Analysts/Institutional Investor Meet/Con. Call Updates

Date: 27.07.2026 Listing Operations Listing Department BSE Limited, National Stock Exchange of India P J Towers, Dalal Street, Limited, Mumbai-400001, India Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Scrip Code: 543263 Bandra Debentures Scrip Code: (E ) Mumbai – 400051 940727,940717,940317,940325,940319, 940323,939639,939655,940725,940321, Symbol: SMCGLOBAL 939651,939657,939643,940327,939647, 940719,940721 and 940723 Subject: Investor Presentation, Q1- FY27. Dear Sir/ Ma’am, In compliance with Regulation 30(2) of SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015 read with Part A (15) of Schedule III, enclosed is a copy of the Investor Presentation for the first quarter of the financial year 2026-27. The above intimation is also being made available on the Company's website at www.smcindiaonline.com. This is for your information and records. Thank you . For SMC Global Securities Limited Suman Kumar E.V.P. (Corporate Affairs & Legal), Company Secretary& General Counsel Membership No. F5824 SMC GLOBAL SECURITIES LTD Earnings Presentation – Q1 FY27 Disclaimer No representation or warranty, express or implied, is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of the information or opinions contained in this presentation. Such information and opinions are in all events not current after the date of this presentation. Certain statements made in this presentation may not be based on historical information or facts and may be "forward looking statements" based on the currently held beliefs and assumptions of the management of SMC Global Securities Limited, which are expressed in good faith and in their opinion reasonable, including those relating to the Company’s general business plans and strategy, its future financial condition and growth prospects and future developments in its industry and its competitive and regulatory environment. Forward-looking statements involve known and unknown risks, uncertainties and other factors, which may cause the actual results, financial condition, performance or achievements of the Company or industry results to differ from the actual results, financial condition, performance or achievements expressed or implied by such forward-looking statements, including future changes or developments in the Company’s business, its competitive environment and political, economic, legal and social conditions. Further, past performance is not necessarily indicative of future results. Given these risks, uncertainties and other factors, viewers of this presentation are cautioned not to place undue reliance on these forward- looking statements. The Company disclaims any obligation to update these forward-looking statements to reflect future events or developments. This presentation is for general information purposes only, without regard to any specific objectives, financial situations or informational needs of any person. This presentation does not constitute an offer or invitation to purchase or subscribe for any securities in any jurisdiction in India. No part of it should form the basis of or be relied upon in connection with any investment decision or any contract or commitment to purchase or subscribe for any securities. Earnings Presentation – Q1 FY27 2 Consolidated Performance Highlights Q1 FY27 (Y-o-Y) (Q-o-Q) • Broking, Distribution & Trading: Delivered healthy growth, driven by +21.2% -0.3% improved market sentiment and Revenue continued investments in AI driven INR 515.1 Crores technology, enhancing the overall customer trading and investment EBITDA experience. +6.9% +19.3% INR 107 Crores • Insurance Broking: Maintained momentum with revenue growth, supported by sustained demand across EBITDA Margins -270 bps +350 bps General and Life insurance distribution. 20.9% • Financing (NBFC): AUM moderated during the period, primarily due to a +22.3% +71.7% calibrated shift in product mix and INR 36.7 Crores tighter internal underwriting norms for unsecured lending. The Company PAT Margins continued to prioritize portfolio quality 0 bps +290 bps and prudent risk management. 