General Updates

MAN GAL CREDIT & FINCORP LIMITED Date: November 3, 2026 To, To, BSE Limited, National Stock Exchange of India Limited, Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Bandra-Kurla Complex, Dalal Street, Fort, Bandra (East), Mumbai-400001. Mumbai: 400051. Scrip Code: 505850 Scrip Symbol : MANCREDIT Debt Scrip Code: 976597, 977659, 977808, 978135 Dear Sir / Madam, Sub: Outcome of the Meeting of the Board of Directors of Mangal Credit and Fincorp Limited (“the Company”) held on November 3, 2026. With regard to the captioned matter and in compliance with Regulation 30, 33, 51 and 52 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), we would like to inform that the Board of Directors of the Company at its meeting held today, inter alia, transacted the following items together with other agenda items; 1. Considered and approved the Unaudited Financial Results of the Company for the quarter and half year ended September 30, 2026, as reviewed and recommended by the Audit Committee of the Company and took note of the Limited Review Report issued by M/s. Bhagwagar Dalal & Doshi, Chartered Accountants, Statutory Auditors, of the Company on the same; 2. Statement of disclosure of line items in accordance with Regulation 52(4) of the SEBI Listing Regulations; 3. Pursuant to the provisions of Regulation 54 of the SEBI Listing Regulations, please note that the disclosure of extent and nature of security created and maintained for secured non - convertible debentures of the Company and the security cover certificate thereof; 4. Statement indicating the utilisation of issue proceeds and the Statement disclosing no material deviation under Regulation 52 (7) and 52 (7A) of the SEBI Listing Regulations read with SEBI Master Circular no. SEBI/HO/DDHS/DDHS-PoD1/P/CIR/2025/0000000103 dated July 11, 2025, as amended from time to time, in respect of the funds raised through issuance of 3,500 (Three Thousand Five Hundred) Non-Convertible Debentures having a face value of ₹ 1,00,000/- each aggregating to ₹ 35,00,00,000/- ( Indian Rupees Thirty Five Crore only); Please note that in terms of the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015, as amended, the trading window for dealing in the securities of the Company will open after 48 hours of the results are made public. The Board Meeting commenced at 2.00 P.M. and concluded at 4.30 P.M. and the above information is also being made available on the Company’s website i.e. www.mangalfincorp.com. 1701/ 1702, 17TH Floor, ‘A’ Wing, Lotus Corporate Park, Western Express Highway, Goregaon (E), Mumbai – 400 063, CIN: L65990MH1961PLC012227 Tel: 22-42461300, Website: www.mangalfincorp.com info@mangalfincorp.com MAN GAL CREDIT & FINCORP LIMITED You are requested to take the above information on record. Yours faithfully, For Mangal Credit and Fincorp Limited Hardik Meghraj Jain Executive Director DIN: 07871480 Encl: As above 1701/ 1702, 17TH Floor, ‘A’ Wing, Lotus Corporate Park, Western Express Highway, Goregaon (E), Mumbai – 400 063, CIN: L65990MH1961PLC012227 Tel: 22-42461300, Website: www.mangalfincorp.com info@mangalfincorp.com BHAGWAGAR DALAL & DOSHI (Regd.) CHARTERED ACCOUNTANTS IND IA Limited Review Report on Unaudited Financial Results of Mangal Credit and Fincorp Limited for the quarter and half year ended 30th September, 2026, pursuant to Regulation 33 and Regulation 52, read with Regulation 63(2), of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. The Board of Directors of Mangal Credit and Fincorp Limited 1. We have reviewed the accompanying statement of Unaudited Financial Results of Mangat Credit and Fincorp Limited ("the Company"), for the quarter and half year ended 30th September, 2026 ("the Statement") attached herewith, being submitted by the Company pursuant to the requirements of Regulation 33 and Regulation 52 read with Regulation 63(2) of the Securities and Exchange Board of India ("SEBI") (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended ("the SEBI Listing Regulations"). 2. This Statement, which is the responsibility of the Company's Management and has been approved by the Company's Board of Directors, has been compiled from the related reviewed financial information which has been prepared in accordance with the recognition and measurement principles laid down in the Indian Accounting Standards 34 "Interim Financial Reporting" ("Ind AS 34") prescribed under section 133 of the Companies Act, 2013 ("the Act") read with relevant rules issued thereunder, the circulars, guidelines and directions issued by the Reserve Bank of India ("the RBI") from time to time ("the RBI Guidelines") as applicable to the Company and other accounting principles generally accepted in India. Our responsibility is to express a conclusion on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410, "Review of Interim Financial Information Performed by the Independent Auditor of the Entity'' issued by the Institute of Chartered Accountants of India. This standard requires that we plan and perform the review to obtain moderate assurance as to whether the financial statements are free from material misstatement. A review is limited, primarily to inquiries of the Company's personnel responsible for financial and accounting matters, and analytical procedures applied to financial data. A review is substantially less assurance than an audit in accordance with Standards on Auditing specified under section 143(10) of the Act and Shiv Sagar Estate, D - Block, 4th Floor, Dr. Annie Besant Road, Worli, Mumbai - 400 018. Tel: (91-22) 6777 8555 Fax: (91-22) 6777 8500 BHAGWAGAR DALAL & DOSHI CHARTERED ACCOUNTANTS consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. We have not performed an audit and accordingly, we do not express an audit opinion. 4. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with applicable Indian Accounting Standards prescribed under Section 133 of the Companies Act, 2013 read with relevant rules issued thereunder and other recognised accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms of the SEBI Listing Regulations including the manner in which it is to be disclosed, or that it contains any material misstatement. For, Bhagwagar Dalal & Doshi Chartered Ac ountants 28093W UDIN:2 6124528HIYMMH3993 Partner Place: Mumbai Membership No. 124528 Dated: Q3rd November, 2026 MANGAL CREDIT AND FINCORP LIMITED MAN GAL CHDIT I flNCOIP LIMITED Statement of Standalone Financial Results for the Quarter and Half Year Ended JO'" September, 2026 (' in Lakhs) Quarter Ended Half Yearly Ended Year Ended Particulars 30-09-2026 30-06-2026 30-09-2025 30-09-2026 30-09-2025 31-03-2026 Unaudited ·unaudited Unaudited Unaudited Unaudited Audited 1 Revenue from Operations a Interest Income 2,077.78 2,153.61 1,523.97 4,231.39 2,928.54 6,701.32 b Fees & Commission Income 46.85 62.15 57.91 109.00 100.56 288.76 Total Revenue from Operations 2,124.63 2,215.76 1,581.88 4,340.39 3,029.10 6,990.08 2 Other Income 0.05 0.17 2.71 0.22 2.71 6.50 Total Revenue (1+2) 2,124.68 2,215.93 1,584.59 4,340.61 3,031.81 6,996.58 3 Expenses a Finance Costs 1,081.24 1,002.05 720.44 2,083.29 1,367.14 3,191.76 b Impairment on Financial Instruments 47.44 20.84 39.95 68.28 80.94 162.46 c Employee Benefits Expense 256.86 239.19 227.50 496.05 439.11 910.00 d Depreciation and Amortization Expenses 52.46 49.01 43.80 101.47 75.20 168.14 e Other Exoenses 133.85 137.81 139.88 271.66 248.29 478.75 Total Expenses 1,571.85 1,448.90 1,171.57 3,020.7 [Showing first 8,000 characters — download PDF for full document]