Outcome of Board Meeting

PNBHFL/SE/EQ/FY2026-27/89 October 28, 2026 BSE Limited National Stock Exchange of India Limited Listing Department, Listing Department Phiroze Jeejeebhoy Towers, Exchange Plaza Dalal Street, Bandra Kurla Complex, Mumbai – 400001 Bandra (E), Mumbai – 400051 Scrip Code: 540173 Symbol: PNBHOUSING Dear Sir(s), Sub: Outcome of Board Meeting- Submission of Un-audited Financial Results (Consolidated and Standalone) for the quarter and half year ended September 30, 2026 Ref: Our letter: PNBHFL/SE/EQ/FY2026-27/86 dated October 16, 2026 ----------------- The Board of Directors of PNB Housing Finance Limited (the Company) at its meeting held today i.e., October 28, 2026 (Wednesday), has, inter-alia, approved the Un-audited Financial Results (Consolidated and Standalone) of the Company for the quarter and half year ended September 30, 2026, duly reviewed and recommended by the Audit Committee, along with the Limited Review Report issued by M/s. C N K & Associates LLP and M/s M M Nissim & Co LLP, Joint Statutory Auditors of the Company. In this regard, the Company is submitting the following documents pertaining to the quarter and half year ended September 30, 2026: Sl. No. Particulars Annexure 1. Un -audited Consolidated Financial Results along with Limited Review Report issued by I Joint Statutory Auditors of the Company. 2. Un -audited Standalone Financial Results along with Limited Review Report issued by II Joint Statutory Auditors of the Company. 3. Add itional disclosure of ratios/ line items pursuant to Regulation 52(4) of SEBI (Listing III Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) 4. Sta tement of Related Party Transactions pursuant to Regulation 23 (9) of Listing IV Regulations 5. Sec urity Cover Certificate from M/s. C N K & Associates LLP, one of the Joint Statutory V Auditors pursuant to Regulation 54(2)/(3) of Listing Regulations. 6. Sta tement on Utilisation of Issue Proceeds and Nil Material Deviation in Use of Proceeds VI pursuant to Regulations 52(7) and 52(7A) of the SEBI Listing Regulations. 7. A c ertificate from the CFO certifying that CP proceeds are used for disclosed purposes, VII and adherence to other listing conditions, as per SEBI Master Circular SEBI/HO/DDHS/DDHS-PoD/P/CIR/2025/ 0000000137 dated October 15, 2025. The aforesaid documents are also being uploaded on the website of the Company i.e., https://www.pnbhousing.com The above intimation is submitted pursuant to Regulation 30, 33, 51, 52 and other applicable provisions of Listing Regulations, as amended from time to time. Regd. Office: 9th Floor, Antriksh Bhawan, 22 K G Marg, New Delhi – 110 001 Phone: 011-66030500, E-mail: investor.services@pnbhousing.com, Website: www.pnbhousing.com CIN: L65922DL1988PLC033856 Public We further wish to inform that the Trading Window for dealing in the shares of the Company will open for the designated persons and their relatives 48 hours after declaration of this financial results, in terms of the Company’s Code of Conduct for Prohibition of Insider Trading and the provisions of the SEBI (Prohibition of Insider Trading) Regulations, 2015 and amendments thereto. The Board Meeting commenced at 02:00 P.M. (IST) and concluded at 03:45 P.M. (IST). Kindly take the above intimation and documents on record. Thanking you, Yours faithfully, For PNB Housing Finance Limited Veena G Kamath Company Secretary Encl: As above. Regd. Office: 9th Floor, Antriksh Bhawan, 22 K G Marg, New Delhi – 110 001 Phone: 011-66030500, E-mail: investor.services@pnbhousing.com, Website: www.pnbhousing.com CIN: L65922DL1988PLC033856 Public M M Nissim & Co LLP C N K & Associates LLP Chartered Accountants Chartered Accountants C-2, First Floor, 501, Narain Chambers, M.G Road, Sector 2, Vile Parle East Noida -201301 Mumbai -400057 Independent Auditor's Review report on Unaudited Consolidated Financial Results of PNB Housing Finance Limited ("the Company") for the quarter and half year ended September 30, 2026, pursuant to the Regulations 33 and 52 of the SEBI (Listing Obligations and Disclosure requirements) Regulations, 2015 as amended. The Board of Directors of PNB Housing Finance Limited 1. We have reviewed the accompanying statement of unaudited consolidated financial results of PNB Housing Finance Limited ("the Holding Company") and its subsidiary (the Holding Company and its subsidiary together referred to as the "the Group"),for the quarter and half year ended September 30, 2026 ("the Statement"), being submitted by the Company pursuant to the requirements of the Regulations 33 and 52 of the Securities and Exchange Board of India (Listing Obligations and Disclosure requirements) Regulations, 2015, as amended ("the Listing Regulations"). 2. This Statement, which is the responsibility of the Holding Company's Management and approved by the Holding Company's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard 34 "Interim Financial Reporting" ("Ind AS 34"), prescribed under Section 133 of the Companies Act, 2013, read with relevant rules issued thereunder and other accounting principles generally accepted in India and in compliance with Regulations 33 and 52 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended along with the circulars, guidelines and directions issued by the Reserve Bank of India(RBI)/ National Housing Bank (NHB) to the extent applicable. Our responsibility is to express a conclusion on the Statement based on our review; 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410 "Review of Interim Financial Information Performed by the Independent Auditor of the Entity", issued by the Institute of Chartered Accountants of India. This standard requires that we plan and perform the review to obtain moderate assurance as to whether the statement is free of material misstatement. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing and consequently does not enable us to obtain assurance that we would become aware of all M M NISSIM & CO LLP C N K & Associates LLP Chartered Accountants Chartered Accountants significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion; We also performed procedures in accordance with the circular issued by the Securities and Exchange Board of India under Regulation 33 (8) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended, to the extent applicable. 4. The Statement includes the financial results of the below subsidiary: Name of Subsidiary Company Country of Incorporation % Holding PHFL Home Loans and Services Limited India 100% 5. Based on our review conducted and procedures performed as stated in paragraph 3 above, and based on the Financial Information of one subsidiary provided to us by the Management of the Holding Company, referred to in paragraph 6 below, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in the aforesaid Indian Accounting Standards prescribed under section 133 of the Companies Act, 2013 read with relevant rules issued thereunder and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms of Regulations 33 and 52 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended, including the manner in which it is to be disclosed, or that it contains any m [Showing first 8,000 characters — download PDF for full document]