Investor Presentation

Newgen Software Technologies Limited CIN: L72200DL 1992PLC049074, Registered Office: E-44/13, Okhla Phase II, New Delhi 110020, India Tel: +91 11 46533200, 26384060, 26384146 Fax:+91 11 26383963 Date: 16th July 2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, Plot No. C/1, G Block, Dalal Street, Bandra- Kurla Complex Mumbai – 400001 Bandra (E), Mumbai – 400051 Ref.: Newgen Software Technologies Limited Ref.: Newgen Software Technologies Limited (NEWGEN/INE619B01017) (NEWGEN/INE619B01017) Scrip Code – 540900 Sub.: Investor Presentation on Financial Results for the quarter ended 30th June 2026 Dear Sir/ Ma'am, Pursuant to the above-mentioned subject, we are hereby enclosing the Investor Presentation on Financial Results for the quarter ended 30th June 2026. This is for your kind information and record. Thanking you. For Newgen Software Technologies Limited Aman Mourya Company Secretary & Head-Legal Encl.: a/a Investor Presentation - Q1 FY’27 Newgen – Key Highlights (FY’26) 34 years of Innovation, Passion, Presence in Great Place to Work certified 79 countries and Excellence Second time in a row 17 verticals ~500 Active Customers AI Products introduced for Lending, Major Verticals including Trade, Insurance, Knowledge Banking & FS, Insurance, Government 47 New Logo additions Management, Onboarding 67 patent filings till date, 101 customers over Rs 50mn billing Consistently recognized by 12 patents filed and 2 Gartner and Forrester granted in the year All Figures as of March 31, 2026 OrchestratingIntelligent Enterprises Newgen – Financial Snapshot (FY’26) Rs 15,744 Million Rs 9,684 Million Rs 3,691 Million Revenue Annuity Revenues* US Geography Revenue (6% YoY Growth) (62% of Revenues) (17% YoY Growth) Rs 4,058 Million Rs 3,343 Million Rs 2,318 Million EBITDA PAT (excl. Exceptional items)** Net Cash Flow from Operations (7.9% YoY Growth) (6.0% YoY Growth) • Annuity revenues comprise of ATS/AMC and Cloud/ Subscription License revenue streams and Support revenues ** Excludes Exceptional items, Net of tax adjustment All Figures as of March 31, 2026 OrchestratingIntelligent Enterprises NewgenONE Platform: Six Pillars of Dependable AI NewgenONE: Enterprise orchestration layer designed to coordinate human expertise, enterprise systems, business processes and AI agents within a single governed environment The platform unifies six critical components into a single governed ecosystem—creating a closed-loop orchestration fabric that delivers traceable, compliant, and accountable outcomes at scale. Content Orb Customer Communication Management Intelligent Document Processing The enterprise knowledge hub grounding Delivering personalized, multi-channel, Intelligent Document Processing for AI in verified, real-time data across compliant enterprise communications. automated classification, extraction, and policies, records, and regulations. downstream workflow acceleration. NewgenONE Orchestration Layer Orchestration Data Science Studio Agent Studio Governed workflow execution ensuring Continuous improvement engine Build, orchestrate, and deploy policy compliance, correct approvals with ML model integration, data enterprise-grade AI agents with low- routing, and regulatory audit trails pipelines, and decisioning code tools and governed intelligence. execution models. OrchestratingIntelligent Enterprises Enterprise-wide unified Enterprise AI Agent Platform Enterprise Content Management (ECM) Business Process Management (BPM) Customer Communication Management (CCM) BRMS, Service Flow, Workflow Orchestration OrchestratingIntelligent Enterprises The Newgen AI Advantage Newgen gives Enterprises in Banking, Insurance & Healthcare and Government verticals the platform to continuously innovate — embedding AI, automating workflows, and processing intelligence — without disruptions Customer Experience That Compliance Without Efficiency at Scale Differentiates Compromise Reduce cost and eliminate Faster, frictionless journeys — from Audit-ready, regulation-aligned redundancy across loan origination, instant loan decisions to processes at scale — claims processing, document personalized communications to with full traceability, explainability, handling, and customer real-time claims — that delight and governance communication customers and build loyalty built into every AI decision and workflow All from a single governed platform OrchestratingIntelligent Enterprises Newgen AI in Banking: End-to-end Agentic Orchestration RETAIL CORPORATE TRANSACTIONAL BANKING Loan Origination Solution Loan Origination Solution Trade Finance – AURA AI • Document AI Agent • Customer Engagement Agent • Intent Sensing Agent • Financial Spreading • Content Processing Agent • Document Intelligent Agent • Fin Sight Agent • Documentation Agent • Compliance validation agent • Behavioral Agent • Verification Agent • Discrepancy detection agent • 360-degree risk • Credit Decisioning Engine advisor(Sector & Macro, Supply Chain Finance Account Onboarding Contagion Risk, Negative news analytics) • Product Recommendation • Probability of default • AI Based CAM • Anomaly Detection • STP / NSTP classifier Agent • Pricing Model Lead Management Collections Management • Call to Text Agent Payments • Strategy Simulator • Lead Scoring Agent • Call Analytics/Conversational AI • Payment Fraud monitoring • RM Assist • Probability of Payment Agent HORIZONTAL AGENTS Document Classification Agent Document Forensics Agent Communication Agent Newgen LCAP Process Form Document Agent DS BRE Reports/Dashboards IDP Modeler Builder Management Studio Studio OrchestratingIntelligent Enterprises Newgen AI in Insurance: Streamlining Insurance Operations and Journeys Life Motor Health General Claims Sales & Underwriting Servicing Distribution • First Notice of Loss Agent • Lead Scoring & Qualification • Underwriting Twin Agent • Claims Adjudication Agent • Endorsement Processing Agent • Data Enrichment Agent • Document Verification Agent • Product Recommendation • Risk Assessment Agent Agent • Renewal & Retention Agent Agent • Policy Issuance Decision • Fraud Detection Agent • Lapse Prediction Agent • Agent/Broker Assist Copilot • Customer 360 Insight Agent Agent • Settlement • Quote Generation Agent Recommendation Agent HORIZONTAL AGENTS Document ClassificationAgent Document ForensicsAgent Communication Agent Newgen LCAP Process Form Document Agent IDP DS BRE Reports/Dashboards Modeler Builder Management Studio Studio OrchestratingIntelligent Enterprises Newgen AI in Government Product Portfolio 01 Records Management 02 e-Gov 03 IDP (Public health, 04 Tender Management System grants and Case management) • Intelligent Record Classification • AI-Assisted Draft Generation • Document Intake across citizen, • Tender Planning with type • Folder Recommendation • Natural Language Report Generation patient, applicant and admin records recommendation and cost estimates • RAG based NLP search • Cross-Record Summarization & • AI Data Extraction for names, IDs, • Tender Drafting for technical and • Automated Keyword and Metadata Knowledge Extraction dates and reference numbers commercial documents Tagging • AI-Powered History & Transaction • Auto-Classification using custom • Compliance & Approval validation • Q&A and Summarization Insights document models • Bid Intake Processing and bid • AI driven Email Filing • Draft Response Preparation from • Smart Verification with suggested opening statement generation • AI agents for departmental work like Historical Records corrections • Bid Evaluation with compliance contract drafting, policy drafting etc • Smart routing suggestions • Exception Handling for incomplete or checks and price analysis • AI Assisted filing across productivity unclassified documents • RAG-based tender drafting from application • Archival & Integration with policies and past awards • AI-powered PII detection with auto- OmniDocs and core systems • Automated vendor comp [Showing first 8,000 characters — download PDF for full document]