Notice of Book Closure and Cut off date

Date: 27th July, 2026 BSE Limited 1st Floor, P. J. Towers, Dalal Street, Fort, Mumbai -400001 Scrip Code: 540026 Sub: Notice of 47th Annual General Meeting and Notice of Book Closure, Cut-off date and Annual Report of the Company for the Financial Year ended March 31, 2026 Dear Sir/Madam, This is to inform you that the 47th Annual General Meeting (AGM) of the Members of the Company will be held on Wednesday, 19th August, 2026 at 03:30 P.M. through video conferencing (VC)/ Other Audio-Visual Means (OAVM), inter alia, to transact the business stated in the Notice dated Wednesday, May 27, 2026 convening the said Annual General Meeting. Pursuant to Regulation 34(1) and Regulation 30(2) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are submitting herewith the Annual Report of the Company for the Financial Year ended March 31, 2026 along with the Notice of AGM which are being sent to the Members by the Permitted mode. The Annual Report for the Financial Year ended March 31, 2026 is also available on the website of the Company i.e. https://www.ladamaffordablehousing.com/id.html The voting period begins on 16.08.2026 at 09:00 A.M (IST) and ends on 18.08.2026 at 05:00 P.M. (IST). Further, the Company's Register of Members and Share Transfer Books of the Company will remain closed from 13.08.2026 to 19.08.2026 (both days inclusive) for 47th Annual General Meeting (AGM) of the Members of the Company to be held on Wednesday, 19th August, 2026 at 03:30 P.M. (IST). The company has fixed 12.08.2026, as the “cutoff date” for the purpose of determining the members eligible to vote on all the resolutions set out in the 47th AGM Notice. Kindly take the above on record. Yours Faithfully, For Ladam Affordable Housing Limited Khushbu Yadav Company Secretary & Compliance Officer Membership No. A78848 Tel. No. 022 4662 9797 Email ID: compliances@ladam.in CIN: L65990MH1979PLC021923 Website: www.ladamaffordablehousing.com Registered Add.: Ladam House, C-33, opp. ITI, Wagle Industrial Estate, Thane (W) - 400 604. Ladam Affordable Housing Limited 47th Annual Report 2025-2026 Ladam Affordable Housing Limited ANNUAL REPORT 2025-26 Company Information Board of Director Mr. Sumesh Bharat Bhushan Agarwal: Chairman, Director and Chief Executive Officer (DIN: 00325063) Mr. Vinayak Ganesh Phadke: Independent Director (DIN: 00506647) Mr. Ashwin Kumar Suresh Kumar Sharma: Director: (DIN: 05143846) Mrs. Geethu Padavale: Independent Director (DIN: 09541264) Company Secretary & Compliance Officer: Ms. Khushbu Harigen Yadav Chief Financial Officer: Mr. Rajesh Mukane Chief Executive Officer: Mr. Sumesh Bharat Bhushan Agarwal Statutory Auditors: M/s. D.P. Sarda & Co. Secretarial Auditors: M/s. Ashita Kaul & Associates Internal Auditors: Ms. I. P Mehta & Co. Bankers: HDFC Bank Limited, Talaopali Branch Registrar & Share Transfer Agents Purva Sharegistry (India) Private Limited. Address: 9, Shiv Shakti Industrial Estate, J. R. Boricha Marg, Near Lodha Excelus, Lower Parel (East), Mumbai - 400 011Tel No+91 22 49614132 / 31998810 Email: support@purvashare.com Registered Office: Plot No., C-33, Road No. 28, Wagle Industrial Estate, Thane (W), Maharashtra, India, 400 604. Website: www.ladamaffordablehousing.com Ladam Affordable Housing Limited ANNUAL REPORT 2025-26 Index Contents Page No. Notice 4 Shareholder Instructions for E-Voting 14 Directors' Report 22 Secretarial Audit Report LAHL (Annexure A) 34 Secretarial Audit Report LHPL (Subsidiary co.) (Annexure A) 39 Subsidiary/ Associates Details (Annexure B) 43 Related Party Transaction - AOC- 2 (Annexure C) 48 Declaration by WTD regarding compliance of code of conduct 51 Certificate by WTD and Senior Management 52 Management Discussion & Analysis Report 53 Standalone Financials Auditors Report 55 Balance Sheet 71 Profit & Loss Account 73 Change in Equity 75 Cash Flow 76 Notes to accounts 78 Consolidated Financials Auditors Report 91 Balance Sheet 103 Profit & Loss Account 105 Change in Equity 107 Cash Flow 109 Notes to accounts 111 KYC 127 Ladam Affordable Housing Limited ANNUAL REPORT 2025-26 NOTICE Notice is hereby given that the Forty-Seventh Annual General Meeting of the Ladam Affordable Housing Limited will be held on Wednesday, August 19, 2026 at 03:30 P.M. through video conferencing or other Audio-Visual Means, to transact the following business: ORDINARY BUSINESS: 1. To receive, consider and adopt the Audited Standalone and Consolidated Financial Statements of the Company for the financial year ended March 31, 2026 together with the reports of the Board of Directors & Auditors thereon. 