Press Release

Secretarial Section Head Office, 57- V.E. Road, Thoothukudi – 628 002. ☏: 0461-2325136 e-mail : secretarial@tmb.bank.in CIN: L65110TN1921PLC001908 Ref.No.TMB.SE.55/2026-27 27.07.2026 The Manager The Manager National Stock Exchange of India Limited, BSE Limited, Exchange Plaza, 5th Floor, Plot No. C/1, Phiroze Jeejeebhoy Towers, 'G' Block, Bandra - Kurla Complex, Dalal Street, Bandra (East), Mumbai - 400 051. Mumbai – 400 001. Ref: Symbol: TMB / Scrip Code: 543596 Dear Sir/Madam, Sub: Press Release – Q1 Results Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are enclosing the Press Release made by the Bank titled – “Unaudited Financial Results for the Quarter Ended June 30, 2026” Kindly take the information on record. Yours faithfully, For Tamilnad Mercantile Bank Limited Swapnil Yelgaonkar Company Secretary & Compliance Officer R egd. Office 5 7, V.E. Road, Thoothukudi - 628 002 Tamilnad Mercantile Bank Ltd., Head Office, Thoothukudi PRESS RELEASE Date: 27.07.2026 Place: Thoothukudi Unaudited Financial Results for the Quarter Ended June 30, 2026 Tamilnad Mercantile Bank Ltd (TMB) one of the renowned Old Private Sector Banks, having its headquarters in Thoothukudi has a long-cherished history of 104 years of eventful existence with strong fundamentals and an enviable track record of continuous profit making in the industry. TMB is having Pan India presence with 628 branches and 13 Regional Offices across 17 states and 4 Union Territories and serves more than 5.3 million satisfied customers. The Board of Directors of Tamilnad Mercantile Bank Ltd has approved the Unaudited Financial Results for the Quarter Ended June 30, 2026 in their meeting held at Thoothukudi on 27.07.2026. Shri. Salee S Nair, Managing Director and CEO of the bank declared the results. Executive Director, Chief Financial Officer, Executive Vice Presidents and other senior officials of the Bank were also present in the event. Shri. Salee S Nair, MD & CEO, Tamilnad Mercantile Bank Ltd said,"The first quarter of FY27 marks a positive start to the financial year, reflecting the continued strength of our business franchise and the disciplined execution of our strategic priorities. The growth delivered during the quarter is broad-based, supported by healthy business momentum, improved operating performance and our continued focus on maintaining a strong and resilient balance sheet. This performance is particularly encouraging against the backdrop of an evolving macroeconomic environment, reaffirming the resilience of our business model and the strength of our fundamentals. We are equally encouraged in stable asset quality alongside business growth, reaffirming our commitment to responsible lending and prudent risk management. The improving monsoon outlook is expected to support rural economic activity and credit demand, and together with our strong balance sheet and diversified portfolio, provides us with confidence to continue delivering sustainable growth. As we move through FY27, our priorities remain centred on deepening customer relationships, strengthening our retail, MSME and agriculture franchises, expanding our deposit base, and accelerating investments in technology and digital capabilities to enhance customer experience and operational efficiency. With a strong capital position, disciplined execution and a clear strategic roadmap, we remain well positioned to sustain our growth momentum while continuing to create long-term value for our customers, shareholders and all our stakeholders." Page 1 of 2 The Bank continues to post strong performance in all fundamental parameters. Bank’s Performance Highlights (Year on Year) (₹ in Crore)  Total Business grew by 23.04% YoY, rising to ₹1,21,715 crore (PY ₹98,923 crore). Parameters June 2025 (Q1) June 2026 (Q1) Growth – YoY % CASA 14,411 16,852 16.94% Total Deposits 53,803 64,409 19.71% Retail, Agri & MSME (RAM) 42,099 54,083 28.47% Total Advances 45,120 57,306 27.01% Total Business 98,923 1,21,715 23.04% Gross NPA(%) 1.22% 0.69% -53bps Net NPA(%) 0.33% 0.17% -16bps Networth 9,328 10,562 13.23% CRAR (%) 31.55% 32.33% 78bps Book Value (₹) 589.09 667.00 13.23% EPS (₹) (Not Annualised) 19.25 25.99 35.01% ROA 1.82% 2.14% 32bps ROE 13.30% 15.93% 263bps  Total Deposits grew by 19.71% YoY, rising to ₹64,409 crore (PY ₹53,803 crore).  