Press Release

INDOSTAR ICFL/LS/0129/2026-27 Date: October 29, 2026 BSE Limited National Stock Exchange of India Limited Listing Department, 1st Floor, Exchange Plaza, C-1, Block G, P J Towers, Dalal Street, Fort, Bandra Kurla Complex, Mumbai - 400 001. Bandra (E), Mumbai – 400 051. Scrip Code: 541336 Symbol: INDOSTAR Dear Sir/ Madam, Subject: Intimation under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) Pursuant to Regulation 30 of the SEBI Listing Regulations, please find enclosed Press Release to be issued by the Company in connection with the unaudited Standalone and Consolidated Financial Results for the quarter and half year ended September 30, 2026 at Annexure I. Kindly take the above on your records. Thanking you, Yours Faithfully, For IndoStar Capital Finance Limited Jayesh Jain Chief Financial Officer Enclosed: a/a IndoStar Capital Finance Limited Registered Office: Silver Utopia, Third Floor, Unit No 301-A, Opposite P & G Plaza, Cardinal Gracious Road, Chakala, Andheri (E), Mumbai - 400099, India. | T +91 22 4315 7000 | contact@indostarcapital.com | www.indostarcapital.com CIN: L65100MH2009PLC268160 Press Release INDOSTAR BSE: 541336 | NSE: INDOSTAR | ISIN: INE896L01010 | CIN: L65100MH2009PLC268160 IndoStar Capital Finance Limited Q2 FY’27 Disbursements ₹ 1,399 crore up 51% vis-à-vis Q2 FY’26 AUM as at 30th September 2026, stood at ₹8,459 crore Mumbai, October 29th, 2026: IndoStar Capital Finance, a retail focused, middle-layered non-banking finance company (NBFC) registered with the Reserve Bank of India, announced its financial results for the quarter ended September 30th, 2026, earlier today. IndoStar is focused on secured, high yielding lending across Used Vehicle Finance (VF) and Micro Loans Against Property (M-LAP), targeting the credit needs of underbanked, underserved and income-generating segments across tier 3, 4 & 5 markets. Operational and Financial Highlights (ICF standalone):  Disbursements during the quarter increased by 51% YoY to INR 1,399 crore, reflecting strong business momentum across the company's focus segments.  Asset Under Management (AUM) grew to INR 8,459 crore as of 30th September 2026, representing a 12% YoY growth.  Net Interest Income (NII) crossed INR 200 crore, marking growth of 27% YoY (10% QoQ).  Pre-provision Operating Profit rose to INR 109 crore with a YoY growth of 58%.  The Company continued to strengthen its funding profile, with its weighted average cost of funds declining to 9.7% in Q2 FY27 from 10.4% in Q2 FY26, an improvement of 70 basis points. Incremental cost of funds in the quarter stood at 9.1%.  As of September 30, 2026, Gross Stage 3 assets stood at 4.5%, while Net Stage 3 assets were 2.4%. Progress on strategic initiatives: IndoStar continued to make progress on its key strategic priorities:  Prudent Risk Governance: o Maintained a disciplined approach to credit risk through comprehensive borrower assessment, selective customer onboarding, and proactive identification of potential stress indicators.  Portfolio Growth: o Vehicle Finance and Micro LAP expanded by 3% and 29% QoQ, respectively, contributing to higher retail loan volumes and reflecting the Company's emphasis on secured lending segments.  New to Credit: o The portfolio continued to have limited exposure to new-to-credit customers.  Network Expansion: o Expanded the branch network to 475 locations across 24 states and union territories, adding 7 branches during the quarter and scaling the Micro LAP business through the existing Vehicle Finance network, with co- located Micro LAP branches increasing from 125 to 154. Press Release INDOSTAR Key Performance Highlights (ICF Standalone): Particulars (₹ in crore) Q2 FY27 Q1 FY27 Q-o-Q % Q2 FY26 Y-o-Y % Net Interest Income 242.3 219.5 10% 190.1 27% Operating expenses 133.2 129.5 3% 121.0 10% Pre-provision operating profit 109.2 92.9 18% 69.1 58% Profit/(loss) after tax 13.1 11.4 10.5 CAR (%) Standalone 36.0% 34.8% 37.2% Leverage (D/E) 1.6x 1.5x 1.4x About IndoStar Capital Finance Limited IndoStar is a non-banking finance company (NBFC) registered with the Reserve Bank of India classified as a middle layered NBFC. With Brookfield & Everstone as co-promoters, IndoStar is a professionally managed and institutionally owned entity engaged in providing used and new commercial vehicle financing and providing loans to small business owners. For more information, visit www.indostarcapital.com. Safe Harbor This document is to provide the general background information about the Company’s activities as at the date of the release. The information contained herein is for general information purposes only and based on estimates and should not be considered as a recommendation that any investor should subscribe / purchase the company shares. The Company makes no representation or warranty, express or implied, as to, and does not accept any responsibility or liability with respect to, the fairness, accuracy, completeness or correctness of any information contained herein. This release may include certain forward-looking statements. These statements include descriptions regarding the intent, belief or current expectations of the Company or its directors and officers with respect to the results of operations and financial condition of the Company. These statements can be recognized by the use of words such as ''expects", "plans", 'will", "estimates", "projects", or other words of similar meaning. Such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ materially from those in such forward-looking statements as a result of various factors and assumptions which the Company believes to be reasonable in light of its operating experience in recent years. The risks and uncertainties relating to these statements include, but not limited to, risks and uncertainties, regarding fluctuations in earnings, our ability to manage growth, competition, our ability to manage our international operations, government policies, regulations, etc. The Company does not undertake any obligation to revise or update any forward-looking statement that may be made from time to time by or on behalf of the Company including to reflect actual results, changes in assumptions or changes in factors affecting these statements. Given these risks, uncertainties and other factors, viewers of this release are cautioned not to place undue reliance on these forward-looking statements. This release may contain certain currency exchange rates and the same have been provided only for the convenience of reader. For further information, please connect with us: Public Relations: Concept PR Investor Relations: MUFG Intime Archana Parthasarathy / Huda Qureshi Ms. Ayushi Gupta/ Mr. Nikunj Seth Email Id: archana@conceptpr.com / Email: ayushi.gupta@in.mpms.mufg.com/ huda@conceptpr.com nikunj.seth@in.mpms.mufg.com Tel: +91 99209 40003 / +91 77108 23343