Investor Presentation for Quarter -II for FY2026-27 on the Business Operations of the Company.

Ref No: CFL/SEC/2026-27/44 Date: October 30, 2026 The Manager, Department of Corporate Services, BSE Limited, Phirozee Jeejeeboy Towers, Dalal Street, Fort, Mumbai - 400 001. Scrip Code: 535267 Dear Sir/Ma’am, Subject: Investor Presentation for Quarter – II Business Operations of the Company. Pursuant to the Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements), Regulations, 2015 ("SEBI Listing Regulations"), and in relation to the captioned subject, we are submitting herewith the Investors Presentation for Quarter – II for FY 2026-27 on the Business Operations of the Company. The aforesaid information is also available on the website of the Company www.comfortfincap.com. This is for your information and records. Yours faithfully, For Comfort Fincap Limited Ankur Agrawal Director DIN: 06408167 Encl: A/a I n v e s t o r P r e s e n t a t i o n Q u a r t e r I I F Y 2 6 - 2 7 DISCLAIMER Certain statements in this report relating to the future growth and performance of Comfort Fincap Limited are forward-looking statements based on current expectations and assumptions. These statements involve known and unknown risks, uncertainties, and other factors that may cause actual results, performance, or outcomes to differ materially from those expressed or implied. Factors that could influence such results include fluctuations in earnings, the Company’s ability to manage growth effectively, regulatory changes in the financial and infrastructure sectors, competitive pressures, interest rate volatility, and overall economic conditions affecting credit demand and real estate investments. The Company also faces challenges in attracting and retaining skilled professionals, addressing operational and compliance requirements, securing planned financing, and adapting to evolving government policies. Any forward-looking statements contained in this report are subject to these risks and uncertainties and should not be regarded as assurances of future performance. Projections, forecasts, and industry data made by third parties and included herein have not been independently verified or adopted by the Company, and Comfort Fincap Limited assumes no responsibility for such third-party information. The Company undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. ABOUT US Comfort Fincap Limited is a non-deposit taking Non-Banking Financial Company (“NBFC-ND”) registered with the RBI and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). At Comfort Fincap Limited, we bridge the gap between traditional banking and local money lenders by offering flexible, competitive, and timely lending options designed to meet your unique financial needs. Whether you're a business or corporate entity seeking capital infusion or an individual in need of personalized loan solutions, we are here to provide reliable and innovative financial services. Our offerings include loans secured by securities (such as shares, mutual funds, and promoter funding), Consumer Durable Loan and supply chain financing options like bill discounting, all crafted to fuel growth and success. Backed by a strong capital base and a tech-enabled platform, CFL brings efficiency, transparency, and speed to the lending process. Our Direct-to-Customer (D2C) approach, combined with lending partnerships and a growing distribution network, allows us to serve a wide range of borrowers across geographies, especially in semi-urban and underserved markets. At CFL, we believe progress begins when possibility is backed by experience, technology and the confidence to take the next step. BOARD OF DIRECTORS & KEY MANAGEMENT TEAM Mr. Ankur Agrawal Mr. Sanjeev Kumar Pandey Mr. Sanjiv Swarup Mr. Milin Jagdish Ramani Chairperson & Executive Director Non-Executive Independent Director Non-Executive Independent Director Non-Executive Independent Director Mrs. Nirmala Kanjar Mr. Bharat Nanubhai Shiroya Ms. Sneha Mandelia Non Executive Non Independent Chief Executive Officer Company Secretary Director & Chief Financial Officer & Compliance Officer PERFORMANCE OVERVIEW 898.87 758.40 Quarter Ended Quarter Ended September 30, 2025 September 30, 2026 This graph is for illustrative purposes only. The data presented is accurate and derived from the standalone financial statements. For a comprehensive understanding, please look at the detailed company’s quarterly results of this investor presentation. shkaL Income from Operations Income from operations increased from ₹758.40 lakhs in the quarter ended September 30, 2025, to ₹898.87 lakhs in the quarter ended September 30, 2026, registering a growth of 18.52% year-on-year. 550.21 522.03 Quarter Ended Quarter Ended September 30, 2025 September 30, 2026 shkaL Profit before tax (PBT) increased from ₹522.03 lakhs in the quarter ended September 30, 2025, to ₹550.21 lakhs in the quarter ended September 30, 2026, registering a year-on-year growth of 5.40%. 12,192.35 10,389.59 Quarter Ended Quarter Ended September 30, 2025 September 30, 2026 shkaL AUM(Loan outstanding) increased from ₹10,389.59 lakhs in the quarter ended September 30, 2025, to ₹12,192.35 lakhs in the quarter ended September 30, 2026, registering a year-on-year growth of 17.35%. 10,868.50 9,505.17 Quarter Ended Quarter Ended September 30, 2025 September 30, 2026 shkaL Net worth Net worth increased from ₹9,505.17 lakhs in the quarter ended September 30, 2025, to ₹10,868.50 lakhs in the quarter ended September 30, 2026, registering a year-on-year growth of 14.34%. OUR CORE OFFERINGS We see value where opportunity meets the right capital. Our lending model is designed to help businesses and entrepreneurs unlock the potential of their assets and access funding to move forward with confidence. Through a secured lending approach, informed credit decisions and a growing distribution footprint, we aim to bridge financing gaps for underserved market segments. Our focus is on building a lending business that balances credit quality with commercial opportunity, creating a foundation for sustainable growth and long-term value creation. Loans Against Securities Consumer Durable Loans Supply Chain Finance Promoter Funding Access funds easily without Buy your desired Mobile Phones Bridge cash flow gaps by Leverage your shareholdings for selling investments, while and Laptops now and pay later, financing payables, instant liquidity while retaining retaining ownership and with quick, easy financing. strengthening inventory, and company ownership and benefiting from market growth. ensuring smooth operations. control. BUILDING A DIGITALLY ENABLED LENDING BUSINESS We are integrating technology into our lending processes to make them simpler, faster and more efficient. From evaluating credit applications to managing loan servicing, our focus is on improving turnaround times, strengthening accuracy and maintaining transparency at every stage. As we grow, technology will continue to play an important role in improving operational efficiency and supporting a more streamlined, scalable lending business. Accelerated Smarter Credit Frictionless Disbursement Evaluation Customer On Real-time processing Advanced credit boarding ensures faster loan models use broader Digital KYC and disbursals, getting data for fairer, faster, streamlined funds to borrowers and more accurate processes enable when they need lending decisions. quick, paperless them. onboarding with minimal effort. TECHNOLOGY LANDSCAPE Lead Credit Credit Loan Loan Onboarding Generation Underwriting Sanctioning Disbursal Servicing • Digital web-based • KYC & VKYC • Automated • Rapid sanction • e-NACH enablement • Dedicated customer application integration multilevel rule workflow support • Digital mandate engine • Online customer • PAN verification • Rule-based setup • CRM-led servicing acquisition • Seamless credit eligibility validation plat [Showing first 8,000 characters — download PDF for full document]