BSECompany Update4d ago · 2 Nov 2026, 06:42 pm
Pursuant to Regulation 30 read with Schedule III of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015, please find enclosed an Investor Presentation with respect to Un-audited financial results of the Company for the Second quarter and half year ended September 30, 2026.
BLS E-Services Ltd · 544107
✦ AI Summary▲ PositiveResults
BLS E-Services Ltd has released its un-audited financial results for the second quarter and half year ended September 30, 2026, showing a 57.3% YoY increase in revenue, 23.4% YoY increase in EBITDA, and 12.4% YoY increase in PAT.
Analysis Scores
Earnings Impact8/10
Growth Catalyst6/10
Governance Concern1/10
Regulatory Risk2/10
Balance Sheet Risk3/10
Liquidity Impact9/10
Market Sentiment8/10
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BLS E-Services Ltd - 544107 - Announcement under Regulation 30 (LODR)-Investor Presentation
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www.blseservicesxojn
E-SERVICES
November 2, 2026
To, To,
National Stock Exchange of India Ltd., BSE Limited,
Exchange Plaza, C-1 Block G, Bandra Kurla Phiroze Jeejeebhoy Towers, Dalal Street,
Complex Bandra [E], Mumbai – 400051 Fort, Mumbai -400 001
NSE Scrip Symbol: BLSE BSE Scrip Code: 544107
Subject: Investor Presentation
Dear Sir / Madam,
Pursuant to Regulation 30 read with Schedule III of Securities and Exchange Board of India
(Listing Obligations and Disclosure Requirements) Regulations 2015, please find enclosed an
Investor Presentation with respect to Un-audited financial results of the Company for the
Second quarter and half year ended September 30, 2026.
You are requested to take the same on your records.
For BLS E-Services Limited
Neha Baid
Company Secretary and Compliance Officer
ICSI Membership No.-A-33753
Encl: As above
BLS E-SERVICES LIMITED IErstwhHle8L5E-Service?PrivateLImUedj
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BLS E-SERVICES
LIMITED
Investor Presentation
Q2 & H1 FY27
BSE : 544107 | NSE : BLSE
Safe Harbor
This Presentation and the accompanying slides (the “presentation”), have been prepared by BLS E-
Services Limited (the “Company”), solely for information purposes and do not constitute any offer,
recommendation or invitation to purchase or subscribe for any securities, and shall not form the basis or
be relied on in connection with any contract or binding commitment whatsoever. No offering of
securities of the Company will be made except by means of a statutory offering document containing
detailed information about the Company.
This presentation has been prepared by the Company based on information and data which the
Company considers reliable, but the Company makes no representation or warranty, express or implied,
whatsoever, and no reliance shall be placed on the truth, accuracy, completeness, fairness and
reasonableness of the contents of this presentation. This presentation may not be all inclusive and may
not contain all of the information that you may consider material. Any liability in respect of the contents
of, or any omission from this Presentation is expressly excluded.
This presentation contains certain forward-looking statements concerning the Company’s future business
prospects and business profitability, which are subject to a number of risks and uncertainties and the
actual results could materially differ from those in such forward-looking statements. The risks and
uncertainties relating to these statements include, but are not limited to, risks and uncertainties
regarding fluctuations in earnings, our ability to manage growth, competition (both domestic and
international), economic growth in India and abroad, ability to attract and retain highly skilled
professionals, time and cost over runs on contracts, our ability to manage our international operations,
government policies and actions regulations, interest and other fiscal costs generally prevailing in the
economy. The Company does not undertake to make any announcement in case any of these forward-
looking statements become materially incorrect in future or update any forward-looking statements
made from time to time by or on behalf of the Company.
CONTENTS
1 Q2 & HIFY27 Highlights
Company Overview
Key Strengths
Key Investment Highlights
Historical Financial
Highlights
Annexures
Q2 & H1 FY27
Highlights
Result Snapshot – Q2 & H1 FY27
Q2FY27 H1FY27
vs Q2FY26 vs H1FY26
FINANCIAL SNAPSHOT FINANCIAL SNAPSHOT
424 32 21 729 59 39
Rs. Crores Rs. Crores Rs. Crores Rs. Crores Rs. Crores Rs. Crores
Revenue EBITDA^ PAT Revenue EBITDA^ PAT
+57.3% YoY +23.4% YoY +12.4% YoY +41.8% YoY +15.9% YoY +9.4% YoY
EBITDA Margin^ 7.6% PAT Margin 4.8% EBITDA Margin^ 8.0% PAT Margin 5.3%
OPERATIONAL SNAPSHOT OPERATIONAL SNAPSHOT
41,400+ 9,500+ 1,88,200+ 70,900+ 18,200+ 1,88,200+
Rs. Rs. Rs. Rs.
