Outcome of Board Meeting

f i Bandhan Bandhan Bank Limited Head Office: Floors 12-14, Adventz lnfinity@5, BN 5, Sector V, Salt Lake City, Kolkata -700091 V Bank CIN: L67190WB2014PLC204622 I Phone: +91 33 6609 0909, 4045 6456 I Fax: +91 33 6609 0502 Email: companysecretary@bandhanbank.com I Website: www.bandhan.bank.in Ref. No.: BBL/SEC/189/2026-27 October 28, 2026 BSE Limited National Stock Exchange of India Limited Dept. of Corporate Services The Listing Department Phiroze Jeejeebhoy Towers, Exchange Plaza, C-1, Block G, Dalal Street, Bandra Kurla Complex, Bandra (E), Mumbai - 400 001 Mumbai - 400 051 BSE Scrip Code: 541153 NSE Symbol: BANDHANBNK Dear Sir/Madam, Sub.: Outcome of Board Meeting - the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ('SEBI LODR') - Unaudited Financial Results Pursuant to the provisions of Regulation 33 and other applicable provisions of the SEBI LODR, please be informed that the Board of Directors (the 'Board') of Bandhan Bank Limited ('the Bank'), at its meeting held today, i.e., Wednesday, October 28, 2026, has, inter alia, considered and approved the Unaudited Financial Results of the Bank, for the quarter (Q2) and half-year ended September 30, 2026. Accordingly, please find enclosed: i) the Unaudited Financial Results of the Bank, for the quarter (Q2) and half-year ended September 30, 2026; ii) the Limited Review Report, issued by the Joint Statutory Auditors of the Bank, on the aforesaid Unaudited Financial Results; and iii) A copy of Press Release on the aforesaid Unaudited Financial Results of the Bank. A copy of Earnings Update Presentation on the aforesaid Financial Results of the Bank is being submitted separately. Further, please note that the window for trading in securities of the Bank, which was closed for its Designated Persons and their immediate relatives, Auditors and Connected Persons, from October 01, 2026, shall re-open 48 hours after this declaration of the aforesaid Unaudited Financial Results. Registered Office: DN 32, Sector V, Salt Lake City, Kolkata -700091 6 Bandhan ¥ Bank The Board Meeting commenced at 10:00 A.M. and the aforesaid item was approved by the Board at 03:45 P.M. You are requested to take note of the above. This disclosure and the above-mentioned enclosed documents are being simultaneously uploaded on the Bank's website at www.bandhan.bank.in. Thank you. Yours faithfully, for andhan Bank Limited I, ( lndranil Banerjee Company Secretaryi Encl.: As above eandhan Bonk Limited DN-32, Sector V, Salt Lake, Kolkata -700091 CIN:L67190WB2014PLC204622 Tel: 033-66090909; www.bandhan.bank.ln; Email: lnfo@bandhanbank.com UNAUDITED FINANCIAL Rl!SULT S FOR THE QUARTER AND HALF Y!AR ENDED SEPTl!MBER 30, 2026 , In lakhs Quarter Ended Half Year Ended Year Ended Particulars 30.09.2026 30.06.2026 30.09.2025 30.09,2026 30.09,2025 31.03,2026 Unaudited unaudited Unaudited unaudited Unaudited Audited 1 Interest Earned (a+b+c+d) 5,75,355.86 5,63,055.20 5,35,383.12 11,38,411.06 10,82,944.17 21,68,911.22 a) Interest/discount on advances/bills 4,99,293.23 4,94,446.19 4,47,538.32 9,93,739.42 9,20,775.37 18,54, 715.59 ~) Income on Investments 59,665.70 60,970.26 69,420.89 1,20,635.96 1,35,298.67 2,63, 733.03 c) Interest on balance with Reserve Bank of India and other Inter bank funds 4,766.84 1,621.21 2,237.91 6,388.05 3,911.10 8,187.00 d) Others 11,630.09 6,017.54 16,186.00 17,647.63 22,959.03 42,275.60 2 Other Income 70,486.18 60,382.84 54,644.10 1,30,869.02 1,27,232.10 2, 73,402.28 3 Total Income (1+2) 6,45,842.04 6,23,438.04 5,90,027 .22 12,69,280.08 12,10,176.27 24,42,313.50 4 Interest Expended 2,79,307.78 2,70,996.67 2,76,527.28 5,50,304.45 5,48,364.48 10,85,942.34 5 Oporottnu Expenses (i + II) 2,10,893. 