Financial Results for the quarter ended June 30, 2026

~ IDFC FIRST Bank IDFCFIRSTBANK/SD/92/2026-2027 July 25, 2026 National Stock Exchange of India Limited BSE Limited Mumbai 400 051 Mumbai 400 001 NSE Symbol: IDFCFIRSTB BSE Scrip Code : 539437 Sub: Outcome of the Board Meeting of IDFC FIRST Bank Limited (“Bank”) held on July 25, 2026. Dear Sir / Madam, Pursuant to Regulations 33, 52 and other applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (“SEBI Listing Regulations”), we enclose herewith the Unaudited Standalone and Consolidated Financial Results of the Bank for the quarter ended June 30, 2026 (“Financial Results”) duly approved by the Board of Directors of the Bank at their Meeting held today, along with the Limited Review Report issued by the Joint Statutory Auditors of the Bank in this regard. The above information is also being uploaded on the Bank’s website at www.idfcfirst.bank.in, in terms of the SEBI Listing Regulations. The Board Meeting of the Bank commenced at 10:00 a.m. and concluded at 03:15 p.m. Please take the above on record. Thanking You, Yours Faithfully, For IDFC FIRST Bank Limited. Satish Gaikwad General Counsel and Company Secretary Encl.: As Above IDFC FIRST Bank Limited Corporate Office: IDFC FIRST Bank Tower, (The Square), C-61, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400 051. Tel: +91 22 7132 5500 Registered Office: KRM Towers, 7th Floor, No.1, Harrington Road, Chetpet, Chennai - 600 031, Tamil Nadu. Tel: +91 44 4571 6477 CIN: L65110TN2014PLC097792 | E-mail: bank.info@idfcfirstbank.com | Website: : www.idfcfirst.bank.in Walker Chandiok & Co LLP M. P. Chitale & Co. Chartered Accountants Chartered Accountants 42nd Floor, Building Commerz 111, 1st Floor, Hamam House, International Business Park, Off Western Express Highway, Ambalal Doshi Marg, Goregaon (East), Fort, Mumbai -400063 Mumbai -400001 Independent Auditors' Review Report on Standalone Unaudited Quarterly Financial Results of IDFC FIRST Bank Limited for the quarter ended 30 June 2026 pursuant to Regulation 33 and Regulation 52 read with Regulation 63 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) To the Board of Directors of IDFC FIRST Bank Limited 1. We have reviewed the accompanying statement of standalone unaudited financial results ('the Statement') of IDFC FIRST Bank Limited ('the Bank') for the quarter ended 30 June 2026, being submitted by the Bank pursuant to the requirements of Regulation 33 and Regulation 52 read with Regulation 63 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (as amended) ('Listing Regulations'), except for the disclosures relating to Pillar 3 disclosure as at 30 June 2026, including leverage ratio, liquidity coverage ratio and net stable funding ratio under Basel Ill Capital Regulations as have been disclosed on the Bank's website and in respect of which a link has been provided in the Statement and have not been reviewed by us. 2. The Statement, which is the responsibility of the Bank's management and approved by the Bank's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Accounting Standard 25, Interim Financial Reporting ('AS 25'), prescribed under section 133 of the Companies Act, 2013 ('the Act'), the relevant provisions of the Banking Regulation Act, 1949, the circulars, guidelines and directions issued by the Reserve Bank of India ('the RBI') from time to time, applicable to banks ('the RBI guidelines'), and other accounting principles generally accepted in India, and is in compliance with the presentation and disclosure requirements of Regulation 33 and Regulation 52 read with Regulation 63 of the Listing Regulations. Our responsibility is to express a conclusion on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410, Review of Interim Financial Information Performed by the Independent Auditor of the Entity, issued by the Institute of Chartered Accountants of India. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with the Standards on Auditing specified under section 143(10) of the Act, and consequently, does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. 4. Based on our review conducted and procedures performed as stated in paragraph 3 above, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in AS 25 prescribed under section 133 of the Act, the RBI guidelines, and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in accordance with the requirements of Regulation 33 and Regulation 52 read with Regulation 63 of the Listing Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement, or that it has not been prepared in accordance with the relevant prudential norms issued by the RBI in respect of income recognition, asset classification, provisioning and other related matters, except for the disclosures relating to Pillar 3 disclosure as at 30 June 2026, including leverage ratio, liquidity coverage ratio and net stable funding ratio under Basel Ill Capital Regulations as have been disclosed on the Bank's website and in respect of which a link has been provided in the Statement and have not been reviewed by us. Walker Chandiok & Co LLP M. P. Chitale & Co. Chartered Accountants Chartered Accountants 5. The review of standalone unaudited quarterly results for the quarter ended 30 June 2025 included in the Statement was carried out and reported by Kalyaniwalla & Mistry LLP, Chartered Accountants and M. P. Chitale & Co., Chartered Accountants who have expressed unmodified conclusion vide their review report dated 26 July 2025, whose reports have been furnished to and relied upon by Walker Chandiok & Co LLP for the purpose of our review of the Statement. Accordingly, Walker Chandiok & Co LLP, Chartered Accountants do not express any conclusion on the figures reported in the Statement for the quarter ended 30 June 2025. Our conclusion is not modified in respect of this matter. For Walker Chandiok & Co LLP For M. P. Chitale & Co. Chartered Accountants Chartered Accountants ICAI FRN: 001076N/N500013 ICAI FRN: 101851W ASHUTOSH Digitally signed by MURAD D ~G~~i~ii:·~~ALLA ARVIND A PS EDH NU ET KO AS RH ARVIND PEDNEKAR Date: 2026.07.25 14:42:30 +05'30' Murad D. Daruwalla Ashutosh Pednekar Partner Partner ICAI Membership No.: 043334 ICAI Membership No.: 041037 UDIN: 26043334MLKAAF1720 UDIN: 26041037SVYQDT9827 Place: Mumbai Place: Mumbai Date: 25 July 2026 Date: 25 July 2026 ~ ID.FC FIRST Bank IDFC FIRST Bank Limited Registered Office: KRM Towers, 7th Floor, No. 1 Harrington Road, Chetpet, Chennai 600031, Tamilnadu Website: www.idfcfirst.bank.in; Email: bank.info@idfcfirstbank.com CIN : L65110TN2014PLC097792 STATEMENT OF UNAUDITED STANDALONE FINANCIAL RESULTS FOR THE QUARTER ENDED JUNE 30, 2026 ( , in lakhs) Sr. Quarter ended Quarter ended Quarter ended Year ended Particulars 30.06.2026 31.03.2026 30.06.2025 31.03.2026 (Refer Note 15) (Unaudited) (Audited) (Unaudited) (Audited) 1 Interest Earned (a)+(b)+(c)+(d) 11,05,109 10,55,277 9,64,214 40,54,882 (a) Interest/ discount on advances/ bills 9,43,845 8,96,701 8,13,632 34,19,863 (bl Income on investments 1,47,518 1,51,204 1,43,216 5,94,965 (cl interest on balances with Reserve Bank of India and other inter-bank funds 6 [Showing first 8,000 characters — download PDF for full document]