Please find enclosed investor presentation.

Ref: PFL/ BSE/2026-27/106 October 29, 2026 BSE Limited The Corporate Relationship Department P.J. Towers, 1st Floor, Dalal Street, Mumbai – 400 001. Equity Debt Scrip 544191 977452 977715 977718 977748 978011 978238 Code Scrip PURPLEFIN 1225PFL28 1250PFL31 PFL06426 12PFL28 1190PFL28 1190PFL29 Sub: Intimation under Regulation 30 and Regulation 51 of SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015- Investor Presentation Dear Sir/Madam, Pursuant to Regulation 30 and Regulation 51 read with Part A of Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we enclose herewith the Investor Presentation of our Company. The same has also been placed on the website of the Company i.e. www.purplefinance.in/. This is for your information and records. Thanking You, Yours faithfully, For Purple Finance Limited Ruchi Nishar Company Secretary & Compliance Officer Encl: A/a Purple Finance Limited Registered Office: 5/502, Hallmark Business Plaza, Sant Dnyaneshwar Marg, Opp. Guru Nanak Hospital, Bandra (E), Mumbai- 400051, Maharashtra, India. Tel. No.: +91-22 6916 5100 | www.purplefinance.in | CIN No. L67120MH1993PLC075037 | customersupport@purplefinance.in A New Age Phygital NBFC Building a reliable, technology-enabled financial institution for MSME owners Ahead Together Company Overview Purple Finance was institutionalized in 2022 by four industry veterans with over 150 years of combined experience to bridge the credit gap for underserved entrepreneurs and emerging businesses across India. The company was listed in 2024. Built on deep expertise in lending, risk management, and operations, the company has a scalable, technology-enabled platform focused on delivering responsible and accessible financial solutions. Through its unique phygital distribution model, growing branch network, and strategic partnerships, Purple Finance is expanding its presence in emerging markets, making finance simpler and faster for MSMEs and self-employed individuals. Guided by a customer-centric approach and strong execution capabilities, Purple Finance is deeply committed to enabling enterprise growth and advancing financial inclusion across India. CHAIRMAN'S MESSAGE A Defining Quarter for Purple Finance "What makes me most proud is not just the scale of growth, but the strong foundation we have built across the business." — Amitabh Chaturvedi, Founder & Executive Chairman ₹373 Cr Launch of 3 Clear Path new products Ahead Cumulative disbursements Purple SARAL, Disciplined crossed — a Saksham LAP growth, stronger landmark and NBFC asset quality, milestone Growth Loan sustainable profitability Fou n d e r s Amitabh Chaturvedi Rajeev Deoras Sabyasachi Rath Souvik Dasgupta Founder & Executive Chairman Co-Founder & President Co-Founder, ED & CEO Co-Founder & Deputy CEO 30+ years of experience. BFSI 43+ years in Corporate Banking, 27+ years across the full credit 23+ years in secured lending, veteran, specialist in Credit, Risk, and Private Equity. A spectrum - Corporate, SME, and international payments, and transforming startups into large benchmark in building banking Retail. Specialist in distribution foreign exchange management. companies. franchises. networks and automation. Specialist in distribution and turnaround. MSME Market: Immensely Large 96% of MSMEs have annual revenue under ₹1 Cr. Micro Small Medium Up to INR 5 Cr annual revenue INR 5–75 Cr annual revenue INR 75–250 Cr annual revenue 63.4M 43.6M 14M Total MSMEs Trade & Services Retail Outlets Across India (MSME Ministry, 2024) MSMEs in trade and services segments Formal retail outlets nationwide Only 11% of microenterprises have access to credit — and only 30% of their demand is met. Source: MSME Ministry Annual report 2024 Unbanked MSME Market: A Compelling Investment Opportunity India's MSME credit gap represents one of the most attractive fintech opportunities in emerging markets. Despite government interventions, the small and medium enterprise segment remains chronically