Investor Presentation

Date: October 29, 2026 To, To, BSE Limited, National Stock Exchange of India Limited, Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Block-G, BKC, Dalal Street, Mumbai – 400001 Bandra (East), Mumbai – 400051 Scrip Code: 544256 Symbol: PNGJL Subject: Investor Presentation Dear Sir/Madam, Pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosures Requirements) Regulations, 2015, please find attached Investor Presentation for the quarter ended September 30, 2026. The presentation is being also uploaded on the website of the Company at www.pngjewellers.com. You are requested to take the above information on your records. Thanking You, For P N Gadgil Jewellers Limited Prakhar Gupta Company Secretary & Compliance Officer P N Gadgil Jewellers Limited Registered Office.: PNG House, 694, Narayan Peth, Kunte Chowk, Laxmi Road,Pune, - 411030. Maharashtra, India. Tel. No. +91 20 24435005 I Fax: +91 20 244305011 Toll Free no.: 1800 233 5005 (1 1 A.M. - 7 P.M.) I www.pngjewellers.com I info@pngadgil.com I CIN: L36912PN2013PLC149288 I INDIA I USA P N Gadgil Jewellers Limited EA R N IN G S PR ES EN TA TION OCTOB ER 2026 “Stars who wear our Story” Safe Harbour This presentation and the accompanying slides (the “Presentation”), which have been prepared by P N Gadgil Jewellers Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securities, and shall not form the basis or be relied on in connection with any contract or binding commitment whatsoever. No offering of securities of the Company will be made except by means of a statutory offering document containing detailed information about the Company. This Presentation has been prepared by the Company based on information and data which the Company considers reliable, but the Company makes no representation or warranty, express or implied, whatsoever, and no reliance shall be placed on, the truth, accuracy, completeness, fairness and reasonableness of the contents of this Presentation. This Presentation may not be all inclusive and may not contain all of the information that you may consider material. Any liability in respect of the contents of, or any omission from, this Presentation is expressly excluded. Certain matters discussed in this Presentation may contain statements regarding the Company’s market opportunity and business prospects that are individually and collectively forward-looking statements. Such forward-looking statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties and assumptions that are difficult to predict. These risks and uncertainties include, but are not limited to, the performance of the Indian economy and of the economies of various international markets, the performance of the industry in India and world- wide, competition, the company’s ability to successfully implement its strategy, the Company’s future levels of growth and expansion, technological implementation, changes and advancements, changes in revenue, income or cash flows, the Company’s market preferences and its exposure to market risks, as well as other risks. The Company’s actual results, levels of activity, performance or achievements could differ materially and adversely from results expressed in or implied by this Presentation. The Company assumes no obligation to update any forward-looking information contained in this Presentation. Any forward-looking statements and projections made by third parties included in this Presentation are not adopted by the Company and the Company is not responsible for such third-party statements and projections. All Maps used in the presentation are not to scale. All data, information, and maps are provided "as is" without warranty or any representation of accuracy, timeliness or completeness. Earnings Presentation - Q2 FY27 2 P N Gadgil Jewellers: At a Glance - Q2 FY27 LEGACY 80 37 ₹419.4 ₹106.2K 11.7% No. of Stores Cities Presence in World Mn Average RetailRevenueper Average retail revenue Retail stud ratio store per sq. ft.* 207,219 41,634 ₹122.4K 3.7x ~60 Crs Inventory turnover ratio Investment per Store Average transaction value Total COCO store area (sq. ft.) Total FOCO store area (sq. ft.) (annualized) (Inventory + Capex) YOOU – Modern Fine Jewellery 2,961 44,032 Employees Total SKU’s ₹6.1 ₹4.5K 53.1% Average RetailRevenue Average retail revenue Retail stud ratio per store per sq. ft.* 25.5 ₹15.1 % Mn ₹65.3K 0.8x ~4 Crs SSSG for Q2 FY27 Net profit per store Inventory turnover ratio Investment per Store Average transaction value (annualized) (Inventory + Capex) * Average retail revenue per sq. ft. = Retail revenue / Retail area in sq. ft. Earnings Presentation - Q2 FY27 3 From 1832 to Today: The Evolution of PNG Jewellers O UR JO URNE Y · 1 8 3 2 T O T O DA Y | 194 years of legacy, built to scale 2025 Launched “LiteStyle 2026 by PNG” and TODAY expanded beyond 1832 2008 Maharashtra and 2014 2018 2021 2023 Shri Ganesh Narayan International Goa, entering ◆Appointed Ranbir Kapoor Gadgil incepted Presence - Opened a Launched official Started franchisee India’s coolest store Appointed Madhuri Madhya Pradesh, as brand ambassador & jewellery store in store in Sunnyvale, website and e- operations through 2021 award by HRD Dixit as brand Uttar Pradesh and Sara Tendulkar as brand Sangli, Maharashtra California, USA commerce business FOCO model Antwerp ambassador Bihar ambassador for YOOU by :::z::z::z::z:z•I , ./ .• , ./ .I , ./ .• , ./ .• , ./ .I , PNG / •:z:z::z:=e ◆Raised INR 700 Crs through ◆Rebranded “LiteStyle” to “YOOU by PNG” . . . . . I ◆Completed the acquisition 1958 2013 2015 2019 2022 2024 of Silvostyle on 1st October To expand the P N Gadgil Jewellers Launched first store Awarded Best Gold “Pratha Collection” Listed on the BSE at a 2026. business further, Shri Private Limited was outside Maharashtra, Jewellery Collection campaign won the premium of 73.8% ◆Recognized among India’s Dajikaka Gadgil officially incorporated in Goa 2019 in the Times Best Social Media and on the NSE at a Top 10 Best Places to Work established Retail Icon category Marketing Campaign premium of 72.9% in Retail & eCommerce “Purushottam Award; Maharashtra (2026) for the third Narayan Gadgil & Co” State Best Employer consecutive year; also in Laxmi Road, Pune of the Year Awards certified as a Great Place to 2022 by Employer Work for the fourth year in Branding Institute of a row India for 2 consecutive years 3.5 decades of devotion Partnered with Shrimant Dagadusheth Halwai Trust, Chaturshrungi Trust and many other holy places across Maharashtra Earnings Presentation - Q2 FY27 4 P N Gadgil Jewellers: Evolving into a Pan-India Retail Brand [ CRISIL A+ INR 700 Crs 100+ Karagir Associations Fastest Growing Successful QIP Oversubscribed 180+ Stable (Reaffirmed) Organized retail jewellery brand Vendor Associations around 1.5x O N E H O U S E , T H R E E B R A N D S Grandparent to grandchild – YOOU and Silvostyle engage the next generation Heritage & Consumer Trust ~ years 6 generations PNG Jewellers - Legacy YOOU by PNG Silvostyle by PNG GOLD · DIAMOND · SILVER · PLATINUM CONTEMPORARY · LIGHTWEIGHT FASHION SILVER One of India’s oldest and most trusted jewellery brands, evolving from a family- A heritage of trust and craftsmanship Lightweight diamond jewellery reflecting A 925-sterling silver fashion jewellery since 1832, PNG Legacy carries forward the evolving identities of modern women. brand (wholly-owned subsidiary) built with run jeweller into an organized national generations of excellence and the faith of Rooted in PNG’s legacy of trust, YOOU bold, young and trendy designs for retail brand, built on heritage, trust and loyal customers. celebrates individuality, confidence and modern, everyday wear. transparency. self-expression, every day. Earnings Presentation - Q2 FY27 5 Brand Transforma [Showing first 8,000 characters — download PDF for full document]