Press Release

October 28, 2026 The Secretary The Secretary The Secretary The Secretary BSE Limited National Stock India International NSE IFSC Limited Pheeroze Jeejeebhoy Exchange of India Exchange (IFSC) Unit-1201, 12th Towers, Dalal Street, Limited Limited Floor, Fort, Mumbai 400 001 Exchange Plaza, 5th 1st Floor, Unit No. 101, Brigade International Scrip Code: 531595 Floor, Plot No.- ‘C’ The Signature, Building Financial Centre, Block, G Block Bandra- no. 13B, Road 1C, Zone Block- 14, Road 1C, Kurla Complex, Bandra 1, GIFT SEZ, GIFT City, Zone 1, GIFT SEZ, (East), Gandhinagar, Gujarat – GIFT City, Mumbai – 400 051 382355 Gandhinagar, Gujarat Scrip Code: CGCL – 382355 Sub: Press Release – Unaudited Standalone and Consolidated financial results of the Company for the quarter and half year ended September 30, 2026 Dear Sir/Ma’am, Please find enclosed the Press Release on the unaudited standalone and consolidated financial results of the Company for the quarter and half year ended September 30, 2026, which have been subject to limited review report by the Joint Statutory Auditors of the Company. The said intimation was received by the Company on October 28, 2026 at 03:48 P.M. (IST). The aforesaid Press Release will be made available on the Company’s website at https://www.capriloans.in/cms/press-release/2026/2026-10-28/Capri-Global-Capital-2QFY27-Press- Release-final-1.pdf You are requested to kindly take the same on records. Thanking you, Yours faithfully, for Capri Global Capital Limited Yashesh Bhatt Company Secretary & Compliance Officer Membership No.: A20491 Encl.: As above Capri Global Capital Limited Press Release: 2QFY27 Results  Strong Growth – Consolidated AUM reaches Rs 43,878 crores, up 62% YoY  2QFY27 PAT rises 77% YoY to an all-time high of Rs 418 crores  Operating profit grows 84% YoY; cost-to-income improves to 41.4%  RoAE reaches 21.6% and RoAA of 4.4%, reflecting sustained improvement in returns  Strong capital position, expanding distribution and technology-led productivity support our target of Rs 65,000 crores AUM by FY28, consistent RoAE of 19%–21% and RoAA of 4.2%–4.7%. Mumbai, Oct 28th, 2026: The Board of Directors of Capri Global Capital Ltd. (CGCL), a non- deposit taking and systemically important NBFC (NBFC-ND-SI) on Tuesday, Oct 27th, 2026, announced the unaudited financial results for the quarter and half year ended Sep 30th, 2026. Key takeaways are as follows: Key Performance Highlights for 2QFY27 Consolidated Results (Rs Crores) CONSOLIDATED 2QFY27 2QFY26 Y-o-Y 1QFY27 Q-o-Q Total AUM 43,878 27,040 62.3% 40,112 9.4% Gold Loans 21,004 10,406 101.8% 19,179 9.5% MSME Loans 7,016 5,602 25.2% 6,779 3.5% Affordable Housing 8,325 5,972 39.4% 7,815 6.5% Construction Finance 7,534 5,059 48.9% 6,339 18.9% Net Interest Income 812 480 69.4% 736 10.3% Non-Interest Income 273 203 34.2% 214 27.5% Net Total Income 1085 683 58.9% 950 14.2% Operating Expense 449 338 33.0% 418 7.4% Operating Profit 636 345 84.3% 532 19.6% Profit After Tax 418 236 77.3% 353 18.4% Spread on net advances 8.3% 6.9% 142 bps 7.9% 38 bps Cost-to-income 41.4% 49.4% (807) bps 44.0% (264) bps Operating Profit Margin (% AAuM) 6.1% 5.3% 73 bps 5.5% 51 bps RoAA 4.4% 4.0% 41 bps 4.1% 29 bps RoAE 21.6% 14.4% 716 bps 19.1% 242 bps EPS (Basic) (not annualised) 4.35 2.45 77.3% 3.67 18.4% Book Value Per Share (Rs) 82.8 69.4 19.3% 78.6 5.2% Gross Stage 3 1.2% 1.3% (4) bps 1.1% (19) bps PCR (on Stage-3) 33.3% 42.8% (950) bps 43.2% (992) bps CRAR (Standalone) 22.7% 32.9% (1016) bps 24.7% (196) bps Business and Earnings Performance Strong quarterly momentum continues; Consolidated AUM rises to Rs 43,878 crores CGCL sustained its strong growth momentum in 2QFY27, with consolidated AUM rising 62% YoY and 9% QoQ to Rs 43,878 crores. Growth remained broad-based across its secured lending businesses, led by Gold Loans at Rs 21,004 crores, up 102% YoY, Construction Finance at Rs 7,534 crores, up 49% YoY, Affordable Housing at Rs 8,325 crores, up 39% YoY, and MSME Loans at Rs 7,016 crores, up 