General Updates

05th November, 2026 To, To, BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, 1st Floor, Exchange Plaza, Bandra Kurla Complex, Dalal Street, Mumbai - 400001. Bandra (East), Mumbai - 400 051. BSE Scrip Code: 512463 NSE Symbol: LLOYDSENT Sub: Earnings Update / Investor Presentation for the quarter and half year ended 30th September, 2026. Dear Sir/Madam, Pursuant to Regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), we, Lloyds Enterprises Limited (“the Company”) are enclosing herewith the Earnings Update / Investor Presentation for the quarter and half year ended 30th September, 2026. The aforesaid Earnings Update / Investor Presentation will also be available on Company’s website at www.lloydsenterprises.in Kindly take the same on record. Thanking you, Yours faithfully, For Lloyds Enterprises Limited Pranjal Mahapure Company Secretary and Compliance Officer ACS69408 Encl: As above LLOYDS ENTERPRISES LIMITED Registered Address: A-2, 2nd Floor, Madhu Estate, Pandurang Budhkar Marg, Lower Parel, Mumbai – 400013 Tel: 022 - 6291 8111 Email: lloydsenterprises@lloyds.in Website: www.lloydsenterprises.in (CIN) L27100MH1986PLC041252 LLOYDS ENTERPRISES LTD. Q2FY27 Investor Presentation November 2026 ENGINEERING REAL ESTATE METALS LLOY D S E NTE R PR IS E S LIMITE D About Us Lloyds Enterprises Limited (LEL) is a diversified holding platform spanning trading, real estate and strategic investments Listed on the BSE since 1987 and on the NSE since 2024 Trading portfolio spans steel, allied products and iron ore pellets HOLDING COMPANY OF: Serves both domestic and export markets – Lloyds Engineering Works Limited (LEWL), a four-engine engineering, EPC, electrical Investment strategy focused on long-term value creation and defence platform. Portfolio balanced between near-term opportunities and sustainable growth – Lloyds Realty Developers Limited (LRDL), a 270+ acre land bank across the MMR assets growth corridors. STRATEGIC INVESTMENTS INCLUDE: – Thriveni Lloyds Swarnagiri Private Limited, operator of India’s first private primary gold mine, now in commercial production – 4.13% stake in Lloyds Metals & Energy Ltd (LMEL), offering exposure to an integrated iron ore and steel franchise – In June 2026 the company acquired 17.88% of Steel Infra Solutions Company Ltd (SISCOL) Q2 & H1 FY27 Highlights ₹738 Cr ₹1,343 Cr ₹3,776 Cr ₹1,412 Cr Q2 CONSOLIDATED INCOME H1 CONSOLIDATED INCOME H1 STANDALONE TOTAL H1 CONSOLIDATED TOTAL COMPREHENSIVE INCOME COMPREHENSIVE INCOME +65% YoY +27% YoY +3,189% YoY +542% YoY WHAT CHANGED THIS HALF 01 | HOLDING COMPANY 02 | ENGINEERING 03 | PORTFOLIO Standalone total comprehensive income reached ₹3,775.68 LEWL’s H1 pro forma platform Real estate Crin H1 FY27, reflecting the value movement in the strategic delivered ₹359 Cr EBITDA and ~1.75Cr sq ft pipeline; NSE ₹212 Cr PAT, with income of investment portfolio. and BSE approvals received ₹2,550 Cr. for demerger, NCLT awaited. At the consolidated level, H1 income grew 27% to ₹1,343.20 Gold SISCOL expands fabrication scale; Cr, while EBITDA was ₹224.82 Cr and margin was 16.74%. the group order book stood at Jonnagirientered commercial ₹10,355 Cr at 30 September. production in June 2026 and produced 135 Kg in Q2 FY27; FY27 target ~400 kg. Q2 FY27 Performance Trend STANDALONE PERFORMANCE ₹ Crores ₹ Crores 125 122 3116 Q2 FY26 Q1 FY27 Q2 FY27 -991 Q2 FY26 Q1 FY27 Q2 FY27 Total Income Total Comprehensive Income CONSOLIDATED PERFORMANCE ₹ Crores ₹ Crores 605 1201 Q2 FY26 Q1 FY27 Q2 FY27 -528.7 Q2 FY26 Q1 FY27 Q2 FY27 Total Income Total Comprehensive Income H1 FY27 Financial Performance Standalone and Consolidated STANDALONE RESULTS CONSOLIDATED RESULTS All amounts in INR Crore All amounts in INR Crore PARTICULARS H1 FY27 H1 FY26 YOY(%) PARTICULARS (INR CRORES) H1 FY27 H1 FY26 YOY(%) Total Income 1,343.20 1,059.67 27% Total Income 176.19 489.50 (64%) Total expenses 1,118.38 691.35 62% Total expenses 148.34 188.66 (21%) EBIDTA* 