Please find enclosed the financial results for the quarter and half year ended September 30., 2026

October 30, 2026 National Stock Exchange of India Limited BSE Limited Exchange Plaza, 5th Floor, Department of Corporate Services/ Listing Plot No. C/1, G Block, Phiroze Jeejeebhoy Towers, Bandra-Kurla Complex, Dalal Street, Fort, Bandra (East), Mumbai – 400051 Mumbai – 400001 SYMBOL: POLICYBZR SCRIP CODE: 543390 Sub.: Outcome of the Board Meeting held on Friday, October 30, 2026 - Financial Results for the quarter and half year ended September 30, 2026 Dear Sir/Madam, In furtherance to our earlier communication dated October 27, 2026 and pursuant to the provisions of Regulation 30 and 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”), we wish to inform you that the Board of Directors of the Company at its meeting held today i.e. Friday, October 30, 2026, which was commenced at 04:15 P.M. (IST) and concluded at 04:55 P.M. (IST), inter-alia, considered and approved the following business(es): (i) Un-audited Standalone and Consolidated Financial Results of the Company for the quarter and half year ended September 30, 2026 alongwith Limited Review Reports of the Auditors thereon (“Financial Results”) as enclosed herewith. The said financial results are being uploaded on the website of the Company at www.pbfintech.in pursuant to Regulation 46 of the Listing Regulations; The extracts of Un-audited Standalone and Consolidated Financial Results will be published in the Newspapers in terms of Regulation 47 of the Listing Regulations; (ii) Earning release dated October 30, 2026, on the Financial Results as enclosed herewith; (iii) Press Release titled as “2QFY27 Total Insurance Premium grew 38% YoY to ₹9,385 Cr, led by new protection premium at 42% YoY, PAT grew 43% YoY to ₹192 Cr” is enclosed herewith; The abovesaid disclosure will also be hosted on the website of the Company at www.pbfintech.in. You are requested to kindly take the same in your records. Thanking you Yours Sincerely For PB Fintech Limited Bhasker Joshi Company Secretary and Compliance Officer Encl.: A/a 2QFY27 Total Insurance Premium grew 38% YoY to ₹9,385 Cr, led by new protection premium at 42% YoY PAT grew 43% YoY to ₹192 Cr 1. Q2FY27 Scale Total Insurance Premium at ₹9,385 Cr, up 38% YoY o Core Online Insurance Premium up 38% YoY o New Protection (Health + Term Insurance) Premium up 42% YoY Total Lending disbursal for the quarter at ₹4,739 Cr. o Core lending disbursal up 22% YoY 2. Q2FY27 Financials o Operating Revenue at ₹2,178 Cr, up 35% YoY o PAT grew 43% YoY to ₹192 Cr; PAT margin up from 8% to 9% YoY Commenting on results, the company stated: 1. Our Total Insurance Premium for the quarter was ₹9,385 Cr, up 38% YoY, led by growth in core online new protection business at 42% YoY (new Health insurance up 46% YoY). 2. Consolidated operating revenue for the quarter grew 35% YoY to ₹2,178 Cr (Core Insurance revenue up 42% YoY; Q2FY27 Core credit revenue, up 19% YoY). 3. Our core renewal / trail revenue on a 12-month rolling basis is at ₹1,097 Cr, up from ₹774 Cr last year same quarter, a 42% growth (led by growth of 56% YoY in the core insurance segment). The quarterly core insurance renewal revenue is at an ARR of ₹1153 Cr, up from ₹758 Cr in Q2 last year (growth of 52% YoY). 4. Growth in Core New Insurance Premium (net of Savings business) is holding strong at 41% YoY. Core New Insurance Premium (Including Savings) grew 34% YoY for the quarter. Excluding Savings category, we have been growing above 34%YoY for the last 14 consecutive quarters now. 5. We continue to improve our customer onboarding & claims support services and Insurance CSAT is consistent above 90%. 6. Our core credit revenue for the quarter is ₹125 Cr, up 19% YoY, with core disbursal is at ₹2,791 Cr, up 22% YoY. Core Credit disbursal is growing sequentially for the last 5 consecutive quarters. New Initiative revenue grew 28% YoY. Quarterly adjusted EBITDA margin stood at -5%, with 6% contribution margin. 