Approval of proposal for issue of securities by way of Qualified Institutions Placement

Enter a better life 28 October, 2026 The Secretary The Secretary National Stock Exchange of India Limited BSE Ltd. Trade World, 4th Floor, 1st Floor, P.J. Towers Kamala Mills Compound, Dalal Street, Fort, Senapati Bapat Marg, Lower Parel, Mumbai 400 001 Mumbai 400 013 NSE SCRIP CODE: CHOLAFIN EQ BSE SCRIP CODE: 511243 Dear Sir/Madam, Sub: Outcome of the Board Meeting held on 28 October, 2026 and disclosures under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (Listing Regulations) We refer to our letters dated 8 October, 2026 and 22 October, 2026 intimating the convening of a meeting of the Board of Directors of the Company scheduled to be held on 28th October 2026 inter alia to consider and approve the audited standalone and consolidated financial results of the Company for the quarter and half year ended 30 September, 2026 and to consider the proposal for raising funds through the issuance of securities by way of a Qualified Institutions Placement. In this regard, we hereby inform you that the Board of Directors at their meeting held today have approved the following: 1. Audited financial results: Audited Standalone and Consolidated financial results of the Company for the quarter and half year ended 30 September, 2026 as prescribed under Regulation 33 and 52 of the Listing Regulations. In this connection, we enclose the following: a) The detailed format of the audited standalone and consolidated financial results for the quarter and half year ended 30 September, 2026, submitted in accordance with the Listing Regulations. The financial results will also be published in the prescribed format under the Listing Regulations, together with a QR code providing access to the same on the Company’s website; b) The audit reports issued by the Joint Statutory Auditors of the Company, M/s. B.K. Khare & Co., Chartered Accountants, and M/s. KKC & Associates LLP, Chartered Accountants, on the audited standalone and consolidated financial results of the Company for the quarter and half year ended 30 September 2026; c) The statement of assets and liabilities and statement of cash flow as at 30 September, 2026 submitted pursuant to Regulations 33(3)(g) and 52(2A) of the Listing Regulations Cholamandalam Invest.m nt and Finance Company Limited "Chola Crest", C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, ~ Guindy, Chennai • 600032. Tel.. 044 4090 7172 Toll-Free No.: 1800 102 4565 Email: customercare@chola.murugappa.com murugappo Website: www.cholamandalam.com I CIN: L65993TN1978PLC007576 Enter a better life d) Disclosures required under Regulations 52(4), 52(7), 52(7A), 54(2) and 54(3) of Listing Regulations together with the Independent Auditor’s certificate on Security Cover in respect of the Company’s listed non-convertible debt securities; and e) A press release in relation to the above audited financial results for dissemination to the public. 2. Fund raising through issuance of securities by way of a Qualified Institutions Placement (QIP): Issue of equity shares and / or eligible securities convertible into equity shares by way of a qualified institutions placement to eligible Qualified Institutional buyers for an aggregate amount not exceeding Rs. 5,000 crores in one or more tranches at such price and on such terms and conditions as may be determined in accordance with Chapter VI of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 and other applicable laws, subject to receipt of requisite approvals. The details of the proposed issuance, as required under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, are set out in Annexure I enclosed herewith. 