We hereby attached Investor Presentation Q-2 FY27

Date: 27-10-2026 Listing Operations Listing Department BSE Limited, National Stock Exchange of India P J Towers, Dalal Street, Limited, Mumbai-400001, India Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Scrip Code: 543263 Bandra Debentures Scrip Code: (E ) Mumbai – 400051 940727,940717,940317,940325,940319 ,940323,939655,940725,940321,93965 Symbol: SMCGLOBAL 1,939657,940327,939647,940719,9407 21,940723,941295,941297,941299, 941301 and 941303 Subject: Earnings Presentation – Q2/H1 FY26-27 Dear Sir / Madam, Pursuant to Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (‘SEBI Listing Regulations’), attached herewith is the Earnings Presentation – Q2/H1 FY2026-2027 (Earning Presentation for the quarter and half year ended on 30th September, 2026) of SMC Global Securities Limited. Kindly take the same on record. This will also be hosted on the Company’s website at www.smcindiaonline.com This is for your information and record. Thanking you, For SMC Global Securities Limited Suman Kumar E.V.P. (Corporate Affairs) Company Secretary & General Counsel (Membership No. F5824) SMC GLOBAL SECURITIES LTD Earnings Presentation – Q2/H1 FY27 Disclaimer No representation or warranty, express or implied, is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of the information or opinions contained in this presentation. Such information and opinions are in all events not current after the date of this presentation. Certain statements made in this presentation may not be based on historical information or facts and may be "forward looking statements" based on the currently held beliefs and assumptions of the management of SMC Global Securities Limited, which are expressed in good faith and in their opinion reasonable, including those relating to the Company’s general business plans and strategy, its future financial conditionand growthprospectsand future developmentsin itsindustryand itscompetitiveand regulatoryenvironment. Forward-looking statements involve known and unknown risks, uncertainties and other factors, which may cause the actual results, financial condition, performance or achievements of the Company or industry results to differ from the actual results, financial condition, performance or achievements expressed or implied by such forward-looking statements, including future changes or developments in the Company’s business, its competitive environment and political, economic, legal and social conditions. Further, past performance is not necessarily indicative of future results. Given these risks, uncertainties and other factors, viewers of this presentation are cautioned not to place undue reliance on these forward- lookingstatements. The Companydisclaimsany obligationtoupdatethese forward-lookingstatements toreflect future events ordevelopments. This presentation is for general information purposes only, without regard to any specific objectives, financial situations or informational needs of any person. This presentation does not constitute an offer or invitation to purchase or subscribe for any securities in any jurisdiction in India. No part of it should form the basis of or be relied upon in connection with any investment decision or any contract or commitment to purchase or subscribefor any securities. Earnings Presentation –Q2/H1 FY27 2 Consolidated Performance Highlights Q2 FY27 H1 FY27 (Y-o-Y) (Y-o-Y) Revenue Revenue INR 532.5 Crores INR 1047.5 Crores 20.9% 21.1% EBITDA EBITDA INR 101.6 Crores INR 208.4 Crores 20.4% 13.0% PAT PAT INR 28.2 Crores INR 65.0 Crores 34.4% 27.6% • SMCGroupMarginfundingbookincludingT+5receivablesat+₹1200CrwithanIRRof14-15% • SMCInsurance:~19%YoYrevenuegrowthonquarterlybasis,ledbyMotor,LifeandGroupHealth. • The NBFC yield increased by 157 bps to 15.87% as of Q2 FY 2027, compared with 14.30% in March 2026. Gross NPA and Net NPA levels stood at 3.02% and 1.96%, respectively, reflecting an improvement compared with Q1 FY27. The share of