underserved. Credit demand will drive a matching equity demand of USD 1.7 Bn with an IRR of 15% $726B $289B 64% Credit Demand Unmet Credit Gap In Small Cities Source: Avendus Report on MSME Lending Our Vision & Mission Become a Small Finance Bank Drive Impact Through ESG -Led Practices Aspire to grow into a small finance bank serving India's underserved Embed environmental, social, and governance principles into every MSME segment at scale. aspect of our operations and lending decisions. Build a Trusted, Future -Ready Institution Create Long-Term Value Across Stakeholders Create a financial institution that is resilient, technology-forward, and Deliver sustainable returns for investors while creating meaningful trusted by customers and stakeholders alike. economic impact for borrowers and communities. Board of Directors Amitabh Chaturvedi Sabyasachi Rath Sandeep Jindal Rajan Bhat Founder & Executive Chairman Co-Founder, ED & CEO Executive Director Non-Executive Director (Ind.) 30+ years in organization building, 28+ years in scaling lending 25+ years in lending & operations; Seasoned business leader with 50+ driving entrepreneurial vision and businesses with strong credit scaling growth with credit discipline. years of experience in the financial culture across the enterprise. discipline. services and consulting sector. Sriram Kalyanaraman Sumeet Sandhu Amit Sonawala Minal Chaturvedi Non-Executive Director (Ind.) Non-Executive Director (Ind.) Non-Executive Director (Ind.) Non-Executive Director 36+ years across private sector 22+ years in investments & insurance; 30 years in corporate law, compliance 25+ years of expertise in business banking, credit bureaus and regulatory value creation from the ground up & governance; IICA certified development and strategic initiatives. institution. Leadership Team Meghana Lale Saurabh Lall Asim Padhi Chief Financial Officer Head - Credit Head - Product & Policy Lalit Semwal Vinay Patel Prashant Pandey Head - Operations Chief Technology Officer Head - Collections Gunjan Mishra Browne Ruchi Nishar Savita Kathaith Head - Human Resources Company Secretary & Marketing Lead Compliance Officer Our Current Presence Gujarat Botad | Jamnagar | Rajkot | Valsad | Ahmedabad | Palanpur | Himmatnagar | Modasa | Bayad Maharashtra Virar | Palghar | Nagpur | Bhandara | Gondia | Hinganghat | Wani | Nashik | Kalyan | Yeola | Sangamner | Shrirampur | Panvel | Umred Madhya Pradesh UTTAR PRADESH RAJASTHAN Indore | Dewas | Manasa | Mandsaur | Sanawad | Shamgarh | Jaora | Shujalpur | Dhamnod | Barnagar | Shajapur | Khandwa GUJARAT MADHYA PRADESH Uttar Pradesh MADHYA PRADESH Lucknow | Raebareli | Kanpur | Varanasi | Prayagraj | Hardoi Odisha MAHARASHTRA Bhubaneswar | Nayagarh | Balasore | Panikoili | Balangir | Pattamundai TELANGANA Rajasthan Jaipur | Sikar | Kotputli | Chirawa Chhattisgarh Bhilai | Rajnandgaon Andhra Pradesh & Telangana Kukatpally | Sadashivpet Our Products MSME Secured loan Loan up to ROI Door to door tenor up to ₹50 Lakh 18% to 24% 10 years Who we target Product features Sector agnostic: Manufacturers, traders, wholesalers, and services Flexible repayment schedule Loan purpose: Business expansion, asset purchase, construction/renovation Can be availed by First Time Borrowers of business/residential premises, working capital requirement. Cash flow based assessment Selection methodology 01 02 03 04 Declared Income Assessment Surrogate Assessment Liquid Income Assessment Alternate Lending Assessment Financial Statement and ITR etc. Bank Balances, Credit into Banks, Personal Discussion and Business Psychometric Scoring, alternate data Value of Installment paid Assessment sources Saksham LAP Loan up to ROI Door to door tenor up to ₹4 Lakh 22% to 26% 5 years Who we target Product features Sector agnostic: Manufacturers, traders, wholesalers, and services Flexible repayment schedule Loan purpose: Business expansion, asset purchase, construction/renovation [Showing first 8,000 characters — download PDF for full document]