Press Release

July 27, 2026 The Secretary The Secretary BSE Limited National Stock Exchange of India Limited Pheeroze Jeejeebhoy Towers Exchange Plaza, 5th Floor Dalal Street, Fort Plot No- 'C' Block, G Block Mumbai - 400 001 Bandra-Kurla Complex, Bandra (East) Scrip Code: 531595 Mumbai – 400 051 Scrip Code: CGCL Sub: Press Release – Unaudited Standalone and Consolidated financial results of the Company for the quarter ended June 30, 2026 Dear Sir/Madam, Please find enclosed the Press Release on the unaudited standalone and consolidated financial results of the Company for the quarter ended June 30, 2026, which have been subject to limited review report by the Joint Statutory Auditors of the Company. The said intimation was received by the Company on July 27, 2026 at 08:49 P.M. (IST). The aforesaid Press Release will be made available on the Company’s website at www.capriloans.in. You are requested to kindly take the same on records. Thanking you, Yours faithfully, for Capri Global Capital Limited Yashesh Bhatt Company Secretary & Compliance Officer Membership No.: A20491 Encl.: As above Capri Global Capital Limited Press Release: 1QFY27 Results ✓ Strong Growth - Consolidated AuM rises above Rs 40,000 Crores up 62% YoY ✓ 1QFY27 - PAT increased by 102% YoY to Rs 353 Crores ✓ Asset Quality Under Control & Robust Liquidity Position ✓ Achieved RoAE of 19%+ and RoAA of 4%+ ahead of our stated timeline ✓ Huge market opportunity, strong capital position & continued investments in technology position us well to deliver AuM growth of 30%+ CAGR, consistent RoAE of 19% -21% and RoAA of 4.2% - 4.7% Mumbai, July 27th, 2026: The Board of Directors of Capri Global Capital Ltd. (CGCL), a non-deposit taking and systemically important NBFC (NBFC-ND-SI) on Monday, July 27th, 2026 announced the unaudited financial results for the quarter ended June 30th, 2026. Key takeaways are as follows: Key Performance Highlights for 1QFY27 Consolidated Results (Rs Crores) CONSOLIDATED 1QFY27 1QFY26 Y-o-Y 4QFY26 Q-o-Q Total AuM 40,112 24,755 62.0% 36,623 9.5% Gold Loans 19,179 9,105 110.6% 16,965 13.1% MSME Loans 6,779 5,478 23.7% 6,486 4.5% Affordable Housing 7,815 5,490 42.3% 7,447 4.9% Construction Finance 6,332 4,521 40.1% 5,708 10.9% Net Interest Income 736 412 78.5% 596 23.6% Non-Interest Income 217 169 28.2% 247 (12.1)% Net Total Income 953 582 63.9% 842 13.2% Operating Expense 421 270 55.9% 416 1.3% Operating Profit 532 311 70.8% 426 24.8% Profit After Tax 353 175 102.0% 283 25.0% Spread on advances 7.8% 6.7% 110 bps 7.1% 76 bps Cost-to-income 44.2% 46.5% (227) bps 49.4% (521) bps Operating Profit Margin 5.5% 5.2% 31 bps 5.1% 46 bps RoAA 4.1% 3.2% 91 bps 3.8% 32 bps RoAE 19.1% 13.0% 612 bps 16.0% 316 bps Basic EPS (not annualised) 3.67 2.05 79.2% 2.94 25.0% Book Value Per Share (Rs) 78.6 66.9 17.4% 74.9 5.0% Gross Stage 3 Ratio 1.1% 1.7% (61) bps 0.9% 14 bps PCR (on Stage-3) 43.2% 41.0% 228 bps 41.2% 205 bps CRAR (Standalone) 24.7% 34.5% (982) bps 25.8% (119) bps Business and Earnings Performance Delivers best-ever quarterly performance; Consolidated AuM rises above Rs 40,000 crores CGCL delivered its strongest quarterly performance in 1QFY27 with consolidated AuM increasing 62% YoY and 10% QoQ to reach Rs 40,112 crores. Growth was broad-based across lending verticals, led by a robust 111% YoY increase in Gold Loans, 24% YoY increase in MSME Loans, and a 42% YoY rise in Housing Loans. Growth remained granular and well-diversified, with customer base exceeding 7.6 lakhs. Profitability continues to improve sharply; PAT for the quarter increased 102% YoY CGCL continues to deliver robust profitability quarter on quarter, reporting a highest ever quarterly PAT of Rs 353 crores, up 102% YoY. The sharp increase in profitability was led by strong margin expansion, continued operating efficiency improvement, and consistent growth across all key business segments. This resulted in strong improvement in return metrics, with RoAE at 19.1% and RoAA at 4.1% for 1QFY27 compared to 13.0% and 3.2% respectively