72 2,16,631.01 1,82,464.46 4,27,524.73 3,63,936.34 7,69,879.20 i) Employees Cost 1,30,203.60 1,35,831.66 1,07,726.95 2,66,035.26 2,20,087.59 4,49,274.17 ii) Other Operating Expenses 80,690.12 80,799.35 74,737.51 1,61,489.47 1,43,848.75 3,20,605.03 6 Total Expenditure ( 4+5) (Excluding 4,90,201.50 4,87,627.68 4,58,991.74 9,77,829.18 9,12,300.82 18,55,821.54 provisions & Contingencies) 7 Operating Profit before Provisions & 1,55,640.54 1,35,810.36 1,31,035.48 2,91,450.90 2,97,875.45 5,86,491.96 Contingencies (3-6) 8 Provisions (other than tax) & Contingencies 71,753.75 68,258.61 1,15,256.37 1,40,012.36 2,29,946.90 4,13,110.85 9 Exc.ef)tional Items 10 Profit from ordinary activities before tax 83,886.79 67,551.75 15,779.11 1,51,438.54 67,928.55 1,73,381.11 (7-8-9) 11 Tax Expenses 21,711.74 17,384.88 4,591.97 39,096.62 19,545.21 51,024.84 12 Net Profit from ordinary activities after tax 62,175.05 50,166.87 11,187.14 1,12,341.92 48,383.34 1,22,356.27 (10-11) 13 Extraordinary Items (net of tax expenses) 14 Net Profit for the period (12-13) 62,175.05 50,166.87 11,187.14 1,12,341.92 48,383.34 1,22,356.27 15 Paid up equity share capital (Face value of, 10/ 1,61,114.73 1,61,107.80 1,61,097 .14 1,61, 114. 73 1,61,097.14 1,61,097.23 each) 16 Reserve excluding revaluation reserves 23,64,534.28 17 Analytical Ratios: (I) Percentage of shares held by Government of India NIL NIL NIL NIL NIL NIL (II) Capital Adequacy Ratio(%) 18.n 18.15 18.23 18 32 18.2.3 18.04 (ill) Earning per share (') (Face Value of , 10/ each): (a) Basic EPS before & after extraordinary Items• 3.86 3.11 0.69 6.97 3.00 7.60 (b) DIiuted EPS before & after extraordinary Items• 3.86 3.11 0.69 6.97 3.00 7.59 (iv) NPA Ratios: (a) Gross NPAs 4,91,903.38 4,88,094.97 7,01,513.10 4,91,903.38 7,01,513.10 5,01,955.12 (b) Net NPAs 1,41,652.12 1,41,163.14 1,84,354.91 1,41,652.12 1,84,354.91 1,45,209.10 (c) % of Gross NPAs to Gross Advances 3.11% 3.15% 5.02% 3.11% 5.02% 3.27% (d) % of Net NPAs to Net Advances 0.9Z% 0.92% l.37% 0.97% 0.30% and half ear are not annualised Bandhan Bank Limited DN-32, Sector V, Salt Lake, Kolkata -700091 CIN:L67190WB2014PLC204622 Tel: 033-66090909; www.bandhan.bank.ln; Email: lnfo@bandhanbank.com Segment Information in accordance with the Accounting Standard on Segment Reporting (AS 17) of the operating segment of the bank Is as under: "In lakhs} Quarter Ended Half Year Ended Year Ended Particulars 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Unaudited Unaudited Unaudited Unaudited Unaudited Audited 1 Segment Revenue a) Treasury 68,941.94 65,851.93 74,046.89 1,34,793.87 1,69, 176.07 3,08,363.96 b) Retail Banking 5,61,940.30 5,48,235.09 5,44,430, 77 11,10,175.39 10,91,281.14 21,91,163.58 c) Wholesale Banking 87,791.16 82,959.03 65,262.28 1, 70,750.19 1,27,758.69 2,72,788.92 d) Other Banking Operations 15,550.54 12,347.53 12,345.31 27,898.07 20,728.54 54,828.71 e) Unallocated - - Total 7,34,223.94 7,09,393.58 6,96,085.25 14,43,617.52 14,08,944.44 28,27,145.17 Less: Inter seoment revenue 88 381.90 85 955.54 1 06 058.03 1 74 337.44 1 98 768.17 3 84 831,67 Income from ooerations 6 45 842.04 6 23 438.04 5 90 027.22 n 69 280.08 12 10 176.27 24 42 313.50 2 Segment Results a) Treasury 27,882.63 29,051.84 15,138.23 56,934.47 51,862.74 98,190.36 b) Retail Banking 46,237.05 33,789.04 (4,776.08) 80,026.09 6,910.71 46,628.76 c) Wholesale Banking (5,153.57) (6,893.02) (6,425.75) (12,046.59) (10,645.99) (23,795.78) d) Other Banking Operations 14,920.68 11,603.89 11,842.71 26,524.57 19,801.09 52,357.77 el Unallocated - - - - - Total Profit Before Tax 83 886.79 67,551.75 15 779.11 1 51438.54 67 928.55 1 73 3-8-1.11 3 Segment Assets a) Treasury 51,43, 769.53 50,32,546.89 52,96,127.12 51,43, 769.53 52,96,127.12 52,59, 116.38 b) Retail Banking 1,16,23,393.04 1, 15,59,395. 74 1,07,05,161.94 1,16,23,393.04 1,07,05,161.94 1,17,38,791.61 c) Wholesale Banking 44,32,299.32 42,09,080.59 33,63,853.54 44,32,299.32 33,63,853.54 39,68,988.55 d) Other Banking Operations 6,169.00 9,707.00 4,430.92 6,169.00 4,430.92 7,542.00 el Unallocated 1,38 120.65 1 30 747.76 1 31 482.76 138120.65 1 31 482.76 1 37 934.11 Total 2-13 43,751..54 2 09 41 477.98 1 95 01 056.28 2 13 43 751.54 J.95 01 056.28 2 1112 372.65 4 Segment Llablllties a) Treasury 10,64,26 [Showing first 8,000 characters — download PDF for full document]