Outcome of Board Meeting

|EquitasSmallFinanceBank October29,2026 NationalStockExchangeof IndiaLimited BSELimited ExchangePlaza PhirozeJeejeebhoyTowers BandraKurlaComplex DalalStreet Mumbai- 400051 Mumbai- 400001 Symbol:EQUITASBNK ScripCode:543243,976218,976979&978223 DearSir Sub: Disclosure under Regulation 30of theSecurities and Exchange Board of India (ListingObligations and DisclosureRequirements)Regulations,2015 Outcomeof BoardmeetingheldonOctober29,2026 Incontinuationtoourintimationletterdated October14,2026and pursuanttoRegulation30(readwithPart AofScheduleIII)andotherapplicableclausesof theSEBI(ListingObligationsandDisclosureRequirements) Regulations, 2015, we would like to inform that the Board of Directors of ("the Board") of Equitas Small Finance Bank Limited ("the Bank") at its meeting held today i.e.,October 29, 2026 has inter-alia considered and approved theunauditedfinancialresultsof theBankfor thequarter and half year endedSeptember 30, 2026asrecommendedbytheAuditCommittee. PursuanttoRegulations33,52(1)andotherapplicableclausesof theSEBI(ListingObligationsandDisclosure Requirements)Regulations,2015,thefollowingdocumentsareenclosedasAnnexureI: a) Unauditedfinancialresultsof theBankfor thequarterandhalf yearendedSeptember30,2026 b) Limited Review Reportfrom theJointStatutory Auditors,M/s.Suri &Co.,Chartered Accountants andM/s.Sundaram&Srinivasan,Chartered Accountants Disclosure under Regulation 23 (9) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations,2015 The disclosure under Regulation 23 (9) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 on related party transactions for the half-year ended September 30, 2026 is enclosed as AnnexureII. Disclosure under Regulation 52 (7) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations,2015regardingutilizationof issueproceedsof non-convertiblesecurities&Regulation52(7A) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 regarding material deviationintheuseof proceeds ISIN Details INE063P08112 PursuanttoRegulation52(7)and52(7A),weherebyconfirmthattheissueproceeds INE063P08120 of Non-Convertible Debentures (NCDs) issued by the Bank to the extent of Rs.500 croresasof December05,2024,Rs.500croresasofJuly31,2025andRs.500croresas 1NE063P08138 ofSeptember25,2026havebeenfullyutilizedfortheintendedpurposeandtherehas been no materialdeviationin theuseof proceedsof issueof NCDsfrom theobjects statedintheofferdocument. Thestatementsindicatingtheutilizationof issueproceedsandstatement indicating deviation/ variation report ("Nil report") are enclosed as Annexure III and AnnexureIV BEYOND BANKING Whenyoubankwithus,youcontributetowardsabettersociety. EquitasSmallFinanceBankLimited 4870120 4hFloor,PhaseII,SpencerPlaza,No.769,MountRoad,AnnaSalai,Chennai,TamilNadu,India-600002 T:+9144429950001F:+9144429950501corporate@equitas.bank.in|www.equitas.bank.in|TollFree:180010312221CINNo:L65191TN1993PLC025280 |EquitasSmallFinanceBank DisclosureunderRegulations54(2)&54(3)of theSEBI(ListingObligationsandDisclosureRequirements) Regulations,2015 ISIN Details INE063P08112 Thedisclosure underSEBICircular No.SEBI/HO/MIRSD/MIRSD_CRADT/CIR/ 1NE063P08120 P/2022/67datedMay19,2022read withamendmentsthereto,Regulation54(2)and 54 (3) of theSEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 with respect to Security Cover, is not applicable, as the Non-Convertible INE063P08138 SecuritiesissuedbytheBankto theextentof Rs.500croresasof December05,2024, Rs. 500 crores as of July 31, 2025 and Rs. 500 crores as of September 25, 2026 are unsecured. Re-appointmentof Part-TimeChairman The current term of Mr. Anil KumarSharma (DIN: 08537123) as Part-TimeChairman of the Bank is due to expireon April 24, 2027. Accordingly, based on the recommendation of the Nomination and Remuneration Committeeof the Bank,the Board of Directorshas approved there-appointmentof Mr. Anil KumarSharma (DIN: 08537123) as Part-Time Chairman of the Bank, in accordance with the provisions of the Banking RegulationAct,1949,forafurther