Copy of Newspaper Publication

Muthoot Finance Limited 662028, Muthoot Finance : ot Ref: SEC/MFL/SE/2026/6783 November 02, 2026 National Stock Exchange of India Limited Department of Corporate Services Exchange Plaza, BSE Limited, Plot No. C/1, G Block, P. J. Tower, Dalal Street, Bandra-Kurla Complex Mumbai - 400 001 Bandra (E),Mumbai - 400 051 Scrip Code: 533398 Symbol: MUTHOOTFIN NSE IFSC Limited (NSE IX) Unit 1201, Brigade, International Financial Center, 12th Floor, Building No. 14-A, GIFT SEZ Gandhinagar, Gujarat 382 355 Dear Sir/Madam, Sub: Newspaper Advertisement of Unaudited Financial Results for the Quarter and Half Year ended September 30, 2026 ‘We enclose herewith, a copy of the Newspaper Advertisements published on November 01, 2026, in Business Line (All India edition) and Metro Vaartha (All Kerala edition) in respect of the Unaudited Financial Results for the Quarter and Half year ended September 30, 2026. For Muthoot Finance Limited Rajesh A Company Secretary ICSI Membership No. FCS 7106 The Muthoot Group MUMBAI Safe Investing - bl - 9 businessline.portfoli SUNDAY - NOVEMBER 1 - 2026 Managing costs for seniors Bank FD interest rates (%) 1t02 203 3105 Bark <tyer 1022033005 o INDIAN: PUBLIC SECTOR BANKS Bank of Maharashtra 525 665 525 5 Sepld TAKING COVER. Health insurance is necessary and expensive for seniors. Here are a few ways to manage the costs Bank of Baroda 6 66 65 64 Junl2 — Bankof India 55 66 67 625 May18 Sai Prabhakar Yadaval bl. research bureau Canara Bank 55 66 625 625 Marll Central Baonf Inkdia 65 675625 6 Oct30 IRDAI - the insurance regulator, Indian Bark 62 68 675 6.05 Oct23 continues tostress on insurance for all. This includes even the Indian Overseas Bank 55 66 64 61 Mayls elderly. But, managing the costs Punjab National Bank 56 66 635 635 Jun0l is a personal endeavour as un- Punjab & Sind Bank 48 69 61 595 0ct20 derwriting and premium costs cannot be dictated by the regu- State Bank of India 59 645 64 63 Decls lator. While the space for seniors Uco Bank 5 645 61 6 Aprol to access health insurance is im- proving, we highlight a few prac- Union Bark 56 65 61 6 Aug0d tices to manage the high costs. This spans product choice, the INDIAN: PRIVATE SECTOR BANKS riders and a few practices to im- Axis Bank 575 66 66 66 Oct29 prove the product efficiency. Bandhan Bank 420 145 745 125 Jun20 CsB Bark 6 71 7575 Sep0s PRODUCT CHOICE Firstly, itis imperative tounder- City Union Bank 625 73 13 655 Oct2l stand that one can rarely overdo DCB Bank 65 74 145 15 Oct2l insurance for the elderly. Be it Dhanlaxmi Bank 55 71 65 125 Oct0l the number of products or the coverage - the wider and deeper Federal Bank 6 665 65 67 Sep29 it is, the better it is. Multiple products can be utilised for the HDFC Bank 575 645 645 65 Augld same treatment’s cover, by pre- 1cICI Bank 55 63 65 66 Oct30 authorisation from all insurers 1081 Bank 58 645 65 65 Sep2l and the hospital’s insurance sec- tion, andunderstanding the lim- cETTYImEEsITOcKHOTe IDFC First Bank 65 71 11 675 Sep0l itsand conditions of each policy. policies which are provided as a BEST PRACTICES Pmtemflgfflfgflzesdbyfhe policy: mlmsli; allstfi critical for the eld- Indusind Bank 625 125 7.25 665 Oct30 ‘The basic cover is the univer- perquisite to employees even if a co-pay of 10-25 per centona erly. Health insurance protec- sal cover - PM JAY (Ayushman the policies are overlapping A S—— claim exceeding %5 lakh could tion may not always start from 1&KBank 6 675 705 675 0Oct08 Bharat Pradhan Mantri Jan between children. Group P ";‘gt"" multipte result in a substantial out-of- the purchase date. Pre-existing Karnataka Bank 575 7 615 615 Jun08 Arogya Yojana). This govern- policies also face no PED period [eeiEs pocketexpense. diseases are coveaftrer ethrdee Kok Bank B 675 675 64 028 ment of India scheme covers all and generally face lower scru- © A group cover is Therefore, when choosing years. This common clause SARLE elderly people of 70+ years in a tiny compared to an individual advantageous between a deductible and