Investor Presentation

Ref: Protean/Secretarial/2026-27/54 November 5, 2026 BSE Limited (“BSE”) National Stock Exchange of India P.J. Towers, Dalal Street, Limited Fort, Mumbai – 400 001 Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Bandra (E), Scrip Code: 544021 Mumbai – 400051, India Trading symbol: PROTEAN Dear Sir/Madam, Subject: Investor Presentation for the quarter and half year ended September 30, 2026 Pursuant to Regulation 30 read with Schedule III and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith Investor Presentation on Company’s Operational and Financial Performance for the quarter and half year ended September 30, 2026. This is for your information and records. Thanking you, Yours truly, For Protean eGov Technologies Limited Maulesh Kantharia Company Secretary & Compliance Officer FCS 9637 Encl.: As above Protean eGov Technologies Limited 1st Floor, Times Tower, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel, Mumbai - 400 013 CIN: L72900MH1995PLC095642 | T: +91 22 4090 4242| E: cs@proteantech.in | W: www.proteantech.in DIGITAL Q2 & H1FY27 Investor Presentation E Index A Company Overview B Q2FY27 Update C Strategic Business Levers: 1 Build & Operate Digital Public Infrastructure in India & Globally 2 Enabling Enterprise Digital Ecosystems Protean eGov Technologies Limited I Investor Presentation 2026-27 Company Overview 01 Building Digital Trust for Billions - India and Beyond 02 Continued Momentum in India’s Digital Growth Story 03 Leader in providing Tax Services 04 Leader in providing Retiral Services 05 Sole entity providing all four foundational Identity Services 06 Building Aadhaar Seva Kendra’s across India 07 Protean is well positioned to Carpe-Diem 08 Uniquely Positioned for Future Growth Immediate Strategic Priorities Protean eGov Technologies Limited I Investor Presentation 2026-27 Immediate Strategic Priorities Building Digital Trust for Billions - India and Beyond Over 3 decades of experience in building Digital Public Infrastructure (DPI) Enabled 21+ nationally critical e-Governance stacks while & developing innovative citizen-centric e-governance solutions working with several ministries across diverse sectors Annuity & Transactional revenue with predictable stability Protean eGov Technologies Limited I Investor Presentation 2026-27 Strategic Business Levers – The Three Pillars Build& Operate Driving Enterprise Growth Global Expansion Core DPI Through ‘Bundled’ Solutions Taking India Stack Global ‘DPI in a Box’ Population Scale e-Governance Platforms Digital Identity and AI Powered Intelligence layer Digital ID PAN Card Issuance Online PAN Digital Documentation Stack Taxation Services & ID Tax Information Network Validation Digital Signing & Stamping Central Recordkeeping Authorised Service Agency for NPS, APY & UPS CKYC Solution Stack Pension and Retirals Agency for e-KYC, Auth CKYC Registry 2.0 Certifying Authority Open Digital Stack Aadhaar Card Issuance Multi-Sectoral API Stack for E-sign DPI stacks for Insurance, E-commerce, Agriculture, Account Aggregator Analytics powered by Enterprise Digital Ecosystems Education & Health Identity 360 Global Monetisation of our India Capabilities Continued Momentum in India’s Digital Growth Story India’s Next-Generation Digital Growth Enablers Demographic Shift Financialization Digitization Enabling inclusion across age, income, and Accelerating formalization, compliance, Multisector scalable, interoperable digital geography and capital access public infrastructure • India’s population > 148 crore; over 60% still • Digital payment users at 50 crore • Internet penetration at 72% (107 crore users) living outside major urban centers (34% penetration), +30.0% YoY growth • QR code deployments rose ~92% YoY in FY25, • India’s median population age below 30 • 11X growth in non-cash transactions from with over 75% of new installations in years FY21 to FY26 Tier-2/3 cities Population Growth Digital Personal & Consumerloans ($Bn) Internet