PFA the Annual Report 2025-26.

Ref. No.: NIACL/CMD_BoardSectt/2026-27 26th July, 2026 The Manager The Manager Listing Department Listing Department BSE Limited The National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Tower Exchange Plaza, 5th floor, Plot C/1, Dalal Street G Block, Bandra-Kurla Complex Mumbai 400 001 Mumbai 400 051 Scrip Code: (BSE – 540769/NSE – NIACL) Sub: Revised Annual Report Dear Sir/Madam, This is in continuation to the letter dated 05th July, 2026 and in compliance to Regulation 34(1) of SEBI (LODR) 2015, we hereby upload the revised Annual Report 2025-26 of our company containing the following mentioned below, other data remains unchanged. 1. Business Responsibility & Sustainability Report 2. Comptroller and Auditor General Comments along with management’s response. You are requested to kindly take the same on records. Yours Sincerely, For The New India Assurance Company Ltd. Abhishek Pagaria Company Secretary The New India Assurance Co. Ltd. CCoommppaannyy HHiigghhlliigghhttss 47,174 Rs. Crore Gross Written Premium (Global) 1,261 Rs. Crore Profit Before Tax 37,497 Rs. Crore Net Worth (Including Fair Value) 1,384 Rs. Crore Profit After Tax 11,112 Rs. Crore (Investment Income) Over Crore Policies Issued 1.84 Solvency Ratio (Global) Countries Presence Annual Report 2025-26 1 The New India Assurance Co. Ltd. AAwwaarrddss Women Representation in Senior Management - 2025 Best Performer of the Year - 2025 Women Empowerment Award- 2025 2 Annual Report 2025-26 The New India Assurance Co. Ltd. AAwwaarrddss Outstanding Contribution of Women Leaders in Insurance Annual Report 2025-26 3 The New India Assurance Co. Ltd. AAwwaarrddss Most Trusted Brand of India 2025-2026 Samudra Manthan Award_Insurer of the Year (General Insurer) - 2025 4 Annual Report 2025-26 The New India Assurance Co. Ltd. BBooaarrdd ooff DDiirreeccttoorrss as on 30.06.2026 Ms. Girija Subramanian (Chairman cum Managing Director) Mr. S. Sivasankar Mr. Hari har Mishra (Executive Director) (Government Nominee Director) Ms. Shwetha Rao B Mr. Nidhu Saxena (Government Nominee Director) (Non-Executive Director) Annual Report 2025-26 5 The New India Assurance Co. Ltd. CCoorrppoorraattee MMaannaaggeemmeenntt as on 30.06.2026 Ms. Girija Subramanian (Chairman cum Managing Director) Mr. S. Sivasankar Ms. Chandra Iyer Ms. Rema Devi V. Mr. S. Dinakaran Executive Director General Manager General Manager General Manager Mr. Prashant Biswas Ms. Jayashree Nair Ms. Mary Abraham Ms. S. Jayasree General Manager General Manager General Manager General Manager Mr. K Ramesh Ms. Anjali Mirchandani Ms. Uma Iyer Mr. Sharad S. Ramnarayanan General Manager General Manager General Manager Appointed Actuary Mr. Kaushik Chattopadhyay Mr. Vimal Kumar Jain Mr. Abhishek Pagaria Chief Vigilance Officer Chief Financial Officer Company Secretary 6 Annual Report 2025-26 The New India Assurance Co. Ltd. DDiirreeccttoorr aanndd EExxeeccuuttiivveess as on 30.06.2026 Chairman cum Managing Director Mr. Pooran Kumar Tulsiani KEY MANAGERIAL PERSONNEL Ms. Girija Subramanian Mr. Vimal Kumar Jain Chairman cum Managing Director Ms. Saraswathi Chidambaram Executive Director Ms. Girija Subramanian Mr. Venkat A. Iyer Mr. S. Sivasankar Mr. Ramesh M. Babu Chief Underwriting Officer Government Nominee Director Mr. Hemant Keshav Narkar** Mr. S Dinakaran Ms. Shwetha Rao B Ms. R. Suchitra Chief Financial Officer Mr. Hari Har Mishra Mr. Pradeep Mathew Mr. Vimal Kumar Jain Ms. S. Sumathi Non-Executive Director Chief Marketing Officer Mr. Bhaskar Reddy Pindi Mr. Nidhu Saxena Mr. Prashant Kumar Biswas Ms. Sujata Badawadagi General Manager Ms. Jyoti Rawat** Chief Risk Officer Ms. Chandra Iyer Mr. Gaurav Sharma Ms. Mary Abraham Ms. Rema Devi V. Ms. Shubha R. Panjari Mr. S. Dinakaran Appointed Actuary Mr. Sanjay Suresh Paigankar Mr. Prashant Biswas Mr. Sharad S. Ramnarayanan Ms. Akila V. Ms. Jayashree Nair Ms. Bhuvaneswari G. Chief Investment Officer Ms. Mary Abraham Mr. Birudeo Babu Phonde** Mr. Pooran Kumar Tulsiani Ms. S. Jayasree Ms. Pallavi