Business Responsibility and Sustainability Report (BRSR) for the Financial year 2025-26

DEPT : SECRETARIAL REF. No. : SEC/ST.EX.STT/66/2026-27 DATE : July 27, 2026 National Stock Exchange of India Ltd., BSE Ltd. Exchange Plaza, 5th Floor, Department of Corporate Services (Listing), Plot No.C/1, G Block, First Floor, New Trading Wing, Bandra-Kurla Complex, Bandra (E), Rotunda Building, P J Towers, Mumbai – 400 051. Dalal Street, Fort, Mumbai – 400 001. SCRIP CODE: SOUTHBANK SCRIP CODE: 532218 Dear Madam/ Sir, Sub: Business Responsibility and Sustainability Report for the Financial Year 2025-26 Pursuant to Regulation 34 (2) (f) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Regulations”) read with SEBI Master Circular HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, we are submitting herewith the Business Responsibility and Sustainability Report (BRSR) of the Bank for Financial Year 2025-26. The BRSR also forms the part of the Annual Report for the Financial Year 2025-26, submitted to the Exchanges vide letter no. SEC/ST.EX.STT/65/2026-27 dated July 27, 2026. The aforesaid information is also being hosted on the website of the Bank under https://www.southindianbank.bank.in/investors-desk/annual-reports/annual-report-for-the-fy-2025- Kindly take the information on record. Yours faithfully, (JIMMY MATHEW) COMPANY SECRETARY Encl.: as above The South Indian Bank Ltd., Regd. Office: Thrissur, Kerala Head Office: S.I.B. House, T.B. Road, P.B. No: 28, Thrissur - 680001, Kerala (Tel) 0487-2420 020, (Fax) 91 487-244 2021, e-mail: sibcorporate@sib.bank.in CIN: L65191KL 1929PLC001017, Toll Free (India) 1800-102-9408, 1800-425-1809 (BSNL) www.southindianbank.bank.in Annexure - D Business Responsibility and Sustainability Reporting by listed entities SECTION A : GENERAL DISCLOSURES I. DETAILS OF THE LISTED ENTITY Sr. No. Particulars 1 Corporate Identity Number (CIN) of the Listed Entity L65191KL1929PLC001017 2 Name of the Listed Entity The South Indian Bank Limited 3 Year of incorporation 1929 4 Registered office address SIB House, TB Road, Mission Quarters, Thrissur 680001, Kerala, India 5 Corporate address SIB House, TB Road, Mission Quarters, Thrissur 680001, Kerala, India 6 E-mail sibcorporate@sib.bank.in 7 Telephone +91-487-2420020 8 Website www.southindianbank.bank.in 9 Financial year for which reporting is being done 2025-26 10 Name of the Stock Exchange(s) where shares are listed National Stock Exchange of India Limited (NSE) & BSE Limited (BSE) 11 Paid-up Capital Rs. 261,75,67,904/- 12 Name and contact details (telephone, email address) of the Mr. Dhilip N Kumar person who may be contacted in case of any queries on the Chief Manager and Deputy Nodal Officer, BRSR report Secretarial Department +91-487-2429333 sibagm@sib.bank.in 13 Reporting boundary - Are the disclosures under this report On a standalone basis made on a standalone basis (i.e. only for the entity) or on a consolidated basis (i.e. for the entity and all the entities which form a part of its consolidated financial statements, taken together). 14 Name of assessment or assurance provider NA 15 Type of assessment or assurance obtained NA II. PRODUCT & SERVICES 16. Details of business activities (accounting for 90% of the turnover): Sr. No. Description of Main Activity Description of Business Activity % of Turnover of the entity 1 Financial and Insurance Banking activities by Central, 100% Services Commercial and Savings Banks 17. Products/Services sold by the entity (accounting for 90% of the entity’s Turnover): Sr. No. Product / Service NIC Code % of total Turnover contributed 1 Banking & Financial Services 64191 100% PB South Indian Bank BRSR 2025-26 1 III. OPERATIONS 18. Number of locations where plants and/or operations/offices of the entity are situated: Location Number of plants Number of Offices Total National NA 948 Branches, 3 Satellite Branches, 2 Ultra Small 973 Branches, 19 Regional Offices, 1 Service Branch International NA 1 Representative Office in Dubai 1 19. Markets served by the