7.1% Earnings Presentation – Q1 FY27 3 Q1 FY27 Consolidated Segmental Performance (INR Crs) BROKING, DISTRIBUTION & TRADING INSURANCE BROKING FINANCING (NBFC) -8.8% +15.1% +44.4% e 51.0 u 316.3 46.5 167.3 n 274.9 115.9 Q1FY26 Q1FY27 Q1FY26 Q1FY27 Q1FY26 Q1FY27 +17.6% -33.3% -9.1% 74.3 T 28.7 63.2 26.1 Q1FY26 Q1FY27 Q1FY26 Q1FY27 Q1FY26 Q1FY27 Earnings Presentation – Q1 FY27 4 Broking, Distribution & Trading Key Highlights: Segment Revenue* (INR Crs) Broking DP AUA (INR Crs) 1,64,962 1,089.2 1,044.5 1,42,703 961.4 ▪ Our expansive network includes 1,935 1,15,048 authorized persons, spanning 383 cities and 6,360 financial distributors across India. 78,635 ▪ SMC has a strategic alliance with 8 PSU and 316.3 Private Banks offering Online Trading services to their customers vis PNB, UBI, CBI, IOB, Ujjivan bank etc. ▪ SMC has 3-in-1 tie-up (Bank & Demat Account FY24 FY25 FY26 Q1FY27 FY24 FY25 FY26 Q1 FY27 facility provided by the bank to its customer *includes other and Trading account facility will be provided by the SMC). Broking Clients* (in Thousands) Online Penetration 1,381 Strategic Priorities: 1,339 1,169 28% 25% 39% 39% 1,057 ▪ Deepening partnerships with PSU and private 61% 61% banks. ▪ Expanding digital reach through upgraded trading platforms. ▪ Increasing customer engagement via research-driven advisory tools. FY24 FY25 FY26 Q1 FY27 FY24 FY25 FY26 Q1 FY27 Online Offline *Including StoxKart Earnings Presentation – Q1 FY27 5 Insurance Broking Insurance Gross Premium (INR Crs) Segment Revenue* (INR Crs.) 3,145 667 2,884 2,892 Key Highlights: 759 ▪ SMC Insurance operates through 8 167 branches nationwide. ▪ The company has a workforce of 492 FY24 FY25 FY26 Q1 FY27 FY24 FY25 FY26 Q1 FY27 employees. *Revenue recognition changed from net to gross basis from FY18. ▪ Utilizes a network of 16,747 Point of Sales (POSs). No. of Policies (In Thousands) Q1 FY27 Revenue Pie (%) 1,139 ▪ Engages 385 Motor Insurance Service 996 1,020 Providers (MISPs). ▪ Comprehensive national coverage with a robust presence in Tier-1 and Tier-2 cities, leveraging the extensive SMC Group's customer network. ▪ Our online portal, www.smcinsurance.com, is developed to 90% cater to both B2B and B2C networks, FY24 FY25 FY26 Q1 FY27 featuring advanced Artificial General Insurance Life Insurance Intelligence capabilities. Earnings Presentation – Q1 FY27 6 Financing (NBFC) - Middle Layer Segment Revenue (INR Crs) 222.6 205.7 188.9 ▪ In the year 2008, SMC started providing financing services through its wholly owned subsidiary, Moneywise Financial Services Pvt. Ltd. (SMC Finance). ▪ MWFS offers wide spectrum of financial products like SME Micro LAP, SME Equipment Finance (Medical & Industrial Equipment), SME WCTL (Unsecured Business Loans), Gold Loans, Onward-lending (lending to NBFC) and loan against securities. 46.5 ▪ The company has 40 branches covering 7 States. SME Onward FY24 FY25 FY26 Q1 FY27 Particulars Micro-LAP SME WCTL Gold Loan SME LAP CMF Grand total Assets Lending Aum (On + Off) Q1 FY27 Lending Portfolio (Amount Rs In 142.8 135.3 255 67.8 206.9 166.2 51.3 1025.2 Crore) 5.0% 13.9% Tenure Range 60 -144 24 – 84 24 – 36 12 6 – 36 60 – 180 12 – 36 (Months) 13.2% 16.2% Rate Of Interest 16% - 14% - 14.50% - 11% - 13% - 14% - 12% - (Range) 22% 16% 20% 27% 17% 16% 16% 20.2% 3 lacs to 10 lacs to 10 lacs to 5 k to 5 50 lacs to 10 lacs to 1 lacs to Ticket Size 100 lacs 15 crores 75 lacs lacs 10 crores 5 crores 5 crore 24.9% 6.6% No. Of Loan Micro-LAP SME Assets 1,178 77 1,619 4,983 83 96 28 8,064 Accounts* SME WCTL Gold Loan Onward Lending Supply Chain Financing % Of Portfolio 13.9% 13.2% 24.9% 6.6% 20.2% 16.2% 5% 100.0% CMF Earnings Presentation – Q1 FY27 7 Q1 FY27 Performance Highlights Consolidated Income Statement Particulars (INR Crs) Q1 FY27 Q1 FY26 Y-o-Y Q4 FY26 Q-o-Q Operational Income 515.1 424.9 21.2 [Showing first 8,000 characters — download PDF for full document]