224.82 368.32 (39%) EBIDTA* 27.85 300.84 (91%) EBIDTA Margin (%) 16.74% 34.76% (1,802 bps) EBIDTA Margin (%) 15.81% 61.46% (4,565 bps) Depreciation and amortization 19.40 9.28 109% Depreciation and amortization 0.26 0.24 8% Finance costs 33.20 17.97 85% Finance costs 20.17 11.67 73% Exceptional Items - - - Exceptional items - - - Profit Before Tax 172.22 341.07 (50%) Profit Before Tax 7.42 288.93 (97%) Tax 32.08 54.35 (41%) Tax (0.34) 37.61 - Share of associates 28.07 23.79 18% Total Comprehensive Income 3,775.68 114.81 3,189% Total Comprehensive Income 1,411.84 219.75 542% Lloyds Realty Developers Limited (LRDL) Three decades of delivery across Mumbai, MMR, Pune and Tirupur: 30 lakh+ sq ft across 19 residential and commercial projects, handed over with Occupation Certificates and no RERA disputes. A wholly owned subsidiary of Lloyds Enterprises, LRDL is now moving towards listing under a Scheme of Arrangement: NSE and BSE approvals received, NCLT sanction awaited. 30 Lacs+ 19 ₹3,500 Cr ~1.75 Cr SQ FT DE LI V E RE D PRO J E C T S DE LI V E RE D V ALUE DE LI V E RE D TO DATE SQ FT I N PI PE LI NE TR ACK R ECOR D Zero RERA cases 100% OC on handover RESIDENTIAL 16.90 Lacs sq ft · 10 projects · 53% COMMERCIAL 13.50 Lacs sq ft · 9 projects · 47% 100% conveyance completed I C O N I C D E L I V E R I E S The Square, Andheri East, Mumbai 1515 Moneco, Prabhadevi, Mumbai Pearl Residency, Prabhadevi, Mumbai Om Chambers, Pimpri, Pune 1.87 lakh sq ft commercial, completed 2026. 64,000 sq ft residential tower, completed 2025. 2.25 lakh sq ft residential, completed 2017. 3.50 lakh sq ft commercial, completed 2018. Multi-Format Real Estate: ~1.75 Cr Sq Ft Pipeline F I V E W A Y S T O P A R T N E R F O R M A T S & P I P E L I N E 01 Development management Residential Commercial Society redevelopment Plotted development Industrial End-to-end project management, from planning to delivery. Retail SRA rehabilitation Hospitality Educational Healthcare Red = live in current pipeline · Grey = delivered New in Q2 FY27 · 2 projects, 8.69 Lacs sq ft 02 Co-development Integrated funding, construction and sales execution to Khopoli 01 82.52 Lacs maximise yields. Upcoming project Taloja 02 42.69 Lacs 03 Financial partners Industrial · data centres · warehousing Nilayam, Goregaon W Land acquisition with pre-committed capital. 03 29.78 Lacs Society redevelopment Denawadi, Girgaon 04 NEW · Q2 FY27 7.35 Lacs Upcoming project 04 Redevelopment Thane / Ghodbunder 05 6.56 Lacs Better homes and amenities for existing communities. Residential / commercial Raj Chambers, Bandra E 06 2.44 Lacs Commercial 05 Plotted development Solace, Dadar W 07 1.97 Lacs Residential, commercial or mixed-use on acquired land. Society redevelopment Matunga East 08 NEW · Q2 FY27 1.34 Lacs Upcoming project *The projects stated above include those developed by LRDL, together with its associates, special purpose vehicles (SPVs) and subsidiaries. Corporate Restructuring to Create Two Focused Businesses S T R U C T U R A L C H A N G E S S T R A T E G I C R A T I O N A L E ▪ Lloyds Enterprises will first merge its real estate subsidiaries, Lloyds Realty • Trading and real estate differ sharply in capital intensity, risk profile and Developers and Indrajit Properties, into itself. operating timelines, making a combined structure inefficient. ▪ The entire real estate business will then be separated into a new company, • The separation allows each business to run with its own balance sheet, funding Lloyds Realty Limited. strategy and management focus. ▪ After the restructuring, Lloyds Enterprises will retain only the trading and • It brings the underlying value of the real estate portfolio into clear view instead investment business. of keeping it embedded within Lloyds Enterprises. ▪ Lloyds Realty Limited will operate as a standalone real estate company and will • The simplified structure improves transpare [Showing first 8,000 characters — download PDF for full document]