entity: a. Number of Locations Locations Number National (No. of States) 26 States and 4 Union Territories International (No. of Countries) 1 (Representative Office) b. What is the contribution of exports as a percentage of the total turnover of the entity? Not Applicable c. A brief on types of customers The South Indian Bank Limited (the Bank) has positioned itself as a prominent player in the Indian banking sector, with a strategic focus on Retail Banking, Corporate Banking, and Treasury Operations. By investing heavily in advanced technology, the Bank offers efficient and secure digital banking services, including SIBerNET (internet banking) and the SIB Mirror+ app (mobile banking). Retail Banking: Retail Banking is at the heart of SIB’s business strategy. The Bank provides a variety of deposit schemes such as savings accounts, current accounts, fixed deposits, and recurring deposits, all tailored to meet the diverse needs of customers with competitive interest rates and flexibility. SIB also offers a wide range of loan products, including home loans, personal loans, vehicle loans, and gold loans, helping customers achieve their financial goals and aspirations. By embracing fintech innovations, the Bank provides fintech loan solutions that require minimal documentation and offer quick disbursements. Corporate Banking: The Corporate Banking is another key focus area of the Bank. The Bank offers an extensive range of products and services to address the financial needs of businesses and corporates, including working capital finance, term loans and trade finance facilities such as Letters of Credit and Bank Guarantees. The Bank places a strong emphasis on small and medium enterprises (SMEs), providing customized financial solutions to support their growth and operational requirements. As a part of our commitment to inclusive and equitable growth our Bank actively engages in initiatives aligned with priority sector customers. These sectors include agriculture, SME and marginal sectors. Comprehensive Financial Solutions: To offer holistic financial solutions, the Bank provides a range of third-party products beyond traditional banking services. These include life insurance, health and general insurance, mutual funds, demat and trading services, pension plans, and loans against securities. National Presence and Customer Growth With a robust network of 948 branches nationwide, the Bank upholds a customer-centric approach. As on March 31, 2026, the Bank’s total business reached ₹2.23 lakh Crores, reflecting an impressive 14.6% increase from previous Fiscal Year. Due to aggressive customer acquisition efforts, the customer base of the Bank has expanded significantly from 8.0 million as on March 31, 2025, to 8.3 million as on March 31, 2026. By focusing on these core areas and continuously leveraging technological advancements, the Bank effectively meets the diverse needs of its customers while driving business growth and enhancing operational efficiency. 2 South Indian Bank BRSR 2025-26 3 IV. EMPLOYEES 20. Details as at the end of Financial Year: a. Employees and workers (including differently abled): Total Male Female Sr. No. Particulars (A) No.(B) %(B/A) No.(C) %(C/A) Employees 1 Permanent (D) 8998 4810 53.46% 4188 46.54% 2 Other than Permanent (E) 149 104 69.80% 45 30.20% 3 Total employees (D+E) 9147 4914 53.72% 4233 46.28% Workers* 4 Permanent (F) 5 Other than Permanent (G) NA 6 Total workers (F+G) *The ‘Employees’ category includes both Officers and Award Staff. To avoid duplication, Bank has not reported anyone under workers, though Clerical and Sub Staff may also qualify under the definition of worker. b. Differently abled Employees and workers: Total Male Female Sr. No. Particulars (A) No. (B) % (B/A) No. (C) % (C/A) Differently Abled Employees 1 Permanent (D) 7 5 71.43% 2 28.57% 2 Other than Permanent (E) 0 0 0 0 0 3 Total differently abled employees (D+E) 7 5 71.43% 2 28.57% Differently Abled W [Showing first 8,000 characters — download PDF for full document]