a co- across policies takes a higher Karur Vysya Bank 7 72 655 655 Jun08 X5 lakh health insurance policy at the time of claims. A © Top-up plans are pay without an upper limit, ade- significance for the elderly who RBL Bank 685 135 11 685 Oct0l scheme. This scheme is not de- health insurance policy for a 70- cost-effective ductible is generally the more are most susceptible to diseases - prudent option. or conditions which are pre-ex- South Indian Bank 59 66 68 62 Junl9 pendent on the financial status year-old costs between 70,000 oft he policyholder which is un- to 1 lakhbased on the risk char- A topup or super top-up isting. For comprehensive pro- Tamilnad Mercantile Bank 65 125 7 61 Aprlo like the other sections of the acteristics. If a corporate policy cost-focused: co-pay or deduct- plans are purchasable riders, tection, it is highly recommen- TNSC Bank 68 135 71685 NA same scheme which are inten- is comparable on costs or lower, ibleand top-up plans. which offer additional coverage ded to start early and complete ded for theless privileged. the policy should be preferred A deductible allows the poli- for medical expenses that the three years from when com- Yes Bank 65 77675 w0 All individuals of more than onaccount of the waiting period cyholdertopayafixedportionof ~ breach the deductible limit of plete protection can be SMALL FINANCE BANKS 70 years shoulbde under this in- improvements. healthcare c¢ osts before the !i n- the or! iginal sum insured. If the achiev; ed. . Equi; tas Small Fi- nance Bank 635 71775 8 Junls surance cover, essentially for Onthe other hand, ina family surer steps in. In return, the in- sum insured falls short of one While PED period of three d ' tworeasons. floater, it may be advisable to surer reduces the premium. Al- ~ single claim, a top-up is years s critical, completing the ESAF Small Finance Bank 5 75 8 6 Auwglr ‘This can be paired with one’s group the seniors of the family thoughdeductiblesarestandard triggered. Subject to sum in- moratorium period of five years Jana Small Finance Bank 7 73 8 171 0Oct22 existing policies including cent- in a different product and the in 1r_m?st ser;i;lrh_ealth insxarfice silr_ed, a tE{PjuPI;S ?Pp}ied ona s alllsof Eq\;lallyl;igtlflficanty espe- Suryoday Small Finance Bank 65 801 8.1 825 Oct30 ral and state government younger ones in a different one. policies, choosing a higher claim-by-claim basis. A topup ciallyfortheelderly. Utkarsh Small Finance Bank 6 81 15 1.25 May05 schemes, and this policy does The high-risk nature of seniors amount can lower the premium plan must start from when the After this period, insurers ~ not face the PED (pre-existing may impact the overall cost for further. The right level depends ~ sum insured depletes. Thereby, cannot denya claim on the basis Ujjivan Small Finance Bank 6 7.55 7.25 81 Oct24 disease) waiting period of three everyone and should be con- onthe policyholder’s healthand by purchasing a smaller cover of omission, non-disclosure or FOREIGN BANKS years aswell. sidered independently with cost abilittyo meet the deductible. It for the base policy andaddinga other factors. DBS Bank 6 65 65 65 Sep30 With around 15,000 empan- comparisoinn mind. is worth considering when the top-up from that cover limit After this period, the chances Deutsche Bank B 1625 625 iz elledhospitalsinthe scheme, ac- premium saving is about 15-25 should cost effectively increase of claim processing should be eutsche Ban -5 65 cessing the benefits should not RIDERS per cent, as is often the case.A the coverage for the individual, improved for the policyholder. HSBC 41 5553 55 il beout of reach as well. ‘While there are several riders or co-pay works on a similar prin- especially seniors. Since, both PED and morator- Standard Chartered 575 66 65 65 Aug0l ciple, but requires the policy- ium period can be ported along ‘The second recommendation add-ons for seniors to consider: is a group cover where available, PED reduction, OPD i [Showing first 8,000 characters — download PDF for full document]