Annual Report for the FY 2025-26.

July 25, 2026 National Stock Exchange of India Ltd., BSE Ltd., Exchange Plaza, 5th Floor Corporate Relationship Department Plot No: C/1, G Block Phiroze Jeejheebhoy Towers Bandra Kurla Complex, Bandra (E) Dalal Street, Mumbai – 400 001 Mumbai – 400 051 Scrip: 532370 Scrip: RAMCOSYS Dear Sir/Madam, Sub: Submission of Annual Report 2025-26 (including the Notice of 29th Annual General Meeting and Business Responsibility and Sustainability Report) Pursuant to Regulation 34 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are submitting herewith the Annual Report of the Company for the financial year 2025-26. The Annual Report for the financial year 2025-26 is being despatched today to the Members electronically who have registered their email IDs. The same is also available through the following link on the Company's website: Annual Report-2025-26.pdf Brief details of the 29th Annual General Meeting: Date & Time of the Meeting 03.00 P.M. on Thursday, August 20, 2026 Mode of the Meeting Video Conference / Other Audio-Visual Means Cut-off date for E-Voting August 13, 2026 E-Voting start time, day & date 09:00 A.M. on Monday, August 17, 2026 E-Voting end time, day & date 05:00 P.M. on Wednesday, August 19, 2026 Website for casting the vote and to https://www.evotingindia.com participate in the Meeting Kindly take on record the same. Thanking you, For RAMCO SYSTEMS LIMITED MITHUN V COMPANY SECRETARY & COMPLIANCE OFFICER Encl: As above Ramco Systems Limited Corporate Office: 64, Sardar Patel Road, Taramani, Chennai 600 113, Tamilnadu, India. Tel: +91 44 2235 4510 / 6653 4000, Fax: +91 44 2235 5704│CIN : L72300TN1997PLC037550 Registered Office: 47, P.S.K. Nagar, Rajapalayam 626 108, Tamilnadu, India. Global Offices: India│Singapore│ Malaysia│Indonesia│Hong Kong│China│Vietnam│Macau│Japan│Philippines│Australia│ New Zealand│UAE│Saudi Arabia│USA│Canada│United Kingdom│Germany│Switzerland│Spain│Sudan│South Africa www.ramco.com 'GURUBAKTHAMANI' SHRI P. R. RAMASUBRAHMANEYA RAJHA Sridharmarakshakar - Former Chairman Across the Pages 04-51 52-163 Corporate Overview Statutory Reports About the Report 04 Board’s Report 52 Prelude 05 Corporate Governance Report 87 Chairman’s Message 06 Management Discussion and Analysis 106 Managing Director’s Message 08 Business Responsibility and Sustainability Report 133 Chief Operating Officer’s Message 10 This is Ramco Systems 12 164-298 Investment Case 14 Financial Statements Our Diverse Offerings 16 Marketing and Branding Initiatives 24 Standalone 165 ESG Dashboard 27 Consolidated 237 Stakeholder Engagement 28 Customers 30 299-312 Investors 32 Employees 34 Notice Community 40 Environment 44 For more investor-related information, please visit Governance 48 https://www.ramco.com/investors Awards and Accolades 50 An electronic version of this report is available online at: https://www.ramco.com/hubfs/investor-relations/annual- report-2025-26.pdf Investor Information Market Capitalization Or simply scan the March 31, 2026, at BSE : Rs. 12,911.16 Mln. QR code on the left Market Capitalization March 31, 2026, at NSE : Rs. 12,888.68 Mln. Disclaimer CIN : L72300TN1997PLC037550 This document contains statements about expected future events and financials of Ramco Systems Ltd (‘The Company,’ ‘Ramco,’ or ‘We’), which are forward-looking. By their nature, forward-looking statements require BSE Code : 532370 the Company to make assumptions and are subject to inherent risks and uncertainties. There is a significant risk that the assumptions, predictions, and other forward-looking statements may not prove to be accurate. Readers NSE Symbol : RAMCOSYS are cautioned not to place undue reliance on forward-looking statements as several factors could cause assumptions, actual future results and events AGM Date : August 20, 2026 to differ materially from those expressed in the forward-looking statements. Accordingly, this document is subject to this disclaimer and qualified in its entirety by the