Updates

SEC/176/2026 July 28, 2026 BSE Limited, National Stock Exchange of India Ltd., Corporate Relationship Department Listing Department Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th floor, Dalal Street, Bandra-Kurla Complex, Mumbai 400001. Bandra (E), Mumbai 400051. Scrip code: 542867 Symbol: CSBBANK Dear Sir/Madam, Business Responsibility and Sustainability Report for the financial year 2025-26 -------------------------------------------------------------------------------------------------------------------------------------- Pursuant to Regulation 34(2)(f) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith the Business Responsibility and Sustainability Report (“BRSR”) of the Bank for financial year 2025-26. The BRSR for the FY 2025-26 is also available on the website of the Bank at: https://www.csb.bank.in/pdf/brsr_fy_2025_26.pdf Kindly take the same on records. Thanking You. Yours faithfully, Sijo Varghese Company Secretary CSB Bank Limited Regd. Office: CSB Bhavan, St. Mary's College Road, Thrissur – 680020, Kerala, India. Tel: +91 487–2333020 | Fax: +91 487–2338764 | Website: www.csb.bank.in | Email: secretarial@csb.bank.in |CIN: L65191KL1920PLC000175 CSB BANK LIMITED Registered Office: “CSB Bhavan”, St. Mary's College Road, Post Box No.502, Thrissur-680020, Kerala, India |Tel: +91 487 – 2333020| Fax: +91 – 487 – 2338764 Website: www.csb.bank.in| Email: secretarial@csb.bank.in | Corporate Identity Number: L65191KL1920PLC000175 BUSINESS RESPONSIBILITY & SUSTAINABILITY REPORT SECTION A: GENERAL DISCLOSURES I. Details of the listed entity 1 Corporate Identity Number (CIN) of the Listed : L65191KL1920PLC000175 Entity 2 Name of the Listed Entity : CSB Bank Limited 3 Year of incorporation : 1920 4 Registered office address : Head Office, "CSB Bhavan", Post Box No.502, St. Mary's College Road, Thrissur – 680020, Kerala, India 5 Corporate address : Head Office, "CSB Bhavan", Post Box No.502, St. Mary's College Road, Thrissur – 680020, Kerala, India 6 E-mail : secretarial@csb.bank.in 7 Telephone : 0487 - 6619 219 8 Website : www.csb.bank.in 9 Financial year for which reporting is being done : April 1, 2025 to March 31, 2026 10 Name of the Stock Exchange(s) where shares are : 1. BSE Limited listed 2. National Stock Exchange of India Limited 11 Paid-up Capital (In ₹) : ₹ 173.49 crore 12 Name and contact details (telephone, email : Mr. Sijo Varghese address) of the person who may be contacted in Company Secretary & Compliance Officer case of any queries on the BRSR report Tel: 0487 - 6619 228 E-mail: secretarial@csb.bank.in 13 Reporting boundary - Are the disclosures under : On a standalone basis. this report made on a standalone basis (i.e. only for the entity) or on a consolidated basis (i.e. for the entity and all the entities which form a part of its consolidated financial statements, taken together). 14 Name of assurance provider : Not Applicable for the financial year ended March 31, 2026 15 Type of assurance obtained : Not Applicable for the financial year ended March 31, 2026 II. Products/services 16. Details of business activities (accounting for 90% of the turnover): S. % of turnover of Description of Main Activity Description of Business Activity No. the entity 1 Financial and Insurance activities Financial service activities, except insurance and 100 pension funding 17. Products /Services sold by the entity (accounting for 90% of the entity’s turnover): % of total S. NIC Product/Service Turnover No. Code Contributed 1 The Bank operates in four business verticals – Retail Banking which includes 64191 100 both deposits and loans, Wholesale Banking, SME Banking and Treasury Management. All the products and services are offered under these Segments. For details, please refer to the ‘Management Discussion and Analysis’ section of the Annual Report. III. Operations 18. Number of locations where plants and/or branches or operations/offices of the entity are situated: