Unaudited Financial Results (Standalone & Consolidated) for quarter and half year ended September 30, 2026.

October 28, 2026 The Manager, The Manager, National Stock Exchange of India Ltd. BSE Limited Exchange Plaza, C-1, Block G, 25th Floor, P. J. Towers, Bandra Kurla Complex, Dalal Street, Bandra East, Mumbai-400051 Mumbai – 400001 Symbol: SATIN Scrip Code: 539404 Sub: Outcome of the Board Meeting of Satin Creditcare Network Limited (“the Company”) Ref: Regulations 30, 33, 52 and 63 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”) Dear Sir/Madam, With reference to the captioned subject and pursuant to our earlier intimation dated October 22, 2026, we hereby inform you that, the Board of Directors of the Company at its meeting held today i.e. October 28, 2026, have, inter-alia, inter-alia, considered and approved Un-Audited Financial Results (Standalone & Consolidated) for the quarter and half year ended September 30, 2026, as per the recommendation of Audit Committee. Copies of Un-Audited Financial Results (Standalone & Consolidated) along with the Limited Review Report(s) with un-modified opinion thereon, issued by J C Bhalla & Co., Chartered Accountants, Statutory Auditors of the Company, are enclosed herewith and are also available on website of the Company at www.satincreditcare.com Please note that: • The meeting of Board of Directors commenced at 2.30 p.m. (IST) and concluded at 3:48 p.m. (IST). • Trading Window for dealing in securities of the Company shall remain closed until 48 hours from publication of this announcement. This is for your information and record. Yours faithfully, For Satin Creditcare Network Limited Vikas Gupta Company Secretary & Chief Compliance Officer Encl: A/a JCBHALLA&CO. CHARTERED ACCOUNTANTS LTRANCH r Eo LFF :I C +E er : - B 1-5 2, 0 S -4E 2C 4T 1O oR o'6 o, ,5N iO 1I ,D ; A .?-2 lO ;l1 lf f3 ;0 frl j ,( :U :. "P :. ;) Independent Auditor's Limited Review Report on Statement of Unaudited Standalone Financial Results of Satin Creditcare Network Limited for the quarter and half year ended September 30,2026, pursuant to Regulations 33 and Regulation 52 read with Regulation 63 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. The Board of Directors of Satin Creditcare Network Limited We have reviewed the accompanying Statement of unaudited standalone financial results of Satin Creditcare Network Limited ('the Company') for the quarter and half year ended September 30,2026 ("the Statement") attached herewith, being prepared and submitted by the Company pursuant to requirements of Regulation 33 and Regulation 52 read with Regulation 63 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended ("the Listing Regulations"), which has been initialed by us for identification purpose. This Statement, which is the responsibility of the Company's Management and has been approved by the Board of Directors of the Company, has been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard 34, (IND AS 34) "Interim Financial Reporting" prescribed under Section 133 of the Companies Act, 2013, as amended (the "Act"), read with relevant rules issued thereunder and other accounting principles generally accepted in India, read with the Listing Regulations. Our responsibility is to issue a conclusion on this Statement based on our review. