Financial Results for the quarter / half year ended 30.09.2026

The Listing Department, The Listing Department, BSE Limited, National Stock Exchange of India Limited, Phiroje Jeejeebhoy Towers, Exchange Plaza, 5th Floor, ‘G’ Block, 25th Floor, Dalal Street, Bandra Kurla Complex, Bandra (East), Mumbai – 400001 Mumbai – 400051 BSE SCRIP Code: 500112 NSE SCRIP Code: SBIN CC/S&B/AND/2026-27/500 03.11.2026 Madam / Sir, Outcome of Board Meeting held on 03.11.2026 We refer to our letter no. CC/S&B/AND/2026-27/479 dated 26.10.2026 regarding intimation of the meeting of the Central Board of the Bank to consider financial results for the quarter and half year ended 30.09.2026. 2. In terms of Regulation 33, Regulation 52, and other applicable provisions of SEBI (LODR) Regulations, 2015, we submit the unaudited Standalone and Consolidated financial results of the Bank along with the Limited Review Report for the quarter ended 30.09.2026. The Limited Review Report of the Statutory Central Auditors contains unmodified opinion. 3. The Statement of Deviation or Variations under Regulation 32 and Regulation 52(7)/ 52 (7A) of SEBI (LODR) Regulations, 2015 for the quarter ended 30.09.2026 is enclosed. 4. The Security Cover Certificate as on 30.09.2026 on non-convertible debt securities under Regulation 54 (3) of SEBI (LODR) Regulations, 2015 is enclosed. 5. The Central Board Meeting commenced at 10:00 am and the aforesaid agenda was concluded at 1.40 pm. Yours faithfully, (Aruna N. Dak) DGM (Compliance & Company Secretary) STATE BANK OF INDIA CORPORATE CENTRE, MUMBAI - 4OO O2I UNAUDITED FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED SEPTEMBER 30, 2026 Ih. hnbr to €vry izdE s. Standalone No Particulars Quaner ended Year ended 30.09 2025 30 06 2026 30.09.2025 30 09 2026 30 09 2025 31 03 2025 30.09 2026 30.06.2026 30 09 2025 30 09 2026 30 09 2025 31.03.2026 llJnauditedl lUnaudltedl lUneuditedl lUnauditedl rUnauditedl lAudited) {Unauditedl lUnauditedl {Unauditedl lUnauditedl lUnauditedl lAuditedl ,1 1,32,01 8.55 '1,27,895.45 t,t 9,51 6.87 2,59,915.01 2,37,347.15 4,42,797.17 1,41,073.34 1,35,240.49 1,27,903 44 2,77,313.83 2.53,456.52 5,r 4.932.59 (a) loleresu discount on advances/ bills 97,464 47 94,0't't 38 86 182 58 1,91,475 85 1,71,620 50 3,50,004 36 1,OO,420 74 96 826 98 88.993 64 1,97,25572 1.77.'139 66 3,61,064 o0 b 30 084 08 29 510 19 2A 274 73 59 594 27 56 027 93 1,13,034 49 35 666 48 34 531 10 33,267 79 70,'197 58 65,493 33 1,31 ,954 32 (c) 1.729 24 1 411 66 1,69278 3,'140 90 3541 11 6,086 38 2 13090 1 847 42 2.194 77 3,978 32 4,558 66 7.998 97 Others 2 740 76 2 963 23 3 362 7A 5 703 99 6 15761 13,671 94 2 847 22 3,034 99 3,443 24 5,882 21 6.274 A7 '13.915 3 2 Other