Outcome of Board Meeting

Registered Office: 502-503, SAKAR III, OPP. OLD HIGH COURT, OFF ASHRAM ROAD, AHMEDABAD-380014, GUJARAT, INDIA PH.: +91-79-40507000, 27541989 E-mail: finance@armanindia.com CIN: L55910GJ1992PLC018623 November 04, 2026 To, To, BSE Limited National Stock Exchange of India Limited P. J. Tower, “Exchange Plaza” C-1, Block G, Dalal Street, Bandra Kurla Complex, Mumbai–400001 Bandra, Mumbai- 400051 Script Code: 531179 Symbol: ARMANFIN Dear Sir / Madam, SUB: UNAUDITED FINANCIAL RESULTS WITH LIMITED REVIEW REPORT FOR THE QUARTER AND HALF YEAR ENDED ON SEPTEMBER 30, 2026 – OUTCOME OF BOARD MEETING REF: PURSUANT TO REGULATION 33 AND 52 OF SEBI (LISTING OBLIGATIONS & DISCLOSURE REQUIREMENTS) REGULATIONS, 2015. Pursuant to Regulation 33 and 52 of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015, we hereby submit Unaudited Financial Results (Standalone & Consolidated) for the quarter and half-year ended on September 30, 2026 as reviewed by Audit committee and approved by Board of Directors in its meeting held on November 04, 2026. M/s. Laxminiwas & Co, Statutory Auditors has carried out a Limited Review for the Unaudited Financial Results (Consolidated & Standalone) for the quarter ended on September 30, 2026. Information as required under Regulation 52(4) of SEBI (Listing Obligations & Disclosure Requirements), Regulations, 2015 is also attached herewith. The Meeting conducted at 11:55 a.m. and concluded at 1:10 p.m. Thanking you, Yours faithfully, For, Arman Financial Services Limited Uttam Patel Company Secretary and Chief Compliance Officer ARMANn NANCIAL SERVILCIEMSI TED Reogf.5f 0:2 -S5A0K3IA,lOR lP ,PO .LH DI GCHO URATH,M EDABAD-380014 CILN5:5 910GJ199P2hP-L40C0705910-87E60-20m30fa;;ii nla:n ce@armWaenbisnwidwtiwea.:.a cromma;n india.com STATEMOEFCN OTN SOLIDATED UNAURDEISTUFELODTTR SH F QEIU NAARN/TCH EIARLAYFLE AERN DEODNS EPTE3M0B2,E0 R2 6 (RIsLn.a kehxsc peepsrth adraet a) QuartEenrd ed HaYlefEa rn dedY eaErn ded Sr.No. Particulars 30.09.23002.60 6.23002.609 .203205. 09.203206. 09.23012.50 3.2026 UnauditUenda uditUenda uditUenda uditUenda uditeAdu dited 1 Incofmreo omp erations a.R evefnruoOemp erations iI.n teIrnecsotm e 20,6201.82,82 951.35,38 243.89,89 152.78,18 00.5675, 720.28 iGia.io nna ssigonffmi ennatan scsieatls 1,307.79383 .910, 208.20,30 41.18,85 48.27,09 78.05 iiNieG.ta ionnS aolffei nainncsitarlu ment ivF.e easnC do mmiisnicoonm e 1,162.91648 .166 71.225, 130.13,03 19.35,31 96.29 vN.e Gta ionnF aViarl Cuhea nRes 373.791 8.200 216.615 5.939 352.226 91.88 Totraelv enfureo Omp erations 23,464.1290 ,177.1759, 920.4837, 641.9381 ,021.641,05 86.50 bO.t hIenrc ome 3.89 3.89 0.07 0.07 TotIanlc o(mae+ b) 23,464.1290 ,181.1659, 920.4837, 645.883 1,021.641,75 86.57 2 Expenses aF.i nacnocset 7,317.63,14 28.40,09 611.34,57 451.03,01 832.05,45 41.87 bI.m pailromseosnnfet is n aanscsieatls 2,584.19,99 50.30,38 26.46,25 351.00,24 781.45,58 25.22 cE.m plobyeeneeesfx iptesn se 4,180.44,02 59.37,26 43.87,04 40.61,29 881.50,00 26.09 dD.e precainaadtm ioornt iesxapteinosne 65.72 47.29 45.371 13.018 8.951 68.82 eO.t heexrp enses 2,400.214, 779.19,06 50.40,51 80.2,6104.25 4 6,288.74 TotEaxlp enses 16,548.6164 ,464.9134 ,127.3119, 013.3508, 344.285 6,850.72 3 Pro/f (iLtosbse)f oarneE x ceptaionndTa alx( 1-2) 6,915.553, 716.716, 793.1628, 632.296 76.897 ,735.84 4 ExcepIttieomnsa l - 5 Pro/f (iltosbse)f oTraex( 3-4 ) 6,915.553, 716.716, 793.1628, 632.296 76.897 ,735.84 6 TaxE xpen(snee t) -Currteanxt 2,020.12,01 33.3304 9.430, 153.85001 .710, 519.70 -Sho/(r etxcPersosv)oi fIs nicooTnm aoexfe aryleiaerrs 14.31 14.31 15.37 -Defftearlxei da b(ialsisteyt/) (266.9636). 