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410 - "Review of Interim Financial Information Performed by the Independent Auditor of the Entity", issued by the Institute of Chartered Accountants of India (the "ICAf'). This standard requires that we plan and perform the review to obtain moderate assurance as to whether the statement is free from material misstatement. A review of interim financial information consists of making inquiries, primarily of the company personnel responsible for financial and accounting matters and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with Standards on Auditing specified under Section 143(10) of the Act and consequently, does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in all material respects in accordance with the recognition and measurement principles laid down in IND AS 34 prescribed under Section L33 of the Act, read with relevant rules issued thereunder including the amendments thereof and other recognized accounting principles generally accepted in India, has not disclosed the information required to be disclosed in accordance requirements of Listing Regulations, including the manner in which it is to be or that it contains any material misstatement ot that it has not been prepared HEAD OFFICE : B-17, Maharani Bagh, New Delhi - 110065 in accordance with the relevant prudential nonns issued by the Reserve Bank of brdia (RBD in respect of Income recognition, asset classification, provisioning and other related matters, to the extent those are not inconsistent with the Lrdian Accounting Standards prescribed under Section 133 of the Act. ForJCBhalla&Co. Chartered Accountants Firm Regn No. 001111N (Rajesh Sethi) Parbrer Membership No. 085669 uDrN:2609 5 663 t ts KY Kr4 B S B z Place: Gurugram Date: October 28,2026 SATIN SATIN CREDITCARE NETWORK I,'TD. Reachingout! Statcmena of flnauditcd Saandalone Financial Results for ahe quartcr and halfyear ended September 30, 2026 0uarter ended Vesr cndcd Septemb€r 30, June J0, September J0, September 30, Scpt€mb€r 30, March 31, S. No Particulars 2026 2026 202< 2n26 2025 2026 (Unaudiaed) (Unaudited) (Unauditcd) (Unaudiaed) (Unaudited) (Audited) lncome Revenue from operations Ilterest income 65,'142.'18 63,202.99 55.428.99 1,28.945.11 l,t t,007.87 2,21,437 8t Rertal income 4t.54 43.25 38.41 84.79 '75.86 153 27 Fees ud commission income 239.91 258.20 161.62 198. I I ?17 2A 998.09 Net gain/ (loss) on fair value changes 2,5t9.74 (5,7 l l. t9) 8.938_00 (3,191.45) 12,180.96 26,097.05 Net gain on derecognition of finucial instruments I 2,540.65 9,241.73 6,400.62 21,782.34 to,944 70 33,295.26 operatmg mcome 67.68 55.82 54.23 123.50 95.t6 262.20 I Iotal revcnue from operations fi,t52.30 67,090.t0 7l,o2l.a7 t,48,243.t0 1,34,68t.83 2,t2,243.6E 2 Jdrer income 58.82 54.66 50.36 I 13.48 106.8t 2t8.57 J fotal income (l+2) 8t,2 I t.l2 67,t4s.46 71,o72.23 1,48,356,58 1,34,7t8.64 2,82,462.25 Expenses rinarce costs: (i) lnterest cost 28,295.8t 26,888.82 23,837.06 55,184.63 4'1.692.35 96,598.80 (ii) Ellbcts of chmges in lbreign exchmge rates (4 l 0.67) (6,242.84\ 7.4t4_44 (6,653.5 I ) to,232.61 2 l,308.58 mpaimrent of finmcial instruments 8.3 19.3? I 0,0 I 4.89 13,294.27 I 8,334.26 26,757.90 46.202.10 lmployee benefi ts expenses l6,l3l.l4 15,716.41 I 4.535.96 3 t.847.55 28.239.51 58,7I't.tt )epreciation and amonisation expenses 687.28 642.64 596.9t t,329.92 l, t33.59 2,582.a3 )ther expenses 5,35'1.'t'7 4,329_93 4,704.'1t 9.687.70 8,580.88 t7,684.84 4 Total expens€s 58,380.70 5t,349.85 64,383.35 1,09,730.55 1,22,636.90 2,43,094.56 5 Profia b€fore a8x (3-.1) 22,E30.42 I 5,795.6t 6,6EE.EE 3E,626.03 t2,tst.74 39,367.69 Tax expense: Cuneni tu 4.52'1.47 4,239.13 (3 l 8.98) 8,766.60 |,?98.55 I,959.20 Tu adjustments related to eulier years (35.33) Defened tax charge/ (credit) l,l{1.66 (472.2O) I,8 t9.60 669.46 904.79 '7.235.75 6 Totrl arx exp€nse 5,669.t3 3,766.93 t,500.62 9,436.06 2,703.34 9,159.62 7 Nca profit Nfter tax (5-6) t7,t6t.29 12,02E.6E 5,16E.26 29,tE9.97 9,.t4E..t0 30.20E.07 Othcr comprehensive incomc ltems that will not be reclassified to profit ild loss (3'1s.76) (9 l 6.33) ( r87. l3) (1,292.09',) (r,966.62\ (2,765.03) hcom [Showing first 8,000 characters — download PDF for full document]