Outcome of Board Meeting

INDIAN Bank DEPT : SECRETARIAL ~ REF. No. : SEC/ST.EX.STT/50/2026-27 EXPERIENCE NEXT-GEN BANKING DATE : July 16, 2026 National Stock Exchange of India Ltd., BSE Ltd. Exchange Plaza, 5th Floor, Department of Corporate Services (Listing), Plot No.C/1, G Block, First Floor, New Trading Wing, Bandra-Kurla Complex, Bandra (E), Rotunda Building, P J Towers, Mumbai – 400 051. Dalal Street, Fort, Mumbai – 400 001. SCRIP CODE: SOUTHBANK SCRIP CODE: 532218 Dear Madam/Sir, Sub: Outcome of the Board Meeting - Submission of Unaudited Financial Results for the quarter ended 30th June, 2026 Pursuant to Regulation 30, 33 and other applicable provisions of SEBI (Listing Obligation and Disclosure Requirements) Regulations 2015, we submit herewith the Unaudited Financial Results of the Bank for the quarter ended June 30, 2026 (both standalone and consolidated) along with the Limited Review Reports issued by the Joint Statutory Auditors of the Bank which were reviewed and recommended by the Audit Committee of Board and duly approved and taken on record by the Board at their respective meetings held today, 16th July, 2026. The Board Meeting commenced at 11:00 a.m. and the results were considered immediately and approved by the Board at 1:35 p.m. Thereafter, the meeting continued for consideration of the rest of the agenda items. The aforesaid information is also being hosted on the Bank’s website www.southindianbank.bank.in as per SEBI (Listing Obligation and Disclosure Requirements) Regulations 2015. Kindly take the information on record. Yours faithfully, (JIMMY MATHEW) COMPANY SECRETARY Encl.: as above The South Indian Bank Ltd., Regd. Office: Thrissur, Kerala Head Office: S.I.B. House, T.B. Road, P.B. No: 28, Thrissur - 680001, Kerala (Tel) 0487-2420 020, (Fax) 91 487-244 2021, e-mail: sibcorporate@sib.bank.in CIN: L65191KL 1929PLC001017, Toll Free (India) 1800-102-9408, 1800-425-1809 (BSNL) www.southindianbank.bank.in INDIAN Bank EXPERIENCE NEXT-GEN BANKING REF. No.: SEC/ST.EX.STT/51/2026-27 DATE July 16, 2026 Dear Madam/Sir(s), National Stock Exchange of India Ltd., BSE Ltd. Exchange Plaza, 5th Floor, Department of Corporate Services (Listing), Plot No.C/1, G Block, First Floor, New Trading Wing, Bandra-Kurla Complex, Sandra (E), Rotunda Building, P J Towers, Mumbai-400 051. Dalal Street, Fort, Mumbai - 400 00 I. SCRIP CODE: SOUTHBANK SCRIP CODE: 532218 Sub: Declaration regarding the Limited Review Report with Unmodified Opinion for the Unaudited Financial Results (Standalone and Consolidated) of the Bank for the quarter ended 30.06.2026. Pursuant to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we hereby confirm that the Statutory Central Auditors of Bank have issued their Limited Review Report with an unmodified opinion for the Unaudited Financial Results (Standalone and Consolidated) of the Bank for the quarter ended 30th June, 2026. The same is being hosted on the Bank's website www.southindianbank.bank.in as per listing regulations. Kindly take the information on record. FRANCIS) IEF FINANCIAL OFFICER Encl.: as above The South Indian Bank Ltd . Regd Office Thnssur, Kerala Head Office: S I B House T B Road P B l\lo 28 Thrissur -680001. Keraia (Tel) 0487 2420 020. (Fax) 91 487 -244 2021 e-mail sibcorporate@s1b bank ;n CIN· L65191KL 1929PLC00101' Toll F-rer India I801.J-10 -9408 1800-425-1809 (BSNL) www.southindianbank.bank.in Mis M. P. Chitale & Co. Mis Borkar & Muzumdar Chartered Accountants Chartered Accountants Hamam House, 21 / 168 Anand Nagar Om CHS, Ambalal Doshi Marg, Fort Anand Nagar Lane, Off Nehru Road, Mumbai - 400 00 I Santacruz (E), Mumbai -400 055 Independent Auditors' Limited Review Report on unaudited standalone financial results of The South Indian Bank Limited for the quarter ended June 30, 2026, pursuant to the requirements of Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (as amended) Review Report to The Board of Directors, The South Indian Bank Limited 1. We have reviewed the accompanying statement of unaudited standalone financial results of The South Indian Bank Limited ('the Bank') for the quarter ended June 30, 2026 ('the Statement'), being submitted by the Bank pursuant to the requirements of Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (''the Listing Regulations") except for the disclosures relating to Pillar 3 disclosure under Basel III Capital Regulations as at June 30, 2026 including Leverage Ratio, Liquidity Coverage Ratio and Net Stable Funding Ratio as have been disclosed on the Bank's website and in respect of which a link has been provided in the aforesaid Statement, which have not been reviewed by us. 2. The Statement, which is the responsibility of the Bank's Management, reviewed by the Audit Committee of the Board and approved by the Bank's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Accounting Standard -25 'Interim Financial Reporting' ('AS-25'), prescribed under section 133 of the Companies Act, 2013 read with relevant Rules issued thereunder, the relevant provisions of the Banking Regulation Act, 1949, the circulars, guidelines and directions issued by the Reserve Bank of India (the 'RBI') from time to time ('RBI Guidelines') and other accounting principles generally accepted in India and in compliance with the Listing Regulations. Our responsibility is to express a conclusion and issue a report on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagement (SRE) 2410, "Review of Interim Financial Information Performed by the Independent Auditor of the Entity" issued by the Institute of Chartered Accountants of India (ICAI). This Standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of material misstatement. A review is limited primarily to inquiries of the Bank's personnel and analytical and other review procedures applied to financial data and thus provides less assurance than an audit conducted in accordance with Standards on Auditing specified under section 143 (10) of the Companies Act, 2013 and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. We have not performed an audit and accordingly, we do not express an audit opinion. M.P. Chitale & Co. Borkar & Muzumdar Chartered Accountants Chartered Accountants 4. Our review primarily is conducted on the basis of review of the books of account and records of the Bank. We have also relied on the information and explanations furnished to us by the Bank and the returns as considered necessary by us for the review. 5. Based on our review conducted and procedures performed as above, nothing has come to our attention that causes us to believe that the accompanying Statement prepared in accordance with the recognition and measurement principles laid down in AS 25 prescribed under Section 133 of the Companies Act, 2013 read with relevant rules issued thereunder, the RBI Guidelines and other recognised accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms of the Listing Regulations including the manner in which it is to be disclosed, or that it contains any material misstatement or that it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning and other related matters, except for the disclosures as stated in Note No 10 to the Statement relating to Pillar 3 disclosure under Basel III Capital Regulations as at June 30, 2026 which have not been reviewed by us. 6. The figures for the quarter ended March 31, 2026 as per the Statement are the balancing f [Showing first 8,000 characters — download PDF for full document]