot Microfin Limited CIN : L65190MH1992PLC066228 Regd. Office: 13th Floor, Parinee Crescenzo, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051 Admin Office: 5th Floor, Muthoot Towers, Opp Abad Hotel, MG Road, Kochi, Kerala - 682035 Statement of Assets and Liabilities as at September 30, 2026 (All amounts in INR millions, unless stated otherwise) As at As at As at Particulars September 30, 2026 September 30, 2025 March 31, 2026 Unaudited Unaudited Audited ASSETS Financial assets Cash and cash equivalents 15,678.98 9,892.31 7,011.48 Bank balances other than cash and cash equivalents 3,943.18 5,111.16 4,396.24 Receivables (a) Trade receivables 346.05 137.08 253.63 (b) Other receivables 489.36 450.90 356.51 Loans 1,08,749.14 89,277.94 1 ,03,964.70 Investments 4,780.93 4,414.13 4,058.30 Derivative financial instruments 1,993.48 717.72 1,826.45 Other financial assets 1,680.70 822.87 1,939.39 1,37,661.82 1,10,824.11 1 ,23,806.70 Non-financial assets Current tax assets (net) 516.58 1,040.92 355.60 Deferred tax asset (net) 156.41 784.28 480.84 Property, plant and equipment 674.57 740.85 693.13 Right to use assets 1,233.30 1,343.32 1,295.08 Other intangible assets 10.13 4.86 4.41 Other non-financial assets 230.64 189.11 212.29 2,821.63 4,103.34 3,041.35 Total assets 1,40,483.45 1,14,927.45 1,26,848.05 LIABILITIES AND EQUITY Liabilities Financial liabilities Payables Trade Payables (a) Total outstanding dues of micro enterprises and small - - 0.21 enterprises (b) Total outstanding dues of creditors other than micro 211.16 202.34 197.29 enterprises and small enterprises Other payables (a) Total outstanding dues of micro enterprises and small - - - e(bn)t eTroptrails eosutstanding dues of creditors other than micro 6.64 8.49 16.25 enterprises and small enterprises Debt securities 11,976.31 5,608.63 10,426.10 Borrowings (other than debt securities) 95,046.10 79,263.19 85,046.85 Lease liabilities 1,549.61 1,653.69 1,599.53 Other financial liabilities 765.03 871.12 757.47 1,09,554.85 87,607.46 98,043.70 Non-financial liabilities Provisions 243.42 196.99 157.83 Other non-financial liabilities 125.39 102.69 103.40 368.81 299.6 [Showing first 8,000 characters — download PDF for full document]