Penetration (in crore) 45% YoY growth in the number of digital loans Number of Users (in crore) originated Population Working Population 130 - 135 125 - 130 82% -85% 96 98 101 105 100 73% 46 - 50 20 - 22 143 144 145 146 148 2022 2025 2030 Online FY22 FY23 FY24 FY25 FY26 11-13% 20-23% 38-42% Share FY18 FY26 FY30P Rising working age population Rising per capita income Increasing internet penetration Rising tax-payer base Growth in household savings ..with rising volume of digital payments Source – Multiple online research platforms and news articles. Protean eGov Technologies Limited I Investor Presentation 2026-27 Leader in providing Tax Services Stable recurring revenue potential backed by government mandates & rising compliance needs Protean – Annual PAN Issued (in crore) Tax Services Revenue (₹ in crore) Indian population 9% CAGR without a PAN card 9% CAGR 3.7 4.1 5.0 4.4 4.7 >5 crore New bank accounts 53% 56% opened every year 487 498 ~1.2 crore 434 424 70% 366 47% 44% Youth enter the workforce every year FY22 FY23 FY24 FY25 FY26 >83 Lakhs FY22 FY23 FY24 FY25 FY26 Offline Online PAN Verifications on a daily basis In 2004, Protean set up • Largest issuer of India’s ~7-8 ~59.6 Cr Cr 22 crore+ Digital Tax Identity the Tax • Prepaid B2C Protean Market Share Information PAN cards issued Cumulative PAN cards in Cumulative Demat account Network • Transactional Business per year issued till date PAN Issuance holders Protean eGov Technologies Limited I Investor Presentation 2026-27 Leader in providing Retiral Services CRA Services – No. of subscribers (in crore) CRA Services - Revenue (₹ in crore) ~54 cr Jan Dhan Accounts vs ~9.4 cr NPS + APY Accounts 17% CAGR 9% CAGR NPS employer contribution increased from 10% to 14% under the new tax regime 8.2 304 7.2 283 6.2 253 Low Pension Coverage (AUM): 5.1 204 India’s ~ 14% of GDP vs ~ 90%+ in OECD nations FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 Pension Penetration: 56% (US) vs 12% (India) of workforce Protean’s Dominant Position... Underserved Market: NPS AUM at ₹16 Tn vs ₹73.7 Tn in mutual funds PFRDA eases investment & Built India’s First Digital India’s largest Focus on accelerating pension Dual revenue withdrawal norms; exit age Pension Infrastructure – CRA with 97%+ market share adoption reflected in 17% stream – Transactional (8%) raised to 85 years enabling seamless in NPS, APY and UPS CAGR & annuity (92%) onboarding & servicing Protean eGov Technologies Limited I Investor Presentation 2026-27 Sole entity providing all four foundational Identity Services Preferred partner to BFSI for: e-Sign, e -KYC, Aadhaar Auth and OPV Aadhaar Authentication Online Pan Verification Revenue – Identity Services (IN CRORES) (IN CRORES) (₹ IN CRORES) ~17 lacs ~83 lacs Transactions Transactions per day per day 326.7 321.6 111 304.3 99 61.5 Dominant ~90% Market 92 56.5 market 241.3 Share 47.5 212.3 68 position 27.5 27.7 (among top 5 ASAs) FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 Cumulative till date 428.4 Cr Cumulative till date 1,921.9 Cr Growth Drivers e-KYC Transactions e-Sign Transactions • 1.3 Bn+ Mobile Connections with >75 crore Smartphone Users in (FY26) (IN CRORES) (IN CRORES) ~17 lacs ~4.6 lacs • ~107 crore internet users (FY26) Transactions Transactions • 2.18 lakhs Village Councils connected to per day per day Broadband (BharatNet) 61.0 15.8 15.4 16.7 50.9 51.2 Dominant Protean Rank • 80%+ Banking Penetration with 260 crore market #1 10.1 accounts position 8.2 in India 24.6 17.4 (among top 5 • >5 crore bank accounts opened per day with KSAs) Interoperable Banking Infra (CBS, NFS, AePS) FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 • 66.2 crore digital transactions in a day Cumulative till date 304.6 Cr Cumulative till date 84.4 Cr • 50 lakh crore cumulative DBT transfer since Source: UIDAI Transaction volumes include internal services while *adjusted for revision in UIDAI Charges fr [Showing first 8,000 characters — download PDF for full document]