CASA increased to ₹16,852 crore (PY ₹14,411 crore), a growth of 16.94% YoY.  Advance increased to ₹57,306 crore (PY ₹45,120 crore), a growth of 27.01% YoY.  Net profit surged to ₹411.51 crore from ₹304.89 crore, up 34.97% YoY.  Operating profit surged to ₹611.07 crore from ₹412.26 crore, up 48.22% YoY.  Net NPA improved to 0.17% from 0.33%, an improvement of 16 bps.  Gross NPA improved to 0.69% from 1.22%, an improvement of 53 bps.  PCR (without technical written off) improved to 75.36% from 73.04%  Total SMA to Gross Advances reduced to 2.21% from 3.05%, down 84 bps.  CRAR improved to 32.33% from 31.55%, up 78 bps.  Book value per share increased to ₹667.00 from ₹589.09.  Return on Average Assets increased to 2.14% from 1.82%.  Return on Equity increased to 15.93% from 13.30%.  Net Interest Income increased to ₹765.08 crore from ₹579.55 crore, a growth of 32.01% YoY.  Net Interest Margin (NIM) improved to 4.29% from 3.84%, up 45bps YoY.  Networth increased to ₹10,562 crore (PY ₹9,328 crore), an absolute rise of ₹1,234 crore, up 13.23%.  The RAM segment share increased to 94.38 % from 93.31%. New Branch Opening  The Bank opened 6 New Branches and 1 Regional Office during the first quarter of FY2027 The Bank remains committed to delivering value to its stakeholders. Page 2 of 2 Regd. Office 57, V.E. Road, Thoothukudi - 628002 த(cid:3032)ழ்நா(cid:3012) ெமரக் ்கன்ைடல் வங்(cid:2996) (cid:3047)ட்., தைலைம அ(cid:3049)வலகம், (cid:3021)த்(cid:3020)க்(cid:2998)(cid:3010) பத்(cid:3018)ரிக்ைகப் (cid:3028)ர(cid:3006)ரம் நாள் : 27.07.2026 இடம் : (cid:3021)த்(cid:3020)க்(cid:2998)(cid:3010) இ(cid:3045)(cid:3018) நி(cid:3018)நிைல அ(cid:3043)க்ைக, 30.06.2026 த(cid:3032)ழ்நா(cid:3012) ெமரக் ன்ைடல் வங்(cid:2996) (cid:3047)(cid:3032)ெடட ் (TMB), (cid:3021)த்(cid:3020)க்(cid:2998)(cid:3010)ைய தைலைம(cid:3036)டமாகக் வ(cid:3047)ைமயான அ(cid:3010)ப்பைடக(cid:3052)ட(cid:3025)ம், ெதாடரச் (cid:3004)் யாக லாபம் ஈட்(cid:3010)வ(cid:3040)ம் (cid:2998)(cid:3043)ப்(cid:3028)டத்தக்க சாதைன(cid:3038)ட(cid:3025)ம் 104 ஆண் (cid:3012)கால வளமான வரலாற்ைறக் ெகாண் (cid:3012) (cid:3059)ளங்(cid:2998)(cid:2996)ற(cid:3020). அ(cid:3049)வலகங்க(cid:3052)டன் அ(cid:2996)ல இந்(cid:3018)ய அள(cid:3059)ல் இயங்(cid:2996) வ(cid:3040)(cid:2996)ற(cid:3020); ேம(cid:3049)ம் 53 லட்சத்(cid:3018)ற்(cid:2998)ம் ேமற்பட்ட (5.3 (cid:3032)ல்(cid:3047)யன்) (cid:3018)(cid:3040)ப்(cid:3018)யான வா(cid:3010)க்ைகயாளரக் (cid:3052)க்(cid:2998) ேசைவ (cid:3030)ரிந்(cid:3020) வ(cid:3040)(cid:2996)ற(cid:3020). த(cid:3032)ழ்நா(cid:3012) ெமரக் ன்ைடல் வங்(cid:2996)(cid:3036)ன் இயக்(cid:2998)நரக் ள் (cid:2998)(cid:3057), ஜ(cid:2965)ன் 30, 2026 அன்(cid:3045) (cid:3034)(cid:3010)வைடந்த காலாண் (cid:3010)ற்கான தணிக்ைக ெசய்யப்படாத நி(cid:3018) (cid:3034)(cid:3010)(cid:3061)கைள, 27.07.2026 அன்(cid:3045) (cid:3021)த்(cid:3020)க்(cid:2998)(cid:3010)(cid:3036)ல் நைடெபற்ற (cid:2999)ட்டத்(cid:3018)ல் அங்(cid:2997)கரித்த(cid:3020). வங்(cid:2996)(cid:3036)ன் நிரவ் ாக (cid:3034)(cid:3010)(cid:3061)கைள ெவளி(cid:3036)ட்டார.் நிகழ்ச(cid:3004)் (cid:3036)ல் நிரவ் ாக இயக்(cid:2998)நர,் தைலைம நி(cid:3018) அ(cid:3018)காரி, நிரவ் ாக (cid:3020)ைணத் தைலவரக் ள் மற்(cid:3045)ம் வங்(cid:2996)(cid:3036)ன் (cid:3028)ற (cid:3035)த்த அ(cid:3018)காரிக(cid:3052)ம் (cid:3018)(cid:3040). ச(cid:3047) எஸ் . நாயர,் MD & CEO, த(cid:3032)ழ்நா(cid:3012) ெமரக் ன்ைடல் வங்(cid:2996) (cid:3047)(cid:3032)ெடட ் ெதரி(cid:3059)க்ைக(cid:3036)ல்: “2027ஆம் நி(cid:3018)யாண் (cid:3010)ன் (cid:3034)தல் காலாண் (cid:3012), இந்த ஆண் (cid:3010)ற்(cid:2998) ேநரம் ைறயான வ(cid:3047)ைமைய(cid:3038)ம், எங்கள் (cid:3018)ட்ட(cid:3032)டப்பட்ட (cid:3034)ன்(cid:3025)ரிைமகளின் ஒ(cid:3057) [Showing first 8,000 characters — download PDF for full document]