secured lending increased to 82.43% from 80.90% in Q1 FY26, while the cost of funds declinedby37bpsyear-on-yearto10.29%. Earnings Presentation –Q2/H1 FY27 3 Q2 FY27 Consolidated Segmental Performance (INR Crs) BROKING, DISTRIBUTION & TRADING INSURANCE BROKING FINANCING (NBFC) +33.6% +19.7% +19.3% 288.3 62.0 u 193.8 n 240.9 162.5 46.4 Q2FY26 Q2FY27 Q2FY26 Q2FY27 Q2FY26 Q2FY27 +15.0% +7.1% +43.0% 37.6 I 56.1 B 48.8 26.3 Q2FY26 Q2FY27 Q2FY26 Q2FY27 Q2FY26 Q2FY27 Earnings Presentation –Q2/H1 FY27 4 H1 FY27 Consolidated Segmental Performance (INR Crs) BROKING, DISTRIBUTION & TRADING INSURANCE BROKING FINANCING (NBFC) +17.2% +11.5% +29.8% 108.5 604.6 97.3 361.1 n 515.9 e 278.3 H1FY26 H1FY27 H1FY26 H1FY27 H1FY26 H1FY27 +16.4% -7.6% +16.2% 130.4 6.6 63.8 T 112.0 54.9 H1FY26 H1FY27 H1FY26 H1FY27 H1FY26 H1FY27 Earnings Presentation –Q2/H1 FY27 5 Broking, Distribution & Trading Key Highlights: Segment Revenue* (INR Crs) Broking DP AUA (INR Crs) 1,66,737 1,089.2 1,044.5 1,42,703 961.4 ▪ Our expansive network includes 1,929 1,15,048 authorized persons, spanning 386 cities and 6,386financialdistributorsacrossIndia. 604.6 78,635 ▪ SMC has a strategic alliance with 8 PSU and Private Banks offering Online Trading services to their customers vis PNB, UBI, CBI, IOB, Ujjivanbanketc. ▪ SMC has 3-in-1 tie-up (Bank & Demat Account FY24 FY25 FY26 H1FY27 FY24 FY25 FY26 H1 FY27 facility provided by the bank to its customer *includes other andTradingaccount facilitywillbe providedby theSMC). Broking Clients* (in Thousands) Online Penetration 1,420 StrategicPriorities: 1,339 1,169 28% 25% 39% 39% 1,057 ▪ DeepeningpartnershipswithPSUandprivate 61% 61% banks. ▪ Expanding digital reach through upgraded tradingplatforms. ▪ Increasing customer engagement via research-drivenadvisorytools. FY24 FY25 FY26 H1 FY27 FY24 FY25 FY26 H1 FY27 Online Offline *IncludingStoxKart Earnings Presentation –Q2/H1 FY27 6 Insurance Broking Insurance Gross Premium (INR Crs) Segment Revenue* (INR Crs.) 3,145 667 2,884 2,892 1,598 Key Highlights: 361 ▪ SMC Insurance operates through 8 branchesnationwide. ▪ The company has a workforce of 488 FY24 FY25 FY26 H1 FY27 FY24 FY25 FY26 H1 FY27 employees. ▪ Utilizes a network of 16,916 Point of Sales(POSs). No. of Policies (In Thousands) H1 FY27 Revenue Pie (%) 1,139 ▪ Engages 387 Motor Insurance Service 996 1,020 Providers(MISPs). ▪ Comprehensive national coverage with a robust presence in Tier-1 and Tier-2 cities, leveraging the extensive SMC Group'scustomernetwork. ▪ Our online portal, www.smcinsurance.com,isdevelopedto 90% cater to both B2B and B2C networks, FY24 FY25 FY26 H1 FY27 featuring advanced Artificial General Insurance Life Insurance Intelligencecapabilities. Earnings Presentation –Q2/H1 FY27 7 Financing (NBFC) - Middle Layer Segment Revenue (INR Crs) 222.6 205.7 188.9 ▪ Intheyear2008,SMCstartedprovidingfinancingservicesthroughitswhollyownedsubsidiary, MoneywiseFinancialServicesPvt.Ltd.(SMCFinance). 108.5 ▪ MWFS offers wide spectrum of financial products like SME Micro LAP, SME Equipment Finance (Medical & Industrial Equipment), SME WCTL (Unsecured Business Loans), Gold Loans, Onward-lending(lendingtoNBFC)andloanagainstsecurities. ▪ Thecompanyhas41branchescovering7States. SME Onward FY24 FY25 FY26 H1 FY27 Particulars Micro-LAP SME WCTL Gold Loan SME LAP CMF Grand total Assets Lending Aum (On + Off) Q2/H1 FY27 Lending Portfolio (Amount Rs In 172.49 123.76 230.02 74.21 220.65 156.41 53.57 1031.10 Crore) 5.2% 16.7% Tenure Range 60 -144 24 -84 24 -36 12 6 -36 60 -180 12 -36 15.2% (Months) 12.0% Rate Of Interest 16% -22% 14% -16% 14.5% -20% 11% -27% 13% -17% 14% -16% 12% -18% (Range) 21.4% 50 lacs to 10 10 lacs to 5 1 lacs to 5 Ticket Size 3-100 lacs 10-15 crores 10-100 lacs 5000-5 lacs crores crores crore 22.3% 7.2% No. Of Loan Micro-LAP SME Assets 1411 70 1440 5,310 89 90 43 Accounts 8,453 SME WCTL Gold Loan Onward Lending Supply Chain Financing % Of Portfolio 16.73% [Showing first 8,000 characters — download PDF for full document]