assumptions, qualifications, and risk factors referred to in the AGM Venue/Mode : Virtual Meeting Management Discussion and Analysis section of this Annual Report. Corporate Information Board of Directors Bankers Mr. P. R. Venketrama Raja Axis Bank Limited Chairman HDFC Bank Limited Mr. P. V. Abinav Ramasubramaniam Raja HSBC Limited Managing Director ICICI Bank Limited Mr. A. V. Dharmakrishnan Kotak Mahindra Bank Limited Non-Independent Director Mr. Sankar Krishnan Non-Independent Director Registrar and Share Transfer Agent Justice P. P. S. Janarthana Raja (Retd.) Cameo Corporate Services Limited Independent Director 'Subramanian Building,’ No. 1, Club House Road, Dr. M. S. Krishnan Chennai - 600 002 Independent Director Dr. Aravind Srinivasan Independent Director Subsidiaries Justice Chitra Venkataraman (Retd.) Ramco Systems Corporation, USA Independent Director Ramco Systems Ltd., Switzerland Ramco Systems Pte. Ltd., Singapore Offices Ramco Systems Sdn. Bhd., Malaysia Registered Office RSL Enterprise Solutions (Pty) Ltd., South Africa No. 47, P.S.K. Nagar, Rajapalayam - 626 108 Ramco Systems Canada Inc., Canada Corporate Office and R&D Centre Ramco Systems FZ-LLC, Dubai No. 64, Sardar Patel Road, Taramani, R S L Software Co. Ltd., Sudan Chennai - 600 113 Ramco Systems Australia Pty Ltd., Australia Statutory Auditors Ramco System Inc., Philippines Ramco Systems (Shanghai) Co. Ltd., China Messrs M S Jagannathan & N Krishnaswami PT Ramco Systems Indonesia, Indonesia Chartered Accountants, Tiruchirappalli Ramco System Vietnam Company Limited, Vietnam Ramco Software Japan Limited, Japan Secretarial Auditors Ramco Systems Defense and Security Inc., USA Messrs Sriram Krishnamurthy & Co. Ramco Middle East for Information Technology, Saudi Arabia Company Secretaries, Chennai Ramco System Korea Company Limited, South Korea Internal Auditors Messrs SRSV & Associates Chartered Accountants, Chennai About the Report Our Reporting Approach About This Report At Ramco Systems Limited, we are committed to transparent and comprehensive reporting of both our financial and non-financial performance in accordance with the Companies Act, 2013 and the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This Integrated Annual Report has been prepared in line with the International Integrated Reporting (<IR>) Framework developed by the IIRC. It presents a holistic view of our business, highlighting how we create value through our governance practices, strategic priorities, risk management, stakeholder relationships, and sustainability efforts. Frameworks and Guidelines The structure and content of this Report are guided by the principles of the Integrated Reporting <IR> Framework. In addition, the Company adheres to all applicable NSE and BSE listing requirements and SEBI regulations. We remain committed to adopting global best practices in reporting to enhance transparency and stakeholder trust. Scope and Boundary This Report covers the operations of Ramco Systems Limited and includes all statutory disclosures and the audited consolidated financial statements for the year ended March 31, 2026. It encompasses the performance of the Company and its subsidiaries, providing a complete view of our financial and operational footprint. Assurance The Board of Directors and its subcommittees have reviewed this Report to ensure the materiality, accuracy, and fairness of its disclosures. Apart from the statutory audit of our financial statements, no additional external assurance has been sought for this Report. Feedback We welcome your feedback as it helps us continually improve our reporting practices. Please share your comments or suggestions with us at investorrelations@ramco.com. Integrated Annual Report 2025-26 Corporate Statutory Financial Overview Reports Statements Evolving Evolving Towards Towards AI-Native Enterprise software is entering a new era. Intelligence is no of up to 50%. These are not projections; they are resul [Showing first 8,000 characters — download PDF for full document]