Monitoring Agency Report for Half Year Ended 30th September, 2026

JUSTO BUILT FOR REAL GROWTH Certified MAY 2026-MAY 2027 le) TN Date: November 03, 2026 BSE LIMITED Phiroze Jeejeebhoy Towers Dalal Street Mumbai - 400 001. SCRIP CODE: 544542 ISIN: INEOW5Q01017 Subject: Intimation of receipt of Monitoring Agency Report for the quarter and half year ended 30% September, 2026 Respected Sir/ Madam, Pursuant to Regulation 32 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“LODR Regulations”), we hereby inform you that the Company has received the Monitoring Agency Report from the Monitoring Agency appointed in terms of Regulation 32 of the LODR Regulations, for the quarter and half year ended 30" September, 2026. The Monitoring Agency Report is being submitted separately to the Stock Exchange in terms of Regulation 32(1) of the LODR Regulations and shall also be made available on the Company’s website i.e. https://www.justo.co.in/ You are requested to kindly take the above information on record. Yours faithfully, For Justo Realfintech Limited (Formerly known as Justo Realfintech Private Limited) Puspamitra Das Chairman and Managing Director DIN: 01643973 Justo Realfintech Limited (Formerly known as Justo Realfintech Private Limited) Regd. Office: 2nd Floor, A Wing, Indiana Business Centre, Makwana Road, Gamdevi, Marol, Andheri (East), Mumbai, Maharashtra — 400059. CIN No. L67190MH2019P2L3C3138 www.justo.co.in info@justo.co.in 022 45729670 Brickwork Ratings India Private Limited BRICKWORK" 3rd Floor, Raj Alkaa Park, Kalena Agrahara RATINGS Bannerghatta Road, Bengaluru - 560 076 P: +91 80 4040 9940/9999 Fourth Monitoring Agency Report Justo Realfintech Limited for the quarter ended September 30, 2026 info@brickworkratings.com | www.BrickworkRatings.com | CIN: U67190KA2007PTC043591 os Brickwork Ratings India Private Limited BRICKWIORK 3rd Floor, Raj Alkaa Park, Kalena Agrahara RATINGS Bannerghatta Road, Bengaluru - 560 076 P: +91 80 4040 9940/9999 BWR/2026-27/IPM/JRL/04 November 03, 2026 Mr. Dinesh Jivabhai Dolar Chief Financial Officer Justo Realfintech Limited 2nd Floor, A Wing, Indiana Business Center, Makwana Road, Gamdevi, Marol, Andheri East, Mumbai- 400059, Maharashtra, India Dear Sir, Fourth Monitoring Agency Report for the quarter ended September 30, 2026 - in relation to the Fresh Issue of Equity Shares of Justo Realfintech Limited (“the Company”) Pursuant to Regulation 262 of SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 (“SEBI ICDR Regulations”) and Monitoring Agency Engagement Letter dated July 28, 2025, Brickwork Ratings (BWR) has prepared the Fourth Monitoring Agency Report, as per Schedule XI of the SEBI ICDR Regulations towards utilisation of proceeds of funds raised, for the quarter ended September 30, 2026. The funds raised by the Company were through Fresh Issue of Equity Shares aggregating to Rs.63.00 Crore of the Company. In this connection, we are enclosing the Monitoring Agency Report for the quarter ended September 30, 2026, as per aforesaid SEBI Regulations and Monitoring Agency Agreement dated August 06, 2025. Request you to kindly take the same on records. Thanking you, Yours Faithfully, NIRAJ Digitally signed by NIRAJ KUMAR KUMAR RATHI Date: 2026.11.03 RATHI 11:43:49 +05'30' Mr Niraj Kumar Rathi Senior Director, Ratings - Brickwork Ratings info@brickworkratings.com | www.BrickworkRatings.com | CIN: U67190KA2007PTC043591 Brickwork Ratings India Private Limited BRICKWORK 4 . 