Sinha Chief Compliance Officer Mr. K Ramesh Ms. Chinsi Chandra Ms. Jayashree Nair Ms. Anjali Mirchandani Ms. Rashmi Lucy Barwa Ms. Uma Iyer Mr. Gurinder Singh Chief of Internal Audit Mr. Palaparthi Sankar Mr. Santosh Chavan Appointed Actuary Ms. Archana Ramanand Kambli Company Secretary Mr. Sharad S. Ramnarayanan Ms. Jayati Roy Mr. Abhishek Pagaria Mr. Dhiraj Kumar Chief Vigilance Officer Mr. Virag Kumar Statutory Auditor Mr. Kaushik Chattopadhyay Ms. Usha Kumar M/s. S. Ramanand Aiyer & Co Deputy General Manager Ms. Rita Mishra M/s. Chokshi & Chokshi LLP Mr. Lathrangborn Buam Mr. U. V. Rajan Babu Secretarial Auditor Ms. Nalini Venugopal* Mr. P. N. Ajulraj M/s Ragini Chokshi & Co. Ms. Kiran Ivan Jacob Mr. Diwakar Singh Ms. Lata Shekhar Iye Mr. Khushaldas A. Gohil (* on deputation to foreign offices) Mr. Vedachalam M. Chandrashekaran Mr. Santosh Vasant Chavan (** on deputation to other offices) Mr. Rajeev Singal Mr. Gurpreet Singh Mr. K.K.Sunil Kumar Mr. Ashish Pal Mr. Raju Srinivasan Mr. Arjun Singh Karwal Ms. Shashikala Sreedharan Mr. Dayanand Singh ** Mr. H.B. Arunkumar Mr. Mayank Kumar Jha Mr. Freddy C. Armstrong Mr. Sugumar A.* Ms. Rita Bawa* Ms. Vandana Kamra Ms. Kalyani Balu Narayan Annual Report 2025-26 7 The New India Assurance Co. Ltd. From the Desk of Chairman cum Managing Director Leading from the Front. Reaching Every Corner. Dear Shareholders, It gives me immense pleasure to welcome you all to Accounting Standards (Ind-AS), which officially takes the presentation of the Annual Report of The New India effect from the upcoming Financial Year. Moving away from Assurance Company Limited for the Financial Year 2025- legacy accounting to an Ind-AS framework represents a fundamental shift in how insurance contract liabilities and This past year has been a definitive validation of your financial assets are valued, demanding highly integrated, Company's operational resilience, market leadership, data-driven actuarial systems and a state-of-the-art IT and structural strength. Operating in a complex global architecture. Throughout the current period and into the environment marked by geopolitical shifts in West Asia and next fiscal year, your Company is rigorously focusing on Europe, we have successfully translated macroeconomic system implementation, parallel dry-runs, and granular challenges into avenues of robust growth. As the nation's structural configurations. This proactive approach largest non-life multinational insurer and a designated ensures that when we fully transition, our balance sheet Domestic Systemically Important Insurer (D-SII), we will offer our global and domestic investors unparalleled continue to anchor the stability of the Indian insurance reporting transparency, completely aligning our financial ecosystem, proudly Leading India's Protection Journey. disclosures with international benchmarks. The Indian economy continues to be a global beacon I am exceptionally proud to report that your Company of resilience, maintaining an impressive growth performed well for the year ended 31st March 2026. Our trajectory driven by strong domestic consumption and Global Gross Written Premium (GWP) reached an all- an infrastructure-led push. For the general insurance time high of ₹47,174 Crore, up from ₹43,618 Crore in sector, this fiscal marked an era of historic structural the previous fiscal, with our gross direct premium in India transformation. standing firmly at ₹42,831 Crore. Our domestic business outpaced the general insurance industry average, The passage of the path-breaking Sabka Bima Sabki successfully reversing the recent trend of decreasing Raksha (Amendment of Insurance Laws) Act, 2025 market share and expanding our position from 12.56% by Parliament has effectively set the stage for an to 12.74%. Our Global Profit After Tax (PAT) registered unprecedented overhaul of the Indian insurance an exceptional 40% growth for the full year to close at landscape. By elevating the Foreign Direct In [Showing first 8,000 characters — download PDF for full document]