Intimation under Regulation 30 and 51 of SEBI (LODR) Regulations, 2015

Share Department, Board & Coordination Division, Head Office Plot No.4 Sector 10, Dwarka, New Delhi–110075, E-mail: hosd@pnb.bank.in Scrip Code : PNB Scrip Code : 532461 National Stock Exchange of India Limited BSE Limited Exchange Plaza, Bandra – Kurla Complex, Phiroze Jeejeebhoy Towers, Bandra (E) Dalal Street, Mumbai – 400051 Mumbai – 400001 Date: 28.10.2026 Dear Sir(s), Reg.: Intimation under Regulation 30 and 51 of SEBI (LODR) Regulations, 2015 Pursuant to the communication received from NSE vide e-mail dated 27.10.2026, we are re- submitting the Standalone and Consolidated Unaudited/ Reviewed Financial Results for the quarter/half-year ended 30.09.2026 in machine readable format / legible copy. There is no change in the figures, disclosures, or any other information contained in the said financial results. You are requested to take the above on record. Thanking you (Bikramjit Shom) Company Secretary Encl.: As above pnb.bank.in Elpnb PUNJABNATIONALBA K HEADOFFICE:NEWDELHI pumcibrwtfonolbonk FINANCIALRESULTS(REVIEWED)FORTHEQUARTER/HALF-YEARENDEDSEP, BER30.2026 HnnwnIWiBil (Rs.inlacs) STANDALONE CONSOLIDATED S.No. Particulars 30.09.2026 Qu 3a 0r .t 0e 6r .e 2n 02d 6ed 30.09.2025 30.0H 9.a 2l 0f- 2y 6ear 3e 0n .d 0e 9d .2025 Y 3e 1a .0r 3e .2n 0d 2e 6d 30.09.2026Qu 3a 0r .t 0e 6r .2e 0n 2d 6ed 30.09.2025 30.0H 9.a 2l 0f- 2y 6ear 3e 0n .d 09e .d 2025 Y 3e 1a .0r 3e .2n 0d 2e 6d Reviewed Reviewed Reviewed Heviewed Review°t' Audited Reviewed Reviewed Reviewed Reviewed Reviewed Audited 1 InterestEarned(a+b+c+d) 3458432 3289726 3187153 6748208 6383547 12822319 3526724 3358917 3251276 6885641 6508509 13077209 (a)Interest/discountonadvances/bills 2432.06 2306114 2191421 4738420 4357867 8876159 2455875 2328835 2210444 4784710 4394773 8954689 (b)IncomeonInvestments 829340 807658 854121 1636998 1697922 3312577 872503 852714 898066 1725217 1783302 3483620 (c)InterestonBalanceswithRBI&otherinterbankfunds 147304 133555 99694 280859 202163 425777 148817 134960 100834 283777 204824 431085 (d)Others 49532 42399 41917 91931 125595 207806 49529 42408 41932 91937 125610 207815 2 OtherIncome 360059 433347 434209 793406 960991 1879397 352386 436458 417102 788844 959753 1869121 ATOTALINCOME(1+2) 3818541 3723073 3621362 7541614 7344538 14701716 3879110 3795375 3668378 7674485 7468262 14946330 3 InterestExpended 2298353 2209890 2140273 4508243 4278858 8626342 2346405 2258330 2185786 4604735 4368619 8806940 4 OperatingExpenses(a+b) 766994 761263 758383 1528257 1634839 3146411 776342 770769 767104 1547111 1652302 3182896 (a)EmployeesCost 440635 453538 474699 894173 991136 1874703 446788 459777, 480751 906565 1003420 1899228 (b)Otheroperatingexpenses 326359 307725 2836 634084 643703 1271708 329554 310992 286353 640546 648882 1283668 BTOT*LEXPENDITURE(3+4) 3065347 2971153 2898656 6036500 5913697 11772753 3122747 3029099 2952890 6151846 6020921 11989836 (excludingprovisions&contingencies) COperatingProfit(A-B)(beforeProvisionsi Contingencies) 753194 751920 722706 1505114 1430841 2928963 756363 766276 715488 1522639 1447341 295643' DProvisions(otherthantax)andcontingencies 9727 54119 64308 63846 96618 253993 7537 55470 62780 63007 97291 248328 ofwhichprovisionsforNonPerformingAssets 81689 79202 -63919 160891 -24306 200430 80346 80359 -66408 160705 -31971 188387 EExceptionalitems 0 0 0 0 0 0 0 0 0 0 0 0 FProfit/(Loss)fromordinaryactivitiesbefore ~x(C-D-E) 743467 697801 658398 1441268 1331223 2674970 748826 710806 652708 1459632 1350050 2708166 GTaxExpenses 190244 172472 168025 362716 676350 984571 192712 176891 167844 369603 681964 998589 HNetProfit(+)/Loss(-)fromordinaryactivitiesaftertax(F-G) 553223 525329 490373 1078552 657873 1690399 556114 533915 484864 1090029 668086 1709577 IExtraordinaryitems(netoftaxexpense) 0 0 0 0 0 0 0 0 0 0 0 0 JNetProfit/(Loss)fortheperiod(H-l) 553223 525329 490373 1078552 657873 1690399 556114 533915 484864 1090029 668086 1709577 K ShareinProfit/(Loss)ofassociates 35692 49562 27195 85254 60683 137093 LMinorityInterest 