1. PB Partners, our agent aggregator platform, now supports over 570k+ advisors. a. We have moved the business increasingly towards smaller advisors. b. We lead the market. c. Our Active Partner count has increased to 1.31 lacs in Q2FY27, up 55% YoY d. Present in 19k pin codes across India, covering 99% of pin codes in India. PB Partners continues to extend insurance access into both metro and underserved geographies - with Tier 2 and Tier 3 markets contributing 76% of overall GWP for the quarter. e. Total Q2FY27 premium grew 36% YoY to ₹1,989 Cr (Ex GST). Revenue grew by 39% to ₹698 Cr. 2. Q2FY27 UAE Insurance premium grew 36% YoY & aligning more towards health & life insurance, similar to our India business. We have unique value proposition of cross-border health insurance products & Claims assurance program for motor insurance. Note: India Insurance Premium exclude GST Our consolidated Q2FY27 PAT for PB Fintech grew 43% YoY to ₹192 Cr (PAT margin grew from 8% in Q2FY26 to 9% in Q2FY27). This is 2% of our total insurance premium. To summarize our performance since our public listing: a) Revenue grew at a CAGR of 51% from ₹280 Cr in Q2FY22 to ₹2,178 Cr in Q2FY27 b) PAT margin grew from -73% in Q2FY22 to 9% in Q2FY27 Note: India Insurance Premium exclude GST PB Fintech Limited RInedsiau’slt Lsargest Online Insurance & Credit Marketplace Earnings Presentation – Q2FY27 30th Oct 2026 PB Fintech – Snapshot: Sept’26 Umbrella entity comprising of India’s leading marketplaces that offer end-to-end insurance & credit solutions to consumers with an aim to help the Indian middle class secure social security H1FY27 Total Insurance Premium: ₹17,7571 Cr H1FY27 Total Loan Disbursal: ₹9,105 Cr New Initiatives Insurance marketplace focused on Credit marketplace focused on providing PB has expanded into new initiatives to providing end-to-end insurance solutions credit products including credit score further strengthen their leadership positions to the retail consumers across consumer segments with increased growth momentum +47% YoY 172.6 Mn +22% YoY 63.4 Mn Enablement platform for 570K+ partners with Protection New Registered Core Online Loan Credit score presence in ~19K pin codes Premium (H1FY27) Consumers (till date) Disbursals (Q2FY27) consumers (till date) 29.7 Mn 8.2 Mn 125K+ 4 Lacs UAE Business: Transacting Transacting ~50% Non-motor portfolio; Health Claims Credit cards issued consumers2 Consumers2 Profitable operations Supported (H1FY27) (Q2FY27 ARR) (till date) (till date) 3.3 Mn 76.6 Mn 13.1 Mn 90%+ Corporate Insurance; Avg. Monthly Insurance Policies Transactions 22K+ Corporates & CSAT Enquiries Sold (till date) (till date) SMEs (Q2FY27)4 (Credit products)3 Notes: 1. India Insurance Premium excludes GST. 2. Unique Consumers; 3. As of Q2FY27 Ended; 4. Unique clients for whom policies were booked 2 CSAT: Customer Satisfaction Score; Protection: Health + Term Q2FY27 Quarterly Performance Key Highlights: Q2 FY27 Total – PB Fintech Core Online TOTAL REVENUE TOTAL INSURANCE PREMIUM PROTECTION PREMIUM ₹2,178 Cr +35% YoY +38% YoY +42% YoY Strong top-line growth Robust Premium Growth New Premium (Health + Term) Core Online Core Online PROFIT AFTER TAX (PAT) INSURANCE PREMIUM LENDING DISBURSAL ₹192 Cr +43% YoY +38% YoY +22% YoY PAT grew from ₹135 Cr to ₹192 Cr YoY (2% of total Core Online Insurance Premium 5th consecutive quarter of sequential growth Premium); Margin up from 8% to 9% YoY *India Insurance Premium numbers exclude GST 4 Overall Business: Q2 FY27 YoY Revenue grew at 35% YoY; Adj. EBITDA improved by 39% Q2 FY27 Q2 FY26 YoY ₹ Crores Core Core Core New New New Total Online Total Online Total Online Initiatives Initiatives Initiatives Business Business Business Premium 9,385 6,543 2,842 6,824 4,746 2,078 38% 38% 37% Revenue 1,336 958 39% 2,178 842 1,614 655 35% 28% Insurance Credit 1,211 125 852 106 42% 19% Contribution 631 583 48 464 428 36 36% 36% 33% (non-GAAP)# Contribution % 29% 44% 6% 29% 45% 5% Adjusted EBITDA 216 259 (42) 156 183 (27) 39% 41% (58%) (no [Showing first 8,000 characters — download PDF for full document]