periodof three (3)consecutive yearscommencingfromApril25,2027and ending on April 24, 2030, subject to the approval of the Reserve Bank of India and such other regulatory approvalsasmayberequired. Changeintheregistered officeof theBankwithinthelocallimitsof citywheretheregistered officeof the Bankispresentlysituated TheBoardofDirectorsoftheBank,atitsmeetingheldtoday,hasaccordeditsconsentforshiftingtheRegistered Officeof theBankfrom4lhFloor,PhaseII,Spencer Plaza,No.769,MountRoad,AnnaSalai,Chennai-600002 to Equitaslowers,Old Door Nos.190/1,190/A and190/B(originally Old Door No.190), New Door Nos.8, 10and12,MountRoad,LittleMount,Saidapet,Chennai-600015,witheffectfromOctober30,2026. TheMeetingoftheBoard of Directorsof theBankcommencedat11:00hoursandconcludedat I 30 hours. Kindly take the above information on record, which will also be available on the Bank's website www.equitas.bank.in Thankingyou, Yoursfaithfully, ForEquitasSmallFinanceBankLimited BEYOND BANKING Whenyoubankwithus,youcontributetowardsabettersociety. EquitasSmallFinanceBankLimited 4870121 4thFloor,PhaseII,SpencerPlaza,No.769,MountRoad,AnnaSalai,Chennai,TamilNadu,India-600002 T:+9144429950001F:+914442995050|corporate@equitas.bank.in|www.equitas.bank.in|TollFree:180010312221CINNo:L65191TN1993PLC025280 Annexure - I EctUH’t-stis5m»{lFinance3Sank EQUITASSMALLFINANCEBANKLIMITED CIN:L65191TN1993PLC025280 Regd.Office:4thFloor,PhaseII,SpencerPlaza,No.769,MountRoad,AnnaSalai,Chennai600002 Website:www.equitas.bank.in 1.StatementofUnauditedFinancialResultsforthequarterandhalfyearendedSeptember30,2026 (?InLakh) Quarterended Halfyearended Yearended Particulars 30-Sep-26 30-Jun-26 30-Sep-25 30-Sep-26 30-Sep-25 31-Mar-26 Unaudited Unaudited Unaudited Unaudited Unaudited Audited 1 InterestEarned(a)+(b)+(c)+(d) 2,06,599.53 1,96,039.79 1,61,734.54 4,02,639.32 3,26,620.89 6,79,423.71 (a)Interest/discountonadvances/bills 1,81,755.18 1,75,464.99 1,41,040.48 3,57,220.17 2,84,437.90 5,97,088,04 (b)IncomeonInvestments 18,039.64 17,533.47 16,285.35 35,573.11 32,409.19 66,096.86 (c) oIn tht ee rre ins tt eo rn bb aa nl kan fuc ne ds swithReserveBankofIndiaand 6,727.93 3,011.52 4,399.64 9,739.45 9,763.95 16,219.82 (d)Others 76.78 29.81 9.07 106.59 9.85 18.99 2 OtherIncome(Refernote.15) 29,151.50 25,510.20 22,894.72 54,661.70 52,063.35 1,07,354.72 3 TotalIncome(1)+(2) 2,35,751.03 2,21,549.99 1,84,629.26 4,57,301.02 3,78,684.24 7,86,778.43 4 InterestExpended 1,04,028.25 93,080.52 84,366.93 1,97,108.77 1,70,678.48 3,40,306.77 5 OperatingExpenses(i)+(ii) 91,485.50 87,996.14 76,206.24 1,79,481.64 1,52,472.71 3,19,974.80 (i)EmployeesCost 54,605.30 54,870.59 47,369.01 1,09,475.89 93,369.57 1,96,407.78 (ii)OtherOperatingExpenses 36,880.20 33,125.55 28,837.23 70,005.75 59,103.14 1,23,567.02 8 TotalExpenditure(4)+(5)(excludingprovisions&contingencies) 1,95,513.75 1,81,076.66 1,60,573.17 3,76,590.41 3,23,151.19 6,60,281.57 7 OperatingProfitbeforeProvisions&Contingencies(3)-(6) 40,237.28 40,473.33 24,056.09 80,710.61 55,533.05 1,26,496.86 8 Provisions(otherthantax)andContingencies 11,498.89 16,066.03 20,702.28 27,564.92 81,9.27.23 1,13,683.57 9 ExceptionalItems 10 Profit/(Loss)fromOrdinaryActivitiesbeforetax(7)-(8)-(9) 28,738.39 24,407.30 3,353.81 53,145.69 (26,394.18) 12,813.29 11 TaxExpense 6,934.42 6,046.61 940.28 12,981.03 (6,431.38) 2,505.01 12 NetProfit/(Loss)fromOrdinaryActivitiesaftertax(1Q)-(11) 21,803.97 18,360.89 2,413.53 40,164.66 (19,962.80) 10,308.28 13 Extraordinaryitems(netofTaxExpense) 14 NetProfit/(Loss)forthePeriod/Year(12)-(13) 21,803.97 18,360.69 2,413.53 40,164.66 (19,962.80) 10,308.28 15 Paid-upEquityShareCapital(FaceValueof?10/-each) 1,14,412.69 1,14,372.18 1,14,050.42 1,14,412.69 1,14,050.42 1,14,104.31 16 ReservesexcludingRevaluationReserves 4,98,378.95 17 AnalyticalRatiosandotherdisclosures: !(i)PercentageofsharesheldbyGovernmentofIndia Nil Nil Nil Nil Nil Nil (ii)CapitalAdequacyRatio(%)-Basel- [Showing first 8,000 characters — download PDF for full document]