Investor Presentation

November 3, 2026 To, To, BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, C/1, Block G, Bandra Dalal Street, Mumbai- 400001. Kurla Complex (E), Mumbai- 400051. Scrip Code: 512008 NSE Symbol: EFCIL Sub.: Investor Presentation Dear Sir/ Ma’am, Pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith the Investor Presentation on performance of the Company for the quarter and half year ended September 30, 2026. Kindly take the same on records. Yours faithfully, For EFC (I) Limited Aman Gupta Company Secretary Encl.: As above EFC (I) Limited Regd. Office: 6th Floor, VB Capitol Building, Range Hill Road, Opp. Hotel Symphony, Bhoslenagar, Shivajinagar, Pune-411007, Maharashtra I CIN: L74110PN1984PLC216407 Tel.: 020 2952 0138 I Email Id: compliance@efclimited.in I Website: www.efclimited.in A unified platform SPACE DESIGN FURNISHING EFC (I) LIMITED INVESTOR PRESENTATION Q2 & H1 FY27 EFC (I) LIMITED Safe Harbor Statement This presentation and the accompanying slides (the “Presentation”), which have been prepared by EFC (I) Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securities, and shall not form the basis or be relied on in connection with any contract or binding commitment whatsoever. No offering of securities of the Company will be made except by means of a statutory offering document containing detailed information about the Company. This Presentation has been prepared by the Company based on information and data which the Company considers reliable, but the Company makes no representation or warranty, express or implied, whatsoever, and no reliance shall be placed on the truth, accuracy, completeness, fairness and reasonableness of the contents of this Presentation. This Presentation may not be all inclusive and may not contain all of the information that you may consider material. Any liability in respect of the contents of, or any omission from, this Presentation is expressly excluded. Certain matters discussed in this Presentation may contain statements regarding the Company’s market opportunity and business prospects that are individually and collectively forward-looking statements. Such forward-looking statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties and assumptions that are difficult to predict. These risks and uncertainties include, but are not limited to, the performance of the Indian economy and of the economies of various international markets, the performance of the industry in India and world-wide, competition, the Company’s ability to successfully implement its strategy, the Company's future levels of growth and expansion, technological implementation, changes and advancements, changes in revenue, income or cash flows, the Company's market preferences and its exposure to market risks, as well as other risks. The Company's actual results, levels of activity, performance or achievements could differ materially and adversely from results expressed in or implied by this Presentation. The Company assumes no obligation to update any forward-looking information contained in this Presentation. Any forward-looking statements and projections made by third parties included in this Presentation are not adopted by the Company and the Company is not responsible for such third-party statements and projections. All maps used in the presentation are not to scale. All data, information and maps are provided "as is" without warranty or any representation of accuracy, timeliness or completeness. All images, logos, and trademarks used in this presentation are for illustrative purposes only. They remain the property of their respective owners. EFC (I) Limited claims no ownership over any third-party intellectual property. Q2 & H1 FY27 Updates Message from Chairman & MD “I am pleased to share that EFC (I) Limited has continued its strong growth momentum during Q2 FY27, driven by disciplined execution, sustained enterprise demand and the strength of our integrated business model. During the quarter, we reported consolidated revenue of ₹332.0 crore, growing 30% year-on-year, EBITDA of ₹134 crore, registering 21% growth, and Profit After Tax of ₹77 crore, reflecting a robust 36% increase. This performance reinforces our focus on profitable and sustainable growth. Our three core business verticals—Managed Office Leasing, Design & Build and Furniture Manufacturing—continue to complement each other, providing recurring revenue visibility, operational efficiencies and diversified growth opportunities. A key strategic milestone during the period was the acquisition of 100% equity in Ultrafresh Modular Solutions Limited, strengthening our manufacturing capabilities, expanding our presence in North India and opening new Umesh Kumar Sahay avenues for growth. Additionally, our proposed corporate restructuring is aimed at simplifying the business structure, Chairman & MD enhancing governance and improving capital efficiency. Looking ahead, our focus remains on strengthening enterprise relationships, scaling our integrated platform, improving asset productivity and delivering sustainable profitability. With a strong operating foundation and strategic initiatives underway, we remain confident in EFC's long-term growth potential and our ability to create enduring value for all stakeholders.” Strong Execution Accelerating Growth Across Metrics CONSOLIDATED NUMBERS (Q2 FY27) Revenue EBITDA PAT ₹332 Cr. ₹134 Cr. ₹77 Cr. 30% YoY (Q2 FY26) 21% YoY (Q2 FY26) 36% YoY (Q2 FY26) SEGMENTAL REVENUE (Q2 & H1 FY27) Leasing Design & Build Furniture Q2 FY27 H1 FY27 Q2 FY27 H1 FY27 Q2 FY27 H1 FY27 ₹168 Cr. ₹321 Cr. ₹129 Cr. ₹230 Cr. ₹35 Cr. ₹63 Cr. 30% YoY 28% YoY 16% YoY 17% YoY 149% YoY 137% YoY Consistent performance across metrics reinforces our growth momentum. H1 FY27 Financial Performance H1 FY27 – EBITDA growth and PAT growth (In %) Revenue (Rs. Cr.) EBITDA (Rs. Cr.) EBIT (Rs. Cr.) 30% 21% 42% H1 FY26 H1 FY27 H1 FY26 H1 FY27 H1 FY26 H1 FY27 PAT (Rs. Cr.) EPS (Rs.) ROCE (%) 148 16% 103 7 H1 FY26 H1 FY27 H1 FY26 H1 FY27 H1 FY26 H1 FY27 Focused Businesses. Distinct Capital Structures. The proposed restructuring consolidates leasing and design & build operations within the listed entity, folding in all leasing subsidiaries and project SPVs except asset-owning entities. CURRENT STRUCTURE POST-DEMERGER EFC (I) Limited EFC (I) Limited Listed parent Listed parent EFC Limited Wholly owned material subsidiary Managed office business EFC Limited Leased-premises operations Wholly owned material subsidiary transferred Managed office business Owned assets Leased commercial premises Owned-property operations Owned-property operations retained ASSET MANAGEMENT MODEL OWNERSHIP MODEL • Enable participation in long-term real-estate upside • New stream of stable, recurring AUM-based management fees • Deploys balance sheet capital; improves EBITDA through asset • Enhances creditability with institutional and retail capital for fund ownership structures • Financial leverage optimized through owned asset financing • De-risks leasing model through structured ownership SIMPLIFIED BUSINESS IMPROVED GOVERNANCE & BETTER CAPITAL NO NEW SHARE ISSUANCE STRUCTURE ACCOUNTABILITY MANAGEMENT & DEPLOYMENT No shares allotted by EFC (I) Limited under Separates leased-premises and owned- Enables separate oversight of workspace Asset-acquisition financing remains in EFC the scheme.. property operations. operations, property investments and Limited. acquisition-related borrowings. Strategic Acquisition: Ultrafresh Modular Solutions Limited Complete acquisition of 100% equity in an established modular furniture player — strengthening EFC's furniture manufacturing and Design pl [Showing first 8,000 characters — download PDF for full document]