income 11.777.46 '15.922.69 1 5.462.60 27.700 ',15 32.973.88 68.850 28 46_682 85 43,421.37 47,994.35 90,504.22 89,423.09 1,94,684.37 3 roraL tNcoME l1l+lzl 1.43.796 01 1.43.81 9.1 5 't.34.979.47 2.87.61 5.1 6 2 70.321.O3 5-51-647_45 1,87,756 19 1,80,061.86 1,75,897 79 3,67,8't8.05 3,42.889.61 7,09.616.96 4 nleresl expenoeo 42.475 70 80.904.02 76.669.87 1.63.779 72 1.53.593.25 3,09,676.69 84,272 58 42,247.57 74,oo2.37 't,66,520.'t 5 1,56,268.83 3,1 5,004.81 5 33,983.07 29,385.95 30,998 68 63.369 02 58.872.38 1.23.548 80 71.891 77 59.'t82.6'l 55.778 45 '1.31.074.38 '1.20.o't1.15 2,62,650 45 (a) Employee cost 17 ,451 95 17 42340 16.605 95 34,875 75 33,505 47 65.723 7A 1 9.339 39 19.218 66 18 346 18 38 558 05 36 836 75 72 768 24 (b) ODeratino exoenses relatino (o lnsurance Business 32,886 1 3 25 959 18 30.401 28 58.845 31 52.880 51 1.21.464 05 (cl 16 531 12 11 962 15 14,39273 28.493 27 25 366 91 57,425 02 19 666 25 14.OU 77 1 7,030 99 33 67'1 02 30 293 89 68,418 16 5 t4t+{sl '1,15,858.77 1,1 0,289.97 1.07.668.55 2,27,148.74 2.12.465 U 4,33,225.49 '1,56.164 35 1.41.430.'t 8 1.43.740.82 2.97.594.53 2.76.279.94 7 CPERATING PROFIT {betore orovisions and conlinoenciesl l3l-{61 26,917.24 33,529 18 27,310.92 60,466 42 57,855.39 1,18.421 96 31.591 84 38.631.68 32,1 1 6.97 70.223.52 66.609.53 8 Paovisions (other than tax) and contingencies (net ol wrile back) 4,216 86 5,046 77 5.400't2 9,263 63 '10,'159 32 17,538 40 4.915 69 5.747 A8 6 486 90 1 0,663 57 11 750 44 20 960 29 I Exceptronal rtems assets 2 7 7 25 A9 A', t 4O 7 3 359 01 4 4 , 51 93 32 3 224 6 7 ,1 2A1 A8 1 41 7 9 4, ,0 56 96 3 23 28 1 45 ., 54 92 32 25 20 63, ,4 42 79 9 7 29 6 4.024 08 5 3, ,' 01 250 6 7 58 7 67 ,, 84 75 93 g 27 6 1 31 ,0j4 22 6 2 50 7 1 9 3. .3 05 20 6 0 58 7 t0 PROFIT/ {LOSSI FROM 30_008 85 28,482.41 26,504.02 58,491.26 52,249.29 1,05,475.78 33,555.41 32,883.80 28,656 64 66.439.21 57.885.76 11 Tax expense, (creditl 6,970 90 7,361 19 6,344 35 14,332 09 12,969 18 25.444 77 7 .813 94 I 304 76 7 152 15 16't't870 14 754 63 28 859 51 12 23,037.95 2',1,121.22 20.1 59 67 44,159',17 39.320.1'l 80.032 01 25.741.47 24.579 04 21.504 49 50.320 s1 43.1 3t.t 3 85.1 68.47 14 23,037 9s 2',1,121.22 20.1 59 67 44.159 17 39.320.1 1 80.032.01 25.741.47 24 579 04 21 SO4 49 50.320 51 43,1 31.1 3 85,1 68.47 t5 476 12 541 85 356'tO 1,O17 97 850 84 1.497 20 16 ,inoilly lnterest 856 43 1 007 89 723 26 1 432 1,U3't7 3 366 89 17 \E I PHUtsr r' lLOUSl Ar r EX MTNOXT r Y tN I EKES I l14l+1151{1b' 23.037.95 21,12'l 22 20.'t 59.57 44.159.17 39.320.1 I 80.032 01 25 361 16 24,1 I 3.00 2r,l 37.33 49,474.1 6 42,338.80 83,298.78 18 923 08 923 06 923 06 923 08 923 06 923 06 923 08 923 06 923 06 923 08 923 06 923 06 19 5.09 1 14 00 (iI 55 030/, 55 03% 55 0302 55 030/. 