General Updates

lludco A NAllll&TN& CPSI! HUDCO/List. Comp./SE/2026 27th July, 2026 Listing Department Listing Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers Exchange Plaza, Plot No. C/1, G Block Dalal Street Bandra-Kurla Complex, Bandra (E) Mumbai – 400001 Mumbai – 400051 SCRIP CODE: 540530 SCRIP CODE: HUDCO Sub.: Investor Presentation on Financial Results for the quarter ended 30th June, 2026 ----------------------------------------------------------------------------------------------------------------- Sir/Madam, Please find attached herewith presentation on the financial results of the Company for the quarter ended 30th June, 2026. A copy of the Presentation on the financial results is being made available on website of Company i.e., www.hudco.org.in (Home>> Investors>> Financial Results>> Investors Presentation). This is for your kind information. Yours sincerely For Housing and Urban Development Corporation Limited Vikas Goyal Company Secretary & Compliance Officer Encl.: as above ~ ~ 3Ti>r ~c cf;'fQ'f"ffl"'f ~6 Housing and Urban Development Corporation Limited Follow us on ("lffif ~ 1lir "1fil>lf) (A Government of India Enterprise) II ani ~ an 9001:201s ~ ~ AN ISO 9001 : 2015 CERTIFIED COMPANY @hudcollmlted iffi - ~- NilTT 'fif'f, ~ ffitc "flc.', mdr m-. Core -7 'A', HUDCO Bhawan, India Habitat Centre, Lodhi Road, II www.facebook.com!hudco New Delhi -110003, Tel.: 011-24649610-21 lffl ~ ~ · - 110003 , ~ : 011-24649610-21 @hudco-llmlled Q @hudcolld CIN: L74899DL1 970GOI005276, GST: 07AAACH0632A1ZF, Visit us at: www.hudco.org.in Building Assets for Viksit Bharat A NAVRATNA CPSE FFiinnaanncciinngg IInnffrraassttrruuccttuurree ffoorr VViikkssiitt BBhhaarraatt Investors Presentation & Performance Highlights Q1FY27 Ii-' U i WIN Financing Infrastructure for Viksit Bharat hudco HUDCO -A Unique - - - -- -0 Institution ~ OPERATIONAL IIII ----- -0 TABLE OF Performance E T I , FINANCIAL ----- -0 Performance RE purposing ----- -0 .,, Efforts Partnership ------0 with STATES Building India's Infrastructure Story ---------------- Financing Infrastructure for Viksit Bharat hudco SECTOR AGNOSTIC PARTNER IN NATION BUILDING - 01 02 03 04 1 55+ YEARS I INTEGRATED I STRONG STATE PARTNER IN NATIONAL OF EXPERTISE SERVICES PARTNERSHIPS DEVELOPMENT MISSIONS More than five decades A Public Financial Institution Multi sectoral focus with Strategic partner in supplementing of experience as a providing Financing, Consultancy strong relationship with efforts of Govt. of India - PMAY 2.0, tech no-financial and Capacity Building support - State Governments and Smart City, AMRUT, Swachh Bharat, institution. entire landscape of Housing and their agencies. Jal Jeevan Mission, etc. Infrastructure projects . . . I LISTED NAVRATNA I PROFITABILITY WITH ~ COMPANY CPSE ~ SOCIAL JUSTICE Listed company with A Navratna CPSE registered Consistently profit-making 75% ownership of as NBFC-IFC with company with the motto of e Government of India. e Reserve Bank of IndiGa. "Profitability with Social Justice". END-TO-END FINANCING+ STRONG BUILDING INFRASTRUCTURE. INFRASTRUCTURE ADVISORY+ GOVERNMENT BUILDING BHARAT. PARTNER CAPACITY BUILDING CONNECT Financing Infrastructure for Viksit Bharat hudco INCEPTION & ELEVATED MANDATE- ENHANCED MARKET REPURPOSING OF PIONEERING GOVT. RECOGNITION STANDING HUDCO •1970: Incorporated as • Key role in 2MHP • Credit Rating : “AAA” • Launch of ~ Development Institution Urban Invest • PM’s award for top 10 • Public Iss.: Tax Free Bonds •To address India's housing Window shortage PSUs • IPO (UiWIN) U WIN 1980-90 2000-10 Post 2020 --- -- -- --- -- -- --- --- -- - -- -- - -- -- - -- -- 1970-80 1990-00 2010-20 2025 MINIRATNA BREAKTHROUGH & DIVERSIFICATION ACCREDITATION WEALTH CREATION • 1985: HSMI • Auth. Capital-₹2,500 Cr • Navratna & NBFC IFC • Exponential Growth • 1989: Urban Infra • 2002: Schedule-A • Massive return to SHs window • 2004: Miniratna-I • 54 EC Bonds & ZCBs “Excellent” MoU rating for the second consecutive year (FY24 and FY25) GOOD Al':.iilllllllll:  Ahead of many of its peers I·~ I • .., - 0  Consistent operational & financial excellence POOR EXCELLE~ Financing Infrastructure for Viksit Bharat hudco Corporate Office STRONGER TEAM. ■ Regional Office & Development Office DIVERSE TEAM. STRONGER IMPACT. STRONGER TOGETHER . () • HSMI • Corporate / Registered • • Office : New Delhi • Multisectoral focus through 20 Regional Offices and 11 Development Offices 27% 73% • Training & Research arm - Human Settlement DIVERSE POOL Management Institute OF PROFESSIONALS (HSMI) at New Delhi FINANCE Bringing fresh talent. 