3rd Floor, Raj Alkaa Park, Kalena Agrahara RATINGS Bannerghatta Road, Bengaluru - 560 076 P: +91 80 4040 9940/9999 Report of the Monitoring Agency (MA) Name of the issuer: Justo Realfintech Limited. For quarter ended: September 30, 2026 Name of the Monitoring Agency: Brickwork Ratings India Private Limited (a) Deviation from the objects: No (b) Range of Deviation: Not Applicable Declaration: We declare that this report is based on the format prescribed by the SEBI (ICDR) Regulations, 2018, we further declare that this report provides a true and fair view of the utilization of the issue proceeds in relation to the objects of the issue based on the information provided by the Issuer and information obtained from sources believed by it to be accurate and reliable. We declare that we do not have any direct/indirect interest in or relationship with the issuer/promoters/directors/management and confirm that we do not perceive any conflict of interest in such relationship/interest while monitoring and reporting the utilization of the issue proceeds by the issuer. The MA does not perform an audit and undertakes no independent verification of any information/ certifications/ statements it receives. This Report is not intended to create any legally binding obligations on the MA which accepts no responsibility, whatsoever, for loss or damage from the use of the said information. The views and opinions expressed herein do not constitute the opinion of MA to deal in any security of the Issuer in any manner whatsoever. Nothing mentioned in this report is intended to or should be construed as creating a fiduciary relationship between the MA and any issuer or between the agency and any user of this report. The MA and its affiliates also do not act as an expert as defined under Section 2(38) of the Companies Act, 2073. The MA or its affiliates may have a credit rating or other commercial transactions with the entity to which the report pertains and may receive separate compensation for its ratings and certain credit related analyses. We confirm that there is no conflict of interesti n such relationship/interest while monitoring and reporting the utilization of the issue proceeds by the issuer, or while undertaking credit rating or other commercial transactions with the entity. We have submitted the report herewith in line with the format prescribed by SEBI, capturing our comments, where applicable. There are certain sections of the report under the title “Comments of the Board of Directors”, that shall be captured by the Issuer’s Manageme/ Anudtit Committee of the Board of Directors after the MA submitting their report to the issuer and before dissemination of the report through stock exchanges. These sections have not been reviewed by the MA, and the MA takes no responsibility for such comments of the issuer’s Management/Board. NIRAJ KUMAR coord ey RATH | Date: 2026.11.03 11:44:27 +05'30' Signature: Name of the Authorized Signatory: Mr Niraj Kumar Rathi Designation of Authorized Person/Signing Authority: Senior Director, Ratings - Brickwork Ratings info@brickworkratings.com | www.BrickworkRatings.com | CIN: U67190KA2007PTC043591 Brickwork Ratings India Private Limited BRICKWORK 4 . 3rd Floor, Raj Alkaa Park, Kalena Agrahara RATINGS Bannerghatta Road, Bengaluru - 560 076 P: +91 80 4040 9940/9999 1) Issuer Details: Name of the issuer: Justo Realfintech Limited Names of the promoter: Mr. Pushpamitra Das Industry / sector to which it belongs: Real Estate 2) Issue Details: Issue period: For anchor investors- 23 September 2025 For others — 24 September 2025 to 26 September 2025 Type of issue (public/ rights): Fresh Issue of Equity shares Type of specified securities: Equity Shares IPO Grading, if any: Not Applicable Issue size (in = Crore): 63.00 ial Value as per Offer Document aidoehh Particulars Number of Price (2) P Received _ (® Crore) Securities (® Crore) Equity Shares-Freshlssue | 49,61,000 127 63,00,47,000 63.00 Total 49,61,000 127 63,00,47,000 63.00 info@brickworkratings.com | www.BrickworkRatings.com | CIN: U67190KA2007PTC043591 Brickwork Ratings India Private Limited BRICKWORK’ 3rd Floor, Raj Alkaa Park, Kalena Agrahara RATINGS Bannerghatta Road, Bengaluru - 560 076 P: +91 80 4040 9940/9999 3) Details of the arrangement made to ensure the monitoring of issue proceeds: Source of information ae Comments Comments / certifications of of Particulars considered by Monitoring Board of Monitoring Agency for Agency Directors preparation of report Bank S [Showing first 8,000 characters — download PDF for full document]