55 030/" 55 03% 55 03% 55 03% 55 03% 55 03% 55 03% 55 03% ) Capilal adequacy ratio lEasel lll) 16 090/" 15 670k 14 16 09% 14 620/" 15 400/. .) CET 1 ratio 13Uok 12 89.k 11 470/" 13 340k 11 470/" 12 (t 1 000/6 1 O1'/o 1200/" 1000/. 1 20yo 1 O4ot E.mlng6 per !h.E (EPSI (lI tal e..rli antariuGd eFE urore@ 24 1ta 22 BB 22 00 41 84 43 47 87 59 26 12 22 A1 53 60 t6 8l 91 16 (QudGrrHalt-Yo.. numb€6 not.nnuali*d) (bl Basic and diluted EPs alter Extraordinary items (net ol tax expense) 24 96 22 88 22 00 47 84 43 47 87 59 26 12 22 A1 53 60 46 81 91 16 lQuanerrHalf-Year numbers not annualisedl livl NPA ralios {a} Amount ot 72.529 0A 74.272 06 76 243 04 72 s29 0A 76 243 04 73 452 46 14.546 11 1 9,1 58 49 14.459 92 18,546 1 1 1 8.459 92 18 830 '14 1 39% 1 47Yo 1 73.k 1 39o/o 1 730k 1 49Yo 0 36% 0 38% o 420/a o 360n o 420/o 0 39"/o 1 19'/o 1 1 1o/o 1 17' 't 14to 1 15yo 1',t2ok (vi) Net worth 5,26,440 74 4,95,244 32 4.53.279 30 52644074 4.53.279 30 4 72 494 50 (vii) Outstanding redeemable preference shares Cagital redemplion .esefle Debl- equilv ratio' 057 054 060 o57 060 056 474% 10 03% 8 a 74./" 8 59% 9 59% 'Debl represents borrowlng6 lincluding Repos) with residu.l m.turity of more than one year -Total debts repEsents lotal borowings oflhe Bank l,r,/ STATE BANK OF INDIA CORPORATE CENTRE, MUMBAI .4OO O2I tu bankr to ewry L# UNAUDITED SEGMENTWSE REVENUE, RESULTS, ASSETS A LIABILITIES Standalone Particulars 30.09.2025 30 06 2026 30 09 2025 30 09 2026 30 09 2025 31 03 2026 30 09 2026 30 06 2026 30 09 2025 30 09 2026 30 09 2025 31.O3.2025 lUnaudltedl lUnaudited) lUnaudited) lUnaudhed) lUnauditedl lAudltedl lUnaudited) lUnaudited) lUnauditedl (Unaudited) (Unaudlled) lAudited) ,l Seqmenl Kevenue a 30,160 28 u.757 20 33,063 88 64 917 4A 59 792 95 1,35 516 03 30,550 99 35,35'l 98 33,601 20 65,902 97 69.720 51 b 40 556 95 38 329 01 36 941 71 78 885 96 72 454 37 1 49 102 41 41 226 07 38,981 81 37,s2290 80,207 88 73,603 91 1,53,354 79 c Relail Banking operations (i) + (iil 73 079 78 70 244 36 64.561 88 1 43.32314 1 27 .421 2.64 605 90 73 396 96 70 549 18 64 885 08 1 43 945 14 124.06017 2 65 843 98 82022 833 18 1,097 98 1,653 40 2,247 61 4.125 43 825 88 838 80 1.126 12 1 664 68 23/360 4,241 13 iiI other Retail Banking 72,25A 56 69,41 1 18 63,463 90 1 41 669 74 1,25,134 35 2,60,440 47 72,57108 69,710 38 63.758 96 1.42.281 46 1 .25 716 57 2 6'1 602 85 d 35757 27 2AAAl 23 33 309 29 64,638 50 58,369 54 1,33,260 46 Other Bankinq oDerations 9.109 26 8 883 30 I 702 81 17 992 55 17,151 74 34,821 89 1 Unallocated 488 58 412 00 488 58 651 74 2.42311 055 489 36 421 53 489 91 672 77 2,470 47 1.43.796 [Showing first 8,000 characters — download PDF for full document]