3. Issuance of postal ballot notice: Issuance of a postal ballot notice pursuant to section 110 of the Companies Act, 2013 seeking the approval of shareholders for raising funds through the issuance of equity shares and/or other eligible securities by way of a Qualified Institutions Placement in accordance with SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 and other applicable laws. The meeting of Board of Directors commenced at 11.30 a.m. and concluded at 1.10 p.m. Kindly take the above information on record and acknowledge receipt. Thanking you, Yours faithfully, For Cholamandalam Investment and Finance Company Limited P Sujatha Company Secretary Encl.: as above Cholamandalam Invest.m nt and Finance Company Limited "Chola Crest", C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, ~ Guindy, Chennai • 600032. Tel.. 044 4090 7172 Toll-Free No.: 1800 102 4565 Email: customercare@chola.murugappa.com murugappo Website: www.cholamandalam.com I CIN: L65993TN1978PLC007576 Enter a better life Annexure-I Details of issue of securities by way of Qualified Institutions Placement S. No Particulars Details 1. Type of securities proposed to be issued Equity shares and / or eligible securities convertible into equity shares 2. Type of issuance Qualified Institutions Placement 3. Total number of securities proposed to be Up to an amount not exceeding Rs. 5,000 crores in issued or total amount for which the one or more tranches at such price to be securities will be issued (approximately) determined in accordance with Chapter VI of SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 Cholamandalam Invest.m nt and Finance Company Limited "Chola Crest", C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, ~ Guindy, Chennai • 600032. Tel.. 044 4090 7172 Toll-Free No.: 1800 102 4565 Email: customercare@chola.murugappa.com murugappo Website: www.cholamandalam.com I CIN: L65993TN1978PLC007576 CHOlAMANOAlAM INVESTMENT ANO FINANCE COMPANY LIMITED CIN -L65993TN1978PLC007576 Registered Office : Chola Crest, C54, C55,Super B -4 Thiru Vi Ka Industrial Estate, Guindy ,Chennal -600032 Statement of Standalone Audited Financial Results for the period ended September 30, 2026 "crores Quarter ended Six months ended Year ended Particulars 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Audited Un-audited Audited Audited Audited Audited (Refer note 7) (Refer note 7) 1. Revenue from operations -Interest Income 8,503.52 8,039.92 6,894.23 16,543.44 13,544.30 28,372.63 -Net gain on derecognition of financial Instruments under 35.83 161.32 76.39 197.15 222.97 439.11 amortised cost category -Fee & Commission Income 66690 580.06 474.31 1,246.96 892.55 2,053.48 -Net gain on fair value change on financial instruments 35.12 50.19 23.42 85.31 52.48 111.38 -Sale of Services 2.22 1.89 1.23 4.11 2.20 5.14 Total Revenue from Operations 9,243.59 8,833.38 7,469.58 18,076.97 14,714.50 30,981.74 2. Other income 123.29 99.57 120.55 222.86 206.41 463.10 3. Total Income (1+2) 9,366.88 8 932.95 7 590.13 18,299.83 14,920.91 31,444.84 4. Expenses a) Finance costs 4,329.45 4,003.14 3,515.51 8,332.59 6,981.76 14,374.20 b) Impairment of financial instruments(Net) 874.19 921.85 897.01 1,796.04 1,779.11 3,535.83 c) Employee benefits expense 1,422.42 1,139.78 1,063.19 2,562.20 1,987.49 4,152.80 d) Depreciation and amortisation expense 79.65 74.17 70.36 153.82 137.15 281.32 e) Other expenses 472.88 573.52 483.31 1,046.40 945.01 2,140.03 Total expenses 7,178.59 6,712.46 6,029.38 13,891.05 11,830.52 24,484.18 5. Profit before tax (3-4) 2,188.29 2,220.49 1,560.75 4,408.78 3,090.39 6,960.66 6. Tax expense a) Current tax 633.66 651.94 456.60 1,285.60 896.83 2,010.68 b) Deferred tax (75.44) (85.04) (51.16) (160.48) (97.66) (269.61) Total Tax expense 558.22 566.90 405.44 1,125.lZ 799.17 1,741.07 7. Profit for the period/year (5-6) 1,630.07 1,653.59 1,155.31 3,283.66 2,291.22 5,219.59 8. Other Comprehensive Income a. (i) Items that will not be reclassified to Profit or Loss 0.06 (3.47) (8.23) (3.41) (12.81) (3.80) (ii) Income tax impact (0.01) 0.87 2.07 0.86 3.22 0.96 b. (i) Items that will be reclassified to Profit or Loss 177.15 (29.89) 71.27 147.26 (30.79) 234.28 (ii) Income tax impact (43.91) 7.21 (17.94) (36.70) [Showing first 8,000 characters — download PDF for full document]