BSECompany Update21h ago · 30 Oct 2026, 07:09 pm

Please find enclosed herewith copy of "Investors Presentation" in connection with the Unaudited Financial Results of the Company for Quarter Ended on September 30, 2026

Crizac Ltd · 544439

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Crizac Ltd has announced its unaudited financial results for Q2 FY27, reporting Operating Income of ₹1,027 million, Op EBITDA of ₹330 million, and PAT of ₹369 million. Despite a 36.7% YoY decline in Operating Income, the Board has declared an interim dividend of ₹4 per equity share.

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Earnings Impact6/10
Growth Catalyst4/10
Governance Concern1/10
Regulatory Risk1/10
Balance Sheet Risk2/10
Liquidity Impact8/10
Market Sentiment5/10

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Crizac Ltd - 544439 - Announcement under Regulation 30 (LODR)-Investor Presentation

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Date: October 30, 2026 To To National Stock Exchange of India Ltd BSE Limited Exchange Plaza, 5th Floor, C-1, Block G, 1st Floor, Phiroze Jeejeebhoy Towers Dalal Bandra Kurla Complex, Bandra (E), Street Mumbai – 400001 Mumbai 400051 Scrip Code: 544439 Symbol: CRIZAC Sub: Copy of Investor Presentation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) regulations, 2015 Dear Sir/ Madam, Pursuant to Regulation 30 read with Part A of Schedule III of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith copy of “Investors Presentation” in connection with the Unaudited Financial results of the Company for the quarter and half year ended ended on September 30, 2026. The aforesaid information is being uploaded on the Company’s website. This is for your information and record. Thanking you, For Crizac Limited Kashish Arora Company Secretary and Compliance Officer Membership no: A38644 Enclosed: As above (033) 3544-1515 info@crizac.com www.crizac.com crizac limited Investor Presentation Q2 FY27 SAFE HARBOUR STATEMENT This presentation may contain certain “forward-looking statements” within the meaning of applicable securities laws and regulations, which may include those describing the Company’s strategies, strategic direction, objectives, future projects and/or prospects, estimates etc. Investors are cautioned that “forward looking statements” are based on certain assumptions of future events over which the Company exercises no control. Therefore, there can be no guarantee as to their accuracy and readers are advised not to place any undue reliance on these forward-looking statements. The Company undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. These statements involve a number of risks, uncertainties and other factors that could cause actual results or positions to differ materially from those that may be projected or implied by these forward-looking statements. Such risks and uncertainties include, but are not limited to; growth, competition, acquisitions, domestic and international economic conditions affecting demand, supply and price conditions in the various business's verticals in the Company’s portfolio, changes in Government regulations, laws, statutes, judicial pronouncement, tax regimes, and the ability to attract and retain high quality human resource. Company snapshot One of India’s leading AI native global mobility platform Financial Financial Highlights Highlights FY26 • Founded in 2011, Crizac Limited is an AI native global mobility platform H1 FY27 • Connects students, Counselling Partners, and universities across international markets ₹3,039 Mn • Headquartered in India with co-primary operations in London, UK and Sharjah, UAE Operating Income • Established presence across 15 countries through regional offices and operations ₹930 Mn I 30.6% • Leverages a proprietary platform to source, verify, and process global student applications Op. EBITDA2 & Margin • Facilitated 13 lakh+ student applications till H1 FY27, establishing a strong track record in global student mobility and university partnerships ₹840 Mn I 26.3% PAT3 & Margin 24.6% ROE4 600+ 15 4,942 2 lakh+ 90+ Partner Universities Destination Countries Active Counselling Partners Applications Processed Source Countries 31.3% in H1 FY271 in H1 FY27 ROCE5 1. Active counselling partners are counselling partners who submitted applications during the period; 2.Op EBITDA is calculated as profit for the period minus other income plus finance costs, depreciation and amortization, (Gain) / loss on Forward Contracts and Exchange rate differences and total income tax expenses 3. PAT is Net Profit attributable to the Owners of the Company; 4. annualised Profit for the period divided by Total Equity (excluding Translation Reserve) as at the end of the period; 5. Capital employed is calculated as total equity (excluding Translation Reserve) plus total borrowing while EBIT (annualised) is calculated as Profit for the period plus total tax expense plus finance costs; Management commentary “Q2 FY27 was shaped by external disruption to global student mobility, as international travel disruption and flight cancellations between February and June, along with currency movements in key source markets, led a number of students, mainly postgraduates, to defer their plans this year. We reported Operating Income of ₹1,027 million, Op EBITDA of ₹330 million and PAT of ₹369 million. Even though Operating Income declined by 36.7% YoY, the Board has declared an interim dividend of ₹4 per equity share, reflecting its confidence in our long-term fundamentals. We view this quarter as a one-off rather than a change in underlying demand. We continued to gain market share and grow in absolute terms, even as policy headwinds reduced visa volumes in our key markets, demonstrating a model built to perform through market cycles. Pent-up demand from students who deferred is already coming through in Q3 as they return for the upcoming intakes, and we expect this to continue into Q4. Our platform remains anchored by long-standing university partnerships, an established counselling partner base and scalable technology. Based on our application pipeline, we believe we are on track to maintain our FY26 performance in FY27. With our key intakes, including the peak intake quarter, falling in the second half, we expect H2 FY27 to be significantly stronger than the first half, and to deliver growth over H2 FY26. As highlighted in our Q1 investor call, the travel disruption and flight cancellations were expected to affect our Q2 performance. Sequentially, Operating Income declined from ₹2,012 million in Q1 FY27, reflecting seasonality and these external factors. We continue to pursue targeted acquisitions to broaden our destination presence and offset pressure in constrained markets. Inova Consultancy Limited, acquired through our wholly owned UK subsidiary, was consolidated in the current quarter. It strengthens our UK and European university partnerships and marks our entry into the Netherlands. Integration is progressing as planned. The technology investments we began deploying in March 2026, including EduMentor, are making our platform AI-ready, which we believe will be a lasting advantage as we grow. Op EBITDA declined by 44.0% YoY, at an Op EBITDA margin of 32.2%, reflecting lower Operating Income and a higher cost base from team build-out, technology and expansion. PAT declined by 23.7% YoY, and by 10.7% to ₹840 million for H1 FY27. Tighter visa and immigration policies are a recurring risk in our industry and have historically been cyclical. We believe we are closer to the end of the current cycle, and we expect to benefit as conditions normalise. Over the longer term, structural demand for quality international education remains strong, underpinned by growing aspirations across India, Africa and wider Asia. We believe we are well-positioned to capture this opportunity through our diversified presence across 90+ source countries and 15 destination markets. To summarise, Q2 was an exception driven by unforeseen external events. The pipeline visibility that allowed us to flag its impact in advance also underpins our expectation of a stronger Q3.” Dr. Vikash Agarwal, Managing Director *PAT is Net Profit attributable to the Owners of the Company Our journey Jul’26 Acquired Inova Consultancy, expanding presence into “What began as a vision in 2011 has Mexico and Netherlands Jun’26 evolved into a global journey, powered by Strengthened AI-powered financing and visa capabilities via our team’s passion and purpose.” Foreign Admits’ investment Apr’26 Strengthened the NZ presence through onboarding of the Medway Educational Consultant team Mar’26 Strategic Investment in AI Platform Edumentor 2011 Oct’25 Incorporated as A [Showing first 8,000 characters — download PDF for full document]