2. To approve the re-appointment of Mr. Ashwin Kumar Suresh Kumar Sharma (DIN: 05143846) Director of the company who retires by rotation and being eligible, offers himself for re-appointment. SPECIAL BUSINESS: 3. To consider and approve the increase in Borrowing Powers of the Company under Section 180(1)(c) of the Companies Act, 2013: To consider and if thought fit, to pass with or without modifications, the following resolutions as a Special Resolution: “RESOLVED THAT pursuant to the provisions of Section 180(1)(c) of Companies Act, 2013 and rules & regulations made thereunder, if any (including any statutory modification or re­ enactment thereof for the time being in force), the consent of the members of the Company be and is hereby accorded, to increase the borrowing powers of the Company and to borrow and raise such sums of money from bank and/or other non-banking financial lenders and/or any corporates and/or other financial institutions and lenders (as permitted under applicable laws) in the form of term loans (short term/ long term), cash credit, overdraft facility, working capital, demand loan etc., as may deem fit, for the purposes of the business of the Company; in excess of the aggregate of the paid-up capital of the Company, free reserves and securities premium of the Company, provided that the total amount borrowed and outstanding at any point of time together with the amount to be borrowed, apart from temporary loans obtained/to be obtained from the Company's Bankers in the ordinary course of business, shall not be in excess of Rs. 1,000 Crores (Rupees One Thousand Crores only) over and above the aggregate of the paid-up share capital, free reserves and securities premium of the Company.” RESOLVED FURTHER THAT pursuant to the provisions of Section 180 (1) (c) and other applicable provisions, if any, of the Companies Act, 2013 and Rules made there under (including any statutory modification(s) or re-enactment thereof for the time being in force) and subject to such other approvals as may be necessary, the consent of the of the members of the Company be and is hereby accorded, to create such charges, mortgages and hypothecations in addition or supplemental to the existing charges, mortgages and hypothecations, if any, created by the Company, on its movable and immovable properties, both present and future, and in such manner as the Board may deem fit, in favour of Banks, Financial Institutions and any Lending Agencies or bodies / Security Trustees / Agents, for the purpose of securing any borrowing, loans and / or advances already obtained or that may be obtained, together with interest, all other costs, charges and expenses and other moneys payable by the Company to the concerned Lenders, up to a sum of Rs. 1,000 Crores (Rupees One Thousand Crores only).” Ladam Affordable Housing Limited ANNUAL REPORT 2025-26 RESOLVED FURTHER THAT the Board of Directors of the Company be and is hereby authorized to do all such acts, deeds, matters and things as may be necessary, proper or expedient to give effect to the above resolution, including finalizing and executing all agreements, documents, deeds and writings with banks, financial institutions, lenders or trustees in connection with the borrowings and creation of charges or securities in respect thereof.” 4. To consider and approve the increase in limits for gi [Showing first 8,000 characters — download PDF for full document]