Crores Crores Touchpoints* Crores Crores Touchpoints*
Gross Transaction Loan Disbursement Up from 1,47,000+ as on Gross Transaction Loan Disbursement Up from 1,47,000+ as on
Value +10.5% YoY 30th September 2025 Value +15.2% YoY 30th September 2025
+8.1% YoY +32.5% YoY
* As on 30th September, 2026 ^ Including Other Income
Consolidated Financial Highlights – Q2FY27 vs Q2FY26
E-SERVICES
in Rs. Crores
Total Income & YoY Growth (%) EBITDA* & YoY Growth (%) PAT & YoY Growth (%)
+55.1%
+23.4%
428.1
+12.4%
32.4
20.5
26.3 18.3
276.0
Q2FY26 Q2FY27 Q2FY26 Q2FY27 Q2FY26 Q2FY27
During the quarter, the Company completed the acquisition of Atyati Technologies effective 2nd July 2026, which has
contributed to performance this quarter
* EBITDA includeisn O Rtsh.e Crr Ionrceosme * EBITDA includes Other Income 6
Consolidated Financial Highlights –H1FY27 vs H1FY26
in Rs. Crores
Total Income & YoY Growth (%) EBITDA* & YoY Growth (%) PAT & YoY Growth (%)
+40.0%
+15.9%
737.9
+9.4%
59.3
527.2
51.2 39.2
35.8
H1FY26 H1FY27 H1FY26 H1FY27 H1FY26 H1FY27
The Company completed the acquisition of Atyati Technologies effective 2nd July 2026, which has contributed to strong
performance
* EBITDA includeisn O Rtsh.e Crr Ionrceosme * EBITDA includes Other Income 7
Consolidated P&L Statement – Q2 & H1 FY27
E-SERVICES
in Rs. Crores
Particulars Q2FY27 Q2FY26 YoY H1FY27 H1FY26 YoY
Revenue from Operations 424.4 269.8 57.3% 728.5 513.7 41.8%
Other Income 3.7 6.3 9.3 13.5
Total Income 428.1 276.0 55.1% 737.9 527.2 40.0%
Cost of Services 350.6 234.9 617.3 446.8
Employee Benefit Expenses 34.6 11.2 45.8 20.9
Other Expenses 10.4 3.6 15.4 8.3
EBITDA* 32.4 26.3 23.4% 59.3 51.2 15.9%
EBITDA Margin* (%) 7.6% 9.5% 8.0% 9.7%
Operating EBITDA 28.8 20.0 43.8% 50.0 37.7 32.5%
Operating EBITDA Margin (%) 6.8% 7.4% 6.9% 7.3%
Finance Costs 0.2 0.2 0.3 0.4
Depreciation 5.9 1.5 7.3 2.9
PBT before Exceptional Items 26.4 24.6 7.4% 51.7 48.0 7.9%
PBT Margin (%) 6.2% 8.9% 7.0% 9.1%
Tax Expenses 5.9 6.3 12.6 12.2
PAT 20.5 18.3 12.4% 39.2 35.8 9.4%
PAT Margin (%) 4.8% 6.6% 5.3% 6.8%
Consolidated Financials * EBITDA includes Other Income
Consolidated Balance Sheet
E-SERVICES
in Rs. Crores
Consolidated (in Rs. Crores) Mar-26 Sep-26
ASSETS
Non-current assets
Property, Plant and Equipment 7.2 8.6
Goodwill 167.0 204.3
Other Non-Current Assets 54.1 166.8
Current Assets
Inventories 0.2 0.3
Trade Receivables 119.2 160.7
Other Current Assets 414.3 331.1
Total Assets 761.9 871.8
EQUITY & LIABILITIES
Equity Share Capital 90.9 90.9
Other Equity 431.6 461.6
Share Capital pending allotment - -
Non-Controlling Interest 47.3 53.9
Total Equity 569.8 606.4
Long-term Borrowings - -
Other Non-Current Liabilities 5.0 39.4
Short-term Borrowings - -
Trade Payables 82.1 64.5
Other Financial Liabilities 88.7 124.6
Other Current Liabilities 16.3 36.9
Total Equity & Liabilities 761.9 871.8
Key Business Updates – Q2 & H1 FY27
E-SERVICES
Received empanelment from Punjab & Sind Bank and
Integration of Atyati Technologies further strengthens our
Chhattisgarh Gramin Bank, further strengthening our
capabilities and provides additional scale to our financial
institutional relationships and expanding opportunities across
inclusion platform
the Business Correspondent network
Business Correspondents CSPs increased to 74,400+ as on 30th
No. of touchpoints increased to 1,88,200+ as on 30th September
September 2026 as compared to 45,400+ as on 30th September
2026 as compared to 1,47,000+ as on 30th September 2025
2025
Gross Transaction Value^ for Q2FY27 stood at Rs. 41,400+ Crores Facilitated Loan Disbursement of Rs. 9,500+ Crores in Q2FY27 as
compared to Rs. 27,300+ Crores in Q2FY26 compared to Rs. 8,600+ Crores in Q2FY26
^ Gross Transaction Value includes value of loans disbursed
Acquisition of Atyati Technologies
E-SERVICES
Deal snapshot
100%
Rs. 157 Crores 2nd July 2026
Deal Value, All-cash Stake acquired by BLS E-Services Date of Acquisition
About Atyati Strategic Rationale
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