25% YoY. The Gold Loan portfolio represented approximately 48% of consolidated AUM at quarter-end. Profitability scales to a new high; quarterly PAT increases 77% YoY CGCL reported its highest-ever quarterly PAT of Rs 418 crores in 2QFY27, an increase of 77% YoY and 18% QoQ, supported by strong portfolio growth, healthy lending spreads and operating leverage. Net Interest Income rose 69% YoY to Rs 812 crores, while pre-provision operating profit increased 84% YoY to Rs 636 crores. Yield on net advances remained at 17.5% and cost of borrowings stood at 9.2%, resulting in a spread of 8.3%, compared with 6.9% a year earlier. The improvement in profitability lifted RoAE to 21.6% from 14.4% in 2QFY26 hence improvement of 716 bps and RoAA to 4.4% from 4.0% registering growth of 41 bps. 1HFY27 performance demonstrates sustained earnings momentum For 1HFY27, CGCL reported Net Interest Income of Rs 1,549 crores, up 74% YoY, and non-interest income of Rs 487 crores, up 31% YoY. Operating profit grew 78% YoY to Rs 1,168 crores, while PAT increased 88% YoY to Rs 772 crores. The cost-to-income ratio improved to 42.6% from 48.1% in 1HFY26, reflecting stronger operating leverage. 1HFY27 RoAE stood at 20.4%, reinforcing the Company’s progress on sustainable profitability. Non-interest income strengthens earnings diversification Non-interest income grew 34% YoY and 28% QoQ to Rs 273 crores in 2QFY27, contributing approximately 25% of net total income. The growth reflects increasing contributions from the Company’s asset-light distribution businesses and other fee-based activities, complementing its core lending operations and supporting a diversified earnings profile. Insurance distribution income increased 82% YoY to Rs 51 crores, supported by cross-selling opportunities across the growing customer base and partnerships with 23 insurance companies. Net car loan distribution income grew 35% YoY to Rs 34 crores, while loan originations through the car loan distribution platform rose 27% YoY to approximately Rs 3,601 crores during the quarter. Co-lending/direct assignment income stood at Rs 72 crores, with co-lending/direct assignment AUM representing 20.7% of consolidated AUM. Operating leverage improves as distribution network expands The Company expanded its branch network to 1,609 locations in 2QFY27, up from 1,433 in the preceding quarter. The branch network now comprises of 1,154 Gold Loan branches and 455 Non- Gold branches. As the network scales, productivity gains and targeted technology integration continue to support operating efficiency. The cost-to-income ratio improved sharply to 41.4% in 2QFY27 from 49.4% in 2QFY26 and 43.9% in 1QFY27, while operating profit grew 84% YoY to Rs 636 crores. Asset quality remains manageable with disciplined risk oversight Gross Stage 3 assets stood at 1.2% of the loan book at the end of 2QFY27, compared with 1.3% a year earlier and 1.1% in the preceding quarter. Net Stage 3 assets stood at 0.8%, versus 0.7% in 2QFY26 and 0.6% in 1QFY27. Credit costs, including write-offs and ECL provisions, were Rs 79 crores for the quarter, equivalent to approximately 0.8% of average total assets on an annualised basis. Stage 3 provision coverage stood at 33.3%. The Company remains focused on prudent underwriting, monitoring and collections as the portfolio expands. Robust Capital Position and Liquidity CGCL maintained a strong capital position with a standalone capital adequacy ratio of 22.7% as at the end of 2QFY27. Consolidated total equity increased 19% YoY to Rs 7,958 crores, while consolidated borrowings stood at Rs 30,489 crores. Debt-to-equity remained comfortable at 3.8x. Cash and bank balances of Rs 2,835 crores, alongside diversified funding sources, provide liquidity to support the Company’s continued growth. Managing Director Mr. Rajesh Sharma Commented: “We delivered another strong quarter, with broad-based growth across our secured lending businesses taking consolidated AUM t [Showing first 8,000 characters — download PDF for full document]