Outcome of Board Meeting

SEC: 219:2026-27/KCS November 4, 2026 The Manager - Listing National Stock Exchange of India Limited Capital Market – Listing Exchange Plaza, 5th Floor, Plot No. C/1, G Block Bandra-Kurla Complex, Bandra (E), Mumbai 400 051 Dear Sir, Sub: Disclosure under Reg. 33, 47, 52 & 54 read with Sch. III to the SEBI (LODR) Regulations, 2015. Re: Submission of Unaudited Standalone and Consolidated Financial results for the quarter and half-year ended 30th September 2026. We have pleasure in enclosing the unaudited standalone and consolidated financial results for the quarter and half-year ended 30th September 2026, as approved at the Board Meeting held today, together with the following: 1. Copies of the Limited Review Reports issued by the Joint Statutory Auditors on the Standalone and Consolidated Financial Results. 2. Disclosures under Reg. 52 of SEBI (LODR) Regulations, 2015; and 3. Certificate for Security Cover in respect of Secured Listed Debt Securities under Reg. 54 of SEBI (LODR) Regulations, 2015. We have made arrangements for publishing the extract of the unaudited financial results in ‘Business Line’ and ‘Makkal Kural’ on November 5, 2026. The Board Meeting commenced at 10.00 A.M. and concluded at 02.20 P.M. Thanking you, Yours truly, For Sundaram Finance Limited P.N. Srikant CCO & Company Secretary Encl: CC: The Corporate Relationship Dept. of Corporate Services Bombay Stock Exchange Limited Floor 25, P J Towers Dalal Street, Mumbai 400 001 t=ir^^rsic:E ErtdLJrins \^£iltjes. ys/<?vv' age tdirthing. STATEMENT OF UNAUDITED STANDALONE FINANCIAL RESULTSF OR THE QUARTER AND HALF YEAR ENDED 30.09.2026 in crores) Quarter Ended Half year ended Year Ended SI.No Particulars 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Unaudited Unaudited Unaudited Unaudited Unaudited Audited 1 Revenue from Operations Interest Income 1,875.18 1,763.77 1,611.44 3,638.95 3,180.78 6,597.98 Lease Rental income (Net) 66.27 64.84 56.22 . 131.11 113.47 233.45 * 203.53 Fees and Commission Income 110.78 92.75 91.85 171.70 365.66 Dividend Income 61.58 81.35 13.66 142.93 137.27 292.61 Income from other Services 6.45 6.40 5.72 12.85 10.88 22.48 Recovery of Bad debts 13.52 9.21 10.03 22.73 20.42 50.85 Net gain on fair value changes 13.69 57.67 21.62 71.36 59.25 116.72 Net gain on derecognition of financial instruments 3.15 3.15 3.21 under amortised cost category Total Revenue from Operations 2,147.47 2,075.99 1,813.69 4,223.46 3.696.92 7,682.96 2 Other Income 3.04 9.81 4.16 12.85 7.02 51.52 3 Total Income 2,150.51 2,085.80 1,817.85 4,236.31 3,703.94 7,734.48 4 Expenses Finance cost 1,033.32 971.83 901.11 2,005.15 1,794.72 3,668.01 Employee benefit expenses 210.44 213.41 176.86 423.85 353.12 723.12 Administrative & other expenses 73.35 67.63 62.16 140.98 118.92 253.10 Depreciation & amortisation 53.32 45.09 45.97 98.41 88.35 189.18 Impairment/Provisions on financial instruments 161.66 108.84 117.13 270,50 274.52 457.67 Total expenses 1,532.09 1,406.80 1,303.23 2,938.89 2,629.63 5,291.08 5 Profit/(lus$) before exceptional items and tax 618.42 679.00 514.62 1,297.42 1,074.31 2,443.40 6 Exceptional items-Impact of new Labour Codes 74.75 (refer note no.5) 7 Prorit/(loss) before tax 618.42 679.00 514.62 1,297.42 1,074.31 2,368.65 Tax expense Current tax 168.17 206.24 125.31 374.41 296.66 564,19 Deferred tax (24.82) (48.85) (4.89) (73.67) (45.27) (29.71) 9 Profit/(loss) after tax (PAT) 475.07 521.61 394.20 996.68 822.92 1,834.17 10 Other Comprehensive Income (net of tax) (87.94) 357.52 329.52 269.58 1,173.60 147.90 11 Total Comprehensive Income for the period / year 387.13 879.13 723.72 1,266.26 1,996.52 1,982.07 12 Basic & diluted Earnings per equity share (on PAT) (Face Value of ?10/- each) 42.76 46.95 35.48 89.71 74.07 165.09 (not annualised for the quarters) =3 PATULLOS o ROAD, ir SUNDARAM FINANCE Efiduring voluas. New aga l/iinking. STATEMENT OF UNAUDITED CONSOLIDATED FINANCIAL RESULTSF OR THE QUARTER AND HALF YEAR ENDED 30.09.2026 in crores) Quarter Ended Half year ended Year