32 644.8(72 00.615)3 4.195 40.24 NetT axE xpenses 1,767.518, 199.629 94.272 ,967.210, 335.829, 075.32 7 Proffiottrh pee ri/o ydeafrr ocmo ntinoupienrga t(i5o-n6s) 5,147.945, 517.157 99.419 ,665.09{ 659.00 5,660.53 8 Pro/f (iltofsrso)dm i scontoipneureadt ions 9 Taxe xpenosfde i scontoipneureadt ions - - 10 Pro/f (iltofsrso)dm i scontoipneureadt (iaofnttsea rx( )8 -9) - 11 Proffiottrh pee ri/o ydea(r7 +10) 5,147.945, 517.157 99.419 ,665.09 (659.005), 660.53 12 Othecro mpreheinsnicv/oe( m leoss) (a()iI )t etmhswa itnl olbt er eclatsops riofafiniledtod s s -RemeasuorDfee mfeinBntee nde fit Obligatio1n0s. 79 10.79 (1.46)2 1.58 2.21 43.15 (iIin)c otmarexe lattoii tnetgmh swa itnl olbt er eclatsosified (2.72)( 2.72)0 .37 (5.43)( 0.56()1 0.86) proafnildto ss SubT ot(aal) 8.07 8.07 (1.10) 16.15 1.65 32.29 (b()iI t)e tmhswa itbl erl e clatsops riofafiniledtod s s -Faviarl uat/i( olnoo snfgs ia)ni aninncsitarlmu emaenstuasrt e d 32.06( 98.682)5 .02( 66.627)5 .63( 486.41) FVOCI (iIin)c otmarexe lattoii tnetgmh swa itbl erl e clatsops rioffiietd (8.07)2 4.84 (6.30)1 6.77( 19.031)2 2.42 anldo ss SubT ot(abl) 23.99 {73.18 4 18.73 {49.86 56.59 (363.99 NeOtt hceormp reheinsnicv/oe( m leo(sas))+ (b) 32.06 (65.77) 17.63 (33.71)5 8.25 (331.70) 13 TotCaomlp rehenIsnicvoe me 5,180.041, 451.388 17.04 9,631.3(86 00.76 5,328.82 Paiudp E quiSthya rcea pi(tfaalvc ael uoefR s1./0 -) 1,054.613, 051.418, 051.219, 054.613, 051.219, 051.29 14 Earnipnegsrsh ar(eoRf s 1.0 /E-ach)(ANnontu alised) (aB)a sEiPcS 48.94 42.96 7.62 91.90 (6.28)5 3.91 (bD)i luEtPeSd 48.85 42.69 7.55 91.54 (6.24)5 3.57 Notes 1 These unaudited Consolidated financial results have been prepared in accordance with the recognition and measurement principles o1 Indian Accounting Standard ("Ind AS") prescribed under section 133 ofthe CompaniesAct 2013 (the "Act") read with relevant rules issued thereunderand the other accounting principles generallyaccepted in India and and in compliance with Regulation 33 and Regulation 52 of the Securities and Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the'SEBI Listing Regulations'). Any application clarifications/ directions issued by Reserve Bank of India ('RBI') or other regulators are implemented as and when they are issued/ applicable. These financial results are available on the website ofthe Companyviz. https://armanindia.com and on thewebsiteofBSE Limited (''BSE') (www.bseindia.com)and National Stock Exchange ofIndia Limited ("NSE")(www.nseindia.com). 2 The unaudited Consolidated financial results for the quarter / half year ended September 30, 2026 have been reviewed by the Audit Committee and subsequently approved by the Board ofDirectors of the Company at it's meeting held on November04, 2026 In accordance with the requirement of Regulation 33 and Regulation 52 read with Regulation 63(2) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. 3 Disclosures in compliance with Regulation 52 (4) and 54(2) ofthe SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 forthe quarter/halfyearendedSeptember30,2026 isattached herewith. 4 During the quarterended September 30, 2026, The HoldingCompany has allotted 400 Equity shares offace valueofRs. 10/-each pursuant to ESOP Scheme 2016 and 31,171 Equity shares offacevalue ofRs. 10/-each pursuanttoESOP Plan 2023. 5 The Group is engaged primarily in the business of financing and all its operations are in India only. Accordingly, there is no separate reportable segment as per Ind AS 108 on 'OperatingSegments’ in respectofthe Company. 6 Figures of previous reporting periods have been regrouped/ reclassified wherever necessary to correspond with the figures of the current reportingperiod. 7 In accordance with the RBI Notification No. RBI/DOR/2025-26/357 DOR.STR.REC.276/21.04.048/2025-26, dated November 28, 2025 (updated as on October 1, 2026), no resolution plans have been been implemented during the half-year ended September 30, 2026, in respect of projectsfinanced on orafterOctober1, 2025. Hence, nodisclosure isrequired. 8 Details of loans transferred during the half year ended September 30, 2026 underthe RBI Master Direction on Transfer of Loan Exposures dated September 24, 2021 asamended, aregiven below: (i) Details of the recovery ratingsassigned for Se [Showing first 8,000 characters — download PDF for full document]