1969 2005 -469 3974 4253 7401 MNetProfit/(Loss)afterminorityinterest(J+K-L) 553223 525329 490373 1078552 657873 1690399 589337 581472 512528 1171309 724516 1839269 5 PaidupequityShareCapital(FacevalueRs.2/-each) 229859 229859 229859 229859 229859 229859 229859 229859 229859 229859 229859 229859 6 Reservesexcludingrevaluationreserves 12998781 13731030 (asperBalancesheetofpreviousyear) 7 AnalyticalRatios . (i)Shareholdingi1rnv* ofIndia(%) 70.08 70.06 70.08 70.08 70,08 70,08 70.08 70.08 70.08 70,08 70.08 70.08 (ii)CapitalAdequacyRatio-Basel-Ill(%) 17,95 18,13 17.19 17.95 17.19 17.74 17.9b 18.11 17.20 17.96 17.20 17.76 (a)CET1Ratio(%) 14.44 14.52 12.75 14.44 12,75 13.62 14.45 14.52 12.78 14.45 12.78 13.67 (b)AdditionalTier1Ratio(%) 145 1.51 1.66 1.45 1.66 1.53 1.46 1.50 1.66 1.46 1.66 1.53 (iii)EarninosperShare(EPS)notannualized(inRs.) (a)BasicanddilutedEPSbeforeextraordinaryitems 4.81 4.57 4.27 38 5.72 14.71 5.13 5.06 4.46 10.19 6.30 16.00 (b)BasicanddilutedEPSafterextraordinaryitems 4.81 4.57 4.27 938 5.72 14.71 5,13 5.06 4.46 10.19 6.30 16.00 (iv)NPARatios: (a)AmountofGrossNPAs 3419017 3538080 4034333 3419017 4034333 3712412 (b)AmountofNetNPAs 331327 343320 402575 331327 402575 360956 (c)%ofGrossNPAs 2.55 2.78 3.45 2.55 3.45 2.95 (d)%ofNetNPAs 0.25 0.28 0.36 0.25 0.36 0.29 (v)ReturnonAssets(Annualised)% 1,05 ’.O'1 1.05 1,04 0.71 0,89 (vi)NetWorth 12865723 12478648 11024532 12865723 11024532 11831714 (vii)Outstandingredeemablepreferenceshares(QuantityandValue) (viii)Capitalredemptionreserve/debentureredemptionreserve (ix)Debt-equityratio(Borrowings/NetWorth) 0,88 0.64 0.77 0,88 0.77 0,70 (x)TotalDebtstoTotalAssets(Borrowings/TotalAssets) 0.05 0.04 0.05 0.05 0.05 0.04 (xi)OperatingMarginf%)(OperatingProfit/TotalIncome) 19.72 20.20 19.96 19.96 19.48 19.92 (xii)NetProfitMargin(%)(NetProfitaftertax/TotalIncome) 14.49 14.11 13.54 14.30 8.96 11.50 Hsticnw punjabnotionalbonk ...thenameyoucanBANKupon! Notes forming part of Reviewed Standalone and Consolidated Financial results for the quarter and half-year ended September 30, 2026: 1. Summarised Statement of Assets and Liabilities: (RsinLacs) Particulars Standalone Consolidated 30.09.2026 30.06.2026 31.03.2026 30.09.2025 30.09.2026 30.06.2026 31.03.2026 30.09.2025 (Reviewed) (Reviewed) (Audited) (Reviewed) (Reviewed) (Reviewed) (Audited) (Reviewed) CAPITAL& LIABILITIES japital 229859 229859 229859 229859 229859 229859 229859 229859 eserves&Surplus 15047825 14620829 14035115 13350256 15868342 15404804 14767363 13994823 MinorityInterest 67798 66762 68953 65806 Deposits 177724048 172483729 171112633 161708027 179278002 173890757 172479542 162913098 Borrowings 11361584 7926366 8231432 8468653 13783572 10448281 10755840 10916206 OtherLiabilitiesand 3596814 3770390 4980208 3923283 3657636 3833744 5031538 3973724 Provisions TOTAL 207960130 199031173 198589247 187680078 212885209 203874207 203333095 192093516 ASSETS Cash&Balances withReserveBank 5042486 7124274 6085552 6522831 5045528 7127323 6088217 6524964 ofIndia BalanceswithBanks &MoneyatCall& 10014165 9031153 10109155 8110735 10276073 9193219 10323981 8301508 ShortNotice Investments 51759086 48622198 49411184 50196052 54721747 51831271 52351452 53196727 Advances 131045081 124139886 122529230 113378033 132383035 125451177 123798005 114444833 FixedAssets 1555952 1552328 1557677 1558300 1561089 1557319 1562536 1562374 OtherAssets 8543360 8561334 8896449 7914127 8897737 8713898 9208904 8063110 TOTAL 207960130 199031173 198589247 187680078 212885209 203874207 203333095 192093516 2. These financial results have been drawn from the financial statements prepared in accordance with Accounting Standard 25 (AS-25) “Interim Financial Reporting” issued by theInstitute of Chartered Accountants ofIndia. 3. These financial results have been reviewed and recommended by the Audit Committee of the Board and approved by the Board of Directors in their respective meetings held on October 16, 2026. Thesamehavebeensubjectedto limited reviewbytheStatutory Central Au [Showing first 8,000 characters — download PDF for full document]