Press Release- Financial Performance for the quarter and half year ended September 30, 2026

October 27, 2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Dalal Street, Exchange Plaza, C-1, Block G, Bandra- Kurla Mumbai- 400001 Complex, Bandra (East), Mumbai- 400051 Scrip Code: 533344 Scrip Symbol: PFS Subject: Press Release - Financial Performance for the quarter and half year ended September 30, 2026 Dear Sir/ Madam, Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and other applicable provisions, if any, we enclose a Press Release containing financial performance of the Company for the quarter and half year ended September 30, 2026. This letter is also available on the website of the Company at www.ptcfinancial.com. This is for your information and records please. Yours faithfully, For PTC India Financial Services Limited Manohar Balwani Company Secretary Enclosed: as above PTC India Financial Services Ltd. (CIN: L65999DL2006PLC153373) (A subsidiary of PTC India Limited) Registered Office: 7th Floor, Telephone Exchange Building, 8 Bhikaji Cama Place, New Delhi - 110 066, India Board: +91 11 26737300 / 26737400 Fax: 26737373 / 26737374, Website: www. ptcfinancial.com, E-mail: info@ptcfinancial.com Press Release New Delhi, 27th October, 2026 Financial Performance Highlights for Q2 and H1 FY2026-27 Highlights – Q2/H1 FY26 • Q2 FY27 Loan Assets at ₹3,684 crores • Q2 FY27 Total Income stable at ₹114 crores • Loan Sanctions at an 8 year high at ₹ 3,098 crores • Disbursement at a 4 year high at ₹1,595 crores Q2 FY27 VS Q2 FY26 • Q2 FY27 loan assets at ₹3,684 crores compared to ₹3,697 crores in Q2 FY26 • Q2 FY27 total income at ₹114 crores compared to ₹132 crores in Q2 FY26 • Q2 FY27 loan sanctions at ₹3,098 crores compared to ₹1,048 crores in Q2 FY26 • Q2 FY27 disbursement at ₹1,595 crores compared to ₹326 crores in Q2 FY26 • Return on Networth (annualized) was at 5.64% in Q2 FY27 compared to 12.30% in Q2 FY26 • ROA (annualized) is 3.65% in Q2 FY27 compared to 6.50% in Q2 FY26 • Yield on Earning Portfolio at 10.45% in Q2 FY27 compared to 11.23% in Q2 FY26 • Gross Stage III at ₹126 crores in Q2 FY27 compared to ₹193 crores in Q2 FY26 H1 FY27 VS H1 FY26 • H1 FY27 total income at ₹217 crores compared to ₹274 crores in H1 FY26 • H1 FY27 loan sanctioned at ₹3,098 crores compared to ₹1,255 crores in H1 FY26 • H1 FY27 disbursement at ₹1,712 crores compared to ₹464 crores in H1 FY26 • ROA (annualized) at 3.49% in H1 FY27 compared to 8.15% in H1 FY26 • NIM on Earning Portfolio (annualized) at 4.41% in H1 FY27 compared to 4.63% in H1 FY26 Classification: Public Management Commentary “PFS continues to leverage its core infrastructure financing capabilities to drive sustainable and profitable growth. Infrastructure financing remains the Company’s primary growth engine, with opportunities spanning diverse ticket sizes and the broader infrastructure value chain. During the quarter, business momentum strengthened across origination, execution and funding. PFS continued to deepen established client relationships and leverage its sector understanding and structured financing capabilities to build quality business across established and emerging infrastructure segments. The Company also made progress on both sides of the balance sheet, with improving asset-side momentum and reinforcing its funding base through fresh sanctions and drawdowns from banks. This supports PFS’s objective of rebuilding sustainable loan growth and creating a foundation for scale.” About PFS PFS, an RBI-classified Infrastructure Finance Company (IFC), is promoted by PTC India Limited. It offers customized financing solutions across a broad range of infrastructure sectors, with a growing emphasis on diversification and sustainability. While continuing to manage legacy exposures in conventional segments, P FS is strategically pivoting toward future-ready, impact-oriented opportunities. I nvesting in impact and powered by purpose, PFS has been an early mover in green and emerging infrastructure segments, including renewable energy, electric mobility. With a vision to expand across the infrastructure value chain and a strong commitment to embedding responsible growth into its strategic r oadmap, PFS is actively building a resilient, future-ready portfolio aligned with the evolving dynamics of the infrastructure finance landscape. For more updates and information on the Company, please log on to http://www.ptcfinancial.com For further information please contact: Priya Chaudhary Vice President- Investor Relation PTC India Financial Services Limited Tel.: +91 11 26737482 Fax: +91 11 26737373 Email: priya.chaudhary@ptcfinancial.com Disclaimer: Certain matters discussed in this document may contain statements regarding the Company’s market opportunity and business prospects that are individually and collectively forward-looking statements. Such forward-looking statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties and assumptions that are difficult to predict. These risks and uncertainties include, but are not limited to: the performance of the Indian economy and of the economies of various international markets, the performance of the power industry in India and world-wide, competition, the company’s ability to successfully implement its strategy, the Company’s future levels of growth and expansion, technological implementation, changes and advancements, changes in revenue, income or cash flows, the Company’s market preferences and its exposure to market risks, as well as other risks. The Company’s actual results, levels of activity, performance or achievements could differ materially and adversely from results expressed in or implied by this document. The Company assumes no obligation to update any forward-looking information contained in this document. Any forward-looking statements and projections made by third parties included in this document are not adopted by the Company and the Company is not responsible for such third party statements and projections Classification: Public