Quarterly and half yearly unaudited Financial Results

Karnataka Bank Ltd. Your Family Bank. Across India. Regd. & Head Office Phone :0824-2228222 Post Box. No.: 599, Mahaveera Circle E-Mail : comsec@ktk.bank.in Kankanady Website : www.karnatakabank.bank.in Mangaluru - 575 002 GIN : L85110KA1924PLC001128 SECRETARIAL DEPARTMENT HO:SEC: 199 :2026-27 Date: 28.10.2026 The Manager The Manager Listing Department Corporate Relationship Department National Stock Exchange of India Limited BSE Limited Exchange Plaza, C-1, Block G Phiroze Jeejeebhoy Towers Bandra-Kurla Complex, Bandra (E) Dalal Street MUMBAI -400051 MUMBAI -400001 NSE Scrip Code: KTKBANK BSE Scrip Code: 532652 Madam / Dear Sir, Sub: Outcome of the Board Meeting Ref: Our letter ref. no.: HO:SEC: 191:2026-27 dated October 16, 2026 Unaudited, Reviewed Standalone and Consolidated Financial Results for the quarter and half year ended September 30, 2026 In reference to our aforesaid intimation dated October 16, 2026 and pursuant to the Regulations 30, 33, 51, 52 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are submitting herewith the Unaudited, Reviewed Standalone and Consolidated Financial Results of the Bank for the quarter and half year ended September 30, 2026, approved by the Board of Directors in their meeting held today i.e., on Wednesday, October 28, 2026. Further, the following documents are being enclosed herewith: i. The Limited Review Report of the Statutory Auditors for the quarter and half year ended September 30, 2026, which contains an unmodified opinion. ii. Unaudited, Reviewed Standalone and Consolidated Financial Results for the quarter and half year ended September 30, 2026. iii. The Security Cover Certificate as on September 30, 2026, on non-convertible debt securities in terms of Regulation 54 (3) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. iv. The Utilisation Certificate and Statement of Material Deviation for the quarter ended September 30, 2026, as per Regulations 32 (1), 52 (7) and 52 (7 A) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. It is informed that the Board Meeting commenced at 10:40 AM and the Unaudited, Reviewed Standalone and Consolidated Financial Results of the Bank for the quarter and half year ended September 30, 2026, which was approved by the Board at 02:15 PM is being disclosed to the Stock Exchanges, since it is an Unpublished Price Sensitive Information (UPSI). The Board Meeting is continuing for consideration of the remaining agenda items. This is for your kind information and dissemination. Yours faithfully, ShamK Company Secretary & Compliance Officer R.G.N. Price & Co. Batliboi & Purohit Chartered Accountants Chartered Accountants "Pinnacle" No.3503, 3rd Floor, 14th Main, 2nd Floor, National Insurance Building, H.A.L 2nd Stage, Indiranagar, 204, Dadabhoy Navroji Road, Fort, Bengaluru - 560 008 Mumbai - 400 001 Independent Auditors' Limited Review Report on Unaudited Standalone Financial Results of the Karnataka Bank Limited, pursuant to Regulation 33 and Regulation 52 read with Regulation 63 (2) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) for the quarter ended September 30, 2016 and year to date results for the period from April 1, 2026 to September 30, 2026 Review Report to the Board of Directors of The Karnataka Bank Limited 1. We have reviewed the accompanying Statement of Unaudited Standalone Financial Results of The Karnataka Bank Limited ('the Bank') for the quarter ended September 30, 2026 and year to date results for the period from April 1, 2026 to September 30, 2026 ('the Statement'), being prepared and submitted by the Bank pursuant to the requirements of Regulation 33 and Regulation 52 read with Regulation 63(2) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the "SEBI Regulations") except for the disclosures relating to Pillar 3 disclosures as at September 30, 2026 including leverage ratio, liquidity coverage ratio and net stable funding ratio under the Basel III Capital Regulations as at September 30, 2026 as have been disclosed on the Bank's website and in respect of which a link has been provided in the Statement which have not been reviewed by us. The Statement has been initialled by us for identification. 2. This Statement, which is the responsibility of the Bank's Management and approved by the Bank's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Accounting Standard 25 'Interim Financial Reporting' ('AS-25'), as prescribed under Section 133 of the Companies Act, 2013, read with relevant rules issued thereunder, in so far as they apply to banks, the relevant provisions of the Banking Regulation Act, 1949, the circulars, guidelines and master directions issued by the Reserve Bank of India ('the RBI') from time to time ('the RBI Guidelines') as applicable, and other accounting principles generally accepted in India and- is in compliance with the SEBI Regulations. Our responsibility is to issue a report on the Statement based on our review. R.G.N. Price & Co. Batliboi & Purohit Chartered Accountants Chartered Accountants 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410, 'Review of Interim Financial Information Performed by the Independent Auditor of the Entity', issued by the Institute of Chartered Accountants of India. This Standard requires that we plan and perform the review to obtain moderate assurance as to whether the Statement is free of material misstatement. A review is limited primarily to inquiries of Bank's personnel and analytical & other review procedures applied to financial data and thus provides less assurance than an audit conducted in accordance with Standards on Auditing specified under Section 143(10) of the Companies Act, 2013 and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. We have not performed an audit and accordingly, we do not express an audit opinion. 4. Based on our review conducted as stated in paragraph 3 above, nothing has come to our attention that causes us to believe that the Statement, prepared in accordance with the aforesaid accounting standards and other recognized accounting practices, policies and principles generally accepted in India in so far as they apply to banks, and circulars and guidelines issued by the RBI from time to time, has not disclosed the information required to be disclosed in terms of the SEBI Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement or that it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning and other related matters, except for the disclosures relating to Pillar 3 disclosures as at September 30, 2026 including leverage ratio, liquidity coverage ratio and net stable funding ratio under the Basel Ill Capital Regulations as have been disclosed on the Bank's website and in respect of which a link has been provided in the Statement which have not been reviewed by us. Other Matter 5. The review of unaudited standalone financial results of the Bank for the quarter ended June 30, 2026 and for the quarter and half year ended September 30, 2025 and audit of annual standalone financial results for the year ended March 31, 2026 were conducted by M/ s. Ravi Rajan & Co LLP and M/s. R.G.N. Price & Co., Chartered Accountants the joint statutory auditors of the Bank who had expressed unmodified conclusion / opinion, as the case may be, R.G.N. Price & Co. Batliboi & Purohit Chartered Accountants Chartered Accountants on those financial results [Showing first 8,000 characters — download PDF for full document]