Number of Number of Number of Location Total plants Branches offices National* NA 862 40 902 International NA NIL NIL NA *As of March 31, 2026 19. Markets served by the entity: a. Number of locations where plants or branches or operations/offices of the entity are situated: Locations Number National (No. of States) 18 States and 4 union territories. International (No. of Countries) Nil b. What is the contribution of exports as a percentage of the total turnover of the entity? Being a banking company, there is no export earnings. c. A brief on types of customers The Bank offers a comprehensive range of products and services, including asset and liability products, third-party insurance, and investment options. For customers, it offers various deposit products such as fixed deposits, recurring deposits, savings accounts, current accounts and safe deposit lockers. On the asset side, the Bank offers gold loans, retail loans including home loans, personal loans, educational loans, vehicle loans, business loans (including SME and MSME), and agriculture loans. Additionally, the Bank offers third-party products like life insurance, general and health insurance, credit cards and investment options such as mutual funds and online trading accounts. In the priority sector, the Bank extends loans to agriculture, small and marginal farmers, weaker sections, and microenterprises. Through its Financial Inclusion scheme, the Bank offers the Pradhan Mantri Jan Dhan Yojana (PMJDY) and three social security schemes: Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY). For corporate clients, the Bank offers services through Corporate Lending/Wholesale Banking, focusing on medium sized enterprises, capital markets, securitisation, and supply chain finance. BUSINESS RESPONSIBILITY & SUSTAINABILITY REPORT IV. Employees 20. Details as at the end of Financial Year: March 31, 2026. a. Employees and workers (including differently abled): S. Total Male Female Particulars No. (A) No. (B) % (B / A) No. (C) % (C / A) EMPLOYEES 1. Permanent (D) 8187 5653 69.05% 2534 30.95 2. Other than Permanent (E) 0 0 0 0 0 3. Total employees (D + E) 8187 5653 69.04% 2534 30.95 WORKERS* 4. Permanent (F) NA NA NA NA NA 5. Other than Permanent (G) NA NA NA NA NA 6. Total Workers (F + G) NA NA NA NA NA *Being a banking company, the entire workforce is categorized as ‘Employees’ and none as ‘Workers’. Hence in all sections, details sought of the ‘Workers’ category are not applicable to the Bank. b. Differently abled Employees and workers: S. Total Male Female Particulars No. (A) No. (B) % (B / A) No. (C) % (C / A) DIFFERENTLY ABLED EMPLOYEES 1. Permanent (D) NIL NIL NIL NIL NIL 2. Other than Permanent (E) NIL NIL NIL NIL NIL 3. Total differently abled employees (D + E) NIL NIL NIL NIL NIL DIFFERENTLY ABLED WORKERS 4. Permanent (F) NA NA NA NA NA 5. Other than permanent (G) NA NA NA NA NA 6. Total differently abled workers (F + G) NA NA NA NA NA 21. Participation/Inclusion/Representation of women: Total No. and percentage of Females (A) No. (B) % (B / A) Board of Directors 11 3 27% Key Managerial Personnel (KMP) 4 0 0% 22. Turnover rate for permanent employees and workers (Disclose trends for the past 3 years) (Numbers shown in the table are in %) FY 2025-26 FY 2024-25 FY 2023-24 (Turnover rate in (Turnover rate in (Turnover rate in the year prior to current F Y) previous FY) the previous FY) Male Female Total Male Female Total Male Female Total Permanent 38.8 41.3 39.6 46.70 46.80 46.70 46.3 48.4 47.0 Employees Permanent NA NA NA NA NA NA NA NA NA Workers V. Holding, Subsidiary and Associate Companies (including joint ventures) 23. (a) Names of holding / subsidiary / associate companies / joint ventures Not Applicable as the Bank does not have a holding, subsidiary, associate or joint venture. VI. CSR Details (i) Whether CSR is applicable as per section 135 of the : Yes Co [Showing first 8,000 characters — download PDF for full document]