Ended SI.No Particulars 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Unaudited Unaudited Unaudited Unaudited Unaudited Audited 1 Revenue from Operations Interest Income 2,329.78 2,209,52 2,015.30 4,539.30 3,996.10 8,275,30 Lease Rental income (Net) 66.25 64.82 56.38 131.07 113,45 233.40 Fees and Commission Income 115.59 95.65 95.13 211.24 176.51 379.46 Dividend Income 20.30 7.08 20.30 9,81 40.37 Income from other Services 168.90 156,24 147.92 325.14 285.55 570,02 Recovery of Bad debts 15.03 9.94 10.53 24.97 21.58 56.71 Net gain on fair value changes 17.85 64.86 28.29 82.71 72.00 140.43 Net gain on derecognition of financial instruments 3.85 43.10 25.01 46,95 59.57 113.23 under amortised cost category Total Revenue from Operations 2,737.55 2,644.13 2,385.64 5,381.68 4,734.57 9,808.92 2 Other Income 11.79 9.21 15.04 21.00 19.21 64.20 3 Total Income 2,749.34 2,653.34 2,400.68 5,402.68 4,753.78 9,873.12 4 Expenses Finance cost 1,314.05 1,246.54 1,175.97 2,560.59 2,339.07 4,745.31 Employee benefit expenses 307.50 306.64 255.33 614.14 511.80 1,059.14 Fees and commission expenses 39.80 33.99 40.09 73.79 64.54 126.50 Administrative & other expenses 109.64 99.68 92.49 209.32 183.74 387.01 Depreciation & amortisation 68.68 59.54 59.99 128.22 115.86 245.67 Impairment/Provisions on financial instruments 164.18 139.76 126.67 303.94 313.31 553.31 Total expenses 2,003.85 1,886.15 1,750.54 3,890.00 3,528.32 7,116.94 5 Prorit/(loss) before exceptional items and tax 745.49 767.19 650.14 1,512.68 1,225.46 2,756.18 6 Exceptional items-Impact of new Labour Codes 75.61 (refer note no.5) 7 Profit/(Ioss) before tax 745.49 767.19 650.14 1,512.68 1,225.46 2,680.57 Tax expense Current tax 212.13 245.32 155.61 457.45 358.41 695.29 Deferred tax (23.88) (46.99) 3.46 (70.87) (35.82) (20.12) 9 Profit/(Ioss) after tax (PAT) 557.24 568.86 491.07 1,126.10 902.87 2,005.40 10 Share of Profits from Associates 11 Share of Profits/(Ioss) from Joint Venture (40.58) 67.33 (2.95) 26.75 60.46 53.46 12 Profit/(loss) after tax(PAT) 516.66 636.19 488.12 1,152.85 963.33 2,058.86 13 Other Comprehensive Income (net of tax) (143.58) 417.01 308.56 273.43 1,197.89 75.12 14 Total Comprehensive Income for the period / year 373,08 1,053.20 796.68 1,426.28 2,161.22 2,133.98 Profit for the period / year attributable to: Owners of the Company 516.66 636.19 488.12 1,152.85 963.33 2,058.86 Non-controlling interests Other Comprehensive Income for the period/year attributable to Owners of the Company (143.58) 417.01 308.56 273.43 1,197.89 75.12 Non-controlling interests Total Comprehensive Income for the period/year attributable to: Owners of the Company 373.08 1,053.20 796.68 1,426.28 2,161.22 2,133.98 Non-controlling interests 15 Basic & diluted Earnings per equity share (on PAT) (Face Value of ^10/- each) 46.88 57.71 44.29 104.59 87.41 186.81 (not annualised for the quarters) fjofpATUL' C'S CO D (cid:0) V RO.'J, , * * J?ty/VZPx4/?y4A^ FIIS/A/SJCE Enc/Liririfi vi»/t/t»s. 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Notes; 1 The above financial results for the quarter and halyf ear ended 30th September 2026 have been reviewed by the Audit Committee and approved by the Board of Directors at their respectivem eetings held in Chennai on 3rd and 4th November 2026. 2 The Company's Secured Non - Convertible Debentures are secured by Hypothecation of specific Loan receivables / Lease agreements with a cover of 100% /125% as per the terms of issue. 3 Disclosure on Resolution Framework 2.0 implemented in terms of RBI circulars RBl/DOR /202S-26/ 357, DOR.STR.REC.276/21.04.048 / 2025-26, dated 28th November, 2025: in crores) Exposure to accounts Exposure to accounts classified as Standard classified as Standard consequent to Of (A), aggregate Of (A) amount Of (A) amount consequent to implementation of resolution debt that slipped written off paid by the implementation of Type of Borrower plan - Position as at the end into NPA during the during the half- borrowers duri [Showing first 8,000 characters — download PDF for full document]