1-hAiiOHti IUMWH¥1 Adding diverse perspectives. • Employee strength Building a future-ready HUDCO. (as on June, 2026) #• ECONOMIST ONE TEAM. ONE PURPOSE. r p. TOWN PLANNERS LAJCSHAOWlEII' BUILDING INFRASTRUCTURE. BUILDING BHARAT. (Enabling -Business Diversification, Enhanced Brand Recognition, Robust partnership with State Govts. & investor outreach) Financing Infrastructure for Viksit Bharat hudco •Pan-India Presence KeyRoleinGovt. of India •Strong Relationships Programs/ Missions with States Strong Asset Quality •Strong Financial Ratios •Lowest NPA •Consistent Profitability •High Prov. Coverage Ratio One Stop Solution: Highest Credit Ratings: •Financing •Domestic-AAA •Consultancy •International-Sovereign •Capacity Building Financing Infrastructure for Viksit Bharat hudco FINANCING CONSULTANCY • AffordableHousing AFFORDABLE HOUSING & • Architectural INFRASTRUCTURE FINANCING • Infrastructure: • Urban& Regional SocialInfra-Hospital,Govt. Planning Bldg, Water Supply; • Appraisal&Monitoring Commercial Infra –Roads, SUPPLEMENTING fac1,Rlc18itRct KNOWLEDGE • AssetMonetization Highways, Urban Mobility, GolSCHEMES - .:>tl"l'ql"1 - PARTNER Ports, Energy • Environmental Studies • LandAcquisition CONSULTANCY SERVICES GOI SCHEMES CAPACITY BUILDING • Training of professionals/ In CounterpartFunding -house employees • PMAY-Urban and Rural ~ i :~ 1 • Domestic & International • Smart City TrainingProgrammes • AMRUT ~ ~ ~ $) 3ITT a11d Urban Tra11sfon11atio11 • SupportsResearchin urban • Swachh Bharat Mission sector. • Jal Jeevan Mission BHARATMALA ROAD TO PROSPERITY Borrowing Partners: Central/State Govts., State Public Agencies, ULBs and Specialized Entities Financing Infrastructure for Viksit Bharat hudco GOVERNANCE ENVIRONMENT SOCIAL HUDCO'SG REEN PORTFOLIO Empowering Communities orl .d ~ ot " LOAN OUTSTANDING (f Cr.) 16,507.94 A ❖ Affordable Hsg Lending: "42,445 Cr M.11 , -- u7fiN / milI I SN 1V RE OS NT GM E UN RT R AE NA DI' 2,390.00 ~---VIK-SITC~ITIES \ ~ 7 LOCAL BODIES ❖ CSR Expenditure (Q1) - "10.03 Cr ~ Koc:HMttro&EV 962.20 w c,..,glng- • 25 Sports Excellence Centers 6 StormW.tttf 557.39 On;,,,g.Syst""' • 'TB Mukt Abhiyan' -2 Mobile Medical Vans - 363.32 A□ AA Q @ 23 e St,ttGoYtmments ❖ Employee Wellbeing & workplace • Ul.Bt SolidWult 2.82 safety. W 7oru Sho Tp As TKn EM SS ~a 3c 4h 2t o PA1 RT,0 lOP3 A5 NT S MoUsSlgn<d UlBs Board-approved ESG Policy. CORPORATE - LEVEL GREEN IMPACT • Reasonable ESG Assurance. Driving responsible operations through sustainable choices f·i·lil·IMliiilli 1iilUii41 ❖ High Standards of transparency & .-----f@ t---~ ~-------< ' accountability. LOW ENVIRONMENTAL IMPACT SUSTAINABLE OPERATIONS IN ACTION oOo ❖ Robust Corporate Governance. @-'c i- Roof-top Solar g llMSEs llW°"""l,d llSC/ST ❖ Cyber Resilience & Robust Business Harnessing clean energy PrOOllement MSEs PrOOllement continuity plan. --~· , _ Energy-efficient Lighting 38% 43% ❖ Effective stakeholder engagement , ' Reducing energy consumption EV OFFICE FLEET YOY PAPER REDUCTION ❖ Structured Grievance mechanism --•-- --•-- @ Waste Water Treatment Usage Gradual transition e-Office and ERP •• ••• • N M" S1 E\b se bero nf e fitted N wou mirb ee nMro Sf Es ••• N SCt. /m STbo Mro S/ E s ❖ 100% timely resolution of grievances. Treating and reusing water to EVs Paper less Solution Benefilled I Benefilled responsibly 301 40 34 ❖ Strong Vigi [Showing first 8,000 characters — download PDF for full document]