for the corresponding quarter of previous year. Net Interest Income for the quarter grew 79% YoY to Rs 736 crores on account of strong AuM growth and spread expansion 7.8% (+1.1% YoY) with both yield and cost of borrowings improving further to 17.0% and 9.1% respectively, reflecting the company’s ability to protect margins. Non-Interest Income continues to complement lending businesses Non-interest income continued to complement lending businesses supporting revenue diversification in 1QFY27, reinforcing our strategy of building a stable and recurring earnings profile. Non-interest income for the quarter grew 28% YoY to Rs 217 crores, contributing 23% of net total income, supported by robust growth in income from distribution businesses and off-book. The insurance distribution business generated net fee income of Rs 42 crores, up 66% YoY in 1QFY27. We expect this to be recurring fee income and continue to grow with scale and increase in penetration across our expanding retail customer base. The car loan distribution net income grew strongly to Rs 32 crores in 1QFY27, up 37% YoY. Income from off-book stood at Rs 65 crores for the quarter, with share of off-book at 20% of the AuM. Operating efficiency shows steady improvement with rising scale and productivity gains The branch network remained steady at 1,433 locations and continues to mature with Company benefiting with growth and productivity increase from earlier expansion. Operational efficiency improved further with the cost-to-income ratio declining to 44.2% in 1QFY27, compared to 46.5% in 1QFY26. Supported by spread expansion and improved cost efficiency, pre-provision operating profit for the quarter surged 71% YoY to Rs 532 crores. Asset Quality under control with credit cost rangebound Asset quality remained under control with the GNPA ratio at 1.1% and NNPA ratio at 0.6%. Impairment costs for the quarter stood at Rs 62 crores and remained rangebound at an annualized 0.8% of the gross loan book. In line with our focus on strong risk discipline and conservative provisioning policy, our provision coverage ratio on stage 3 loans remained robust at 43.2%. Robust Capital Position and Liquidity CGCL standalone capital adequacy ratio stood strong at 24.7% in 1QFY27 and consolidated total equity stood at Rs 7,565 crores, up 18% YoY. Borrowings increased by 73% YoY to Rs 27,630 crores. Comfortable leverage (debt / equity) at 3.7x positions Company well to deliver growth while maintaining balance sheet strength. Managing Director Mr. Rajesh Sharma Commented: “We delivered a strong performance in 1QFY27, with healthy AuM growth across our key lending segments, supported by a diversified and fully secured retail portfolio. Profitability accelerated further during the quarter, driven by improving margins led by higher share of high-yield products, steady growth in fee income and continued improvement in cost efficiency led by productivity gains. Despite macroeconomic challenges and market volatility during the 1Q, our asset quality remained under control reflecting our commitment to drive profitability through strong risk management, sustainable growth and operational excellence. With strong capital position and continued investments in technology, we are well positioned to scale efficiently and are now confident of revising our guidance to AuM of Rs 650bn with 30%+ CAGR by FY28, consistent RoAE of 19%-21% and RoAA of 4.2%-4.7%, while creating significant value for all our stakeholders.” About Capri Global Capital Ltd: Capri Global Capital Limited (“Capri Loans”) is a well-diversified retail focused Non-Banking Financial Company listed on the BSE and the NSE. Capri Loans has AuM of over Rs 40,000 crores and serves customer base of over 7.6 Lakhs through 1,400+ branches and employee base of 13,700+ as of June 30th, 2026 across pan India. Capri Loans offers a wide range of secured and collateralized loans across four primary lending segments – Gold Loa [Showing first 8,000 characters — download PDF for full document]