Investors Presentation on Company''s Performance for the Quarter and Half year ended September 30, 2026.

Date: October 26, 2026 The Manager, Department of Corporate Services, BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai – 400 001 Ref.: BSE Scrip Code No. 511147 ISIN: INE549D01012 Subject: Investors Presentation on Performance of the Company for the Quarter and half year ended September 30, 2026 Scrip ID: WSFX Scrip Code: 511147 Dear Sir/Madam, In furtherance to our intimation submitted on October 21, 2026 with regards to the conference call arranged for analysts and investors. We are enclosing presentation on the business updates of the Company. Investors and Analysts are requested to join the conference call today i.e. October 27, 2026 at 04:00 PM IST as per the details given below: Conference dial-in numbers Universal Access +91 22 6280 1163 +91 22 7115 8252 Investor’s presentation is also be uploaded on Company’s website under link www.wsfxglobalpay.com/investors You are requested to take the same on your record. Yours faithfully For WSFx Global Pay Limited Khushboo Doshi Company Secretary Place:Mumbai Encl: As above WSFx Global Pay Limited Registered Office: 6th Floor, C Wing, Corporate Avenue, Chakala, Andheri (East), Mumbai – 400 093 +91 22 62709600 | info@wsfxglobalpay.com | www.wsfxglobalpay.com | CIN No. L66190MH1986PLC039660 I n v e s t o r P r e s e n t a t i o n Q2 & HY1 FY 2026–27 · Quarter and half-year ended 30 September 2026 India's Leading Omni-Channel Forex & Cross-Border Payments Fintech Q2 FY 2026–27 — Record scale, strong profitability, and the first quarter under a perpetual AD-II mandate. 5.33 2,914 44.58 ₹ ₹ ₹ Cr Cr Cr Gross Turnover · +41.2% YoY Revenue from Operations · +30.0% YoY PBT · +9.6% YoY GlobalPay at a Glance · Company & Platform A regulated cross-border payments platform. WSFx Global Pay Limited (GlobalPay) is an RBI-licensed AD Category-II, BSE-listed, ISO 27001:2022-certified and PCI DSS-certified cross-border payments and forex platform serving education, business, medical and travel needs through an omnichannel network — app, website, partner ecosystem and a 26-branch network across India. RBI Licensed BSE Listed ISO 27001:2022 PCI DSS Certified 26 Branches AD Category-II dealer Scrip Code 511147 Information Security Management Card-data security compliance Full Fledged Branches across India System PRODUCTS & SERVICES CUSTOMER SEGMENTS Outward remittance & international money transfer Students Travellers & retail Wire transfers under AD Category-II authorisation for tuition, business, medical & travel —with digital KYC, live market- Tuition, living expenses & education-loan linked rates & end-to-end tracking. Foreign currency, prepaid cards & disbursement —via lender partners. personal remittance. Student payments & education-loan flows University tuition, living expenses & loan disbursements —with lender integrations including Credila for Corporates B2B & institutional education-finance origination. 900+ 600+ Business travel forex, corporate Lenders, edu-agents, travel & Corporate Payments cards & outward remittance. CORPORATES referral partners as channels. B2B PARTNERS Business travel forex, corporate cards for enterprises —self-serve ordering, tracking & reporting via the corporate platform. Forex & prepaid cards OPERATING MODEL Multi-currency forex cards for studies, business, leisure & personal travel —hassle-free loading, secure transactions, full app control, 24×7 support. 01 02 03 04 Currency exchange Digital platforms Branch network Regulated banking Partner distribution Foreign currency for outbound travellers & retail customers Advisory hubs for complex, App & website · digital AD Category-II NBFCs, edu-agents, travel Partner-led & B2B distribution high-value cross-border KYC · live rates · rate Authorisation · Non-Trade & referral partners with transactions —26 branches Distribution through NBFC ,travel, overseas-education, & referral partners alerts · tracking across India. / Trade Transactions digital rails. Secure, compliant cross-border payments and forex services for education, business, medical expenses & travel. DELIVERS Product Portfolio · Forex Cards GlobalPay Forex Cards - a card for every journey. A segment-led portfolio spanning corporate, leisure, premium and student needs—delivered through an app-enabled card platform. Global Pay Card Smart Forex Card Single / multi-currency proposition ( 30 ) Smart Switch proposition App controls · remote reload Single ↔ multi-currency (up to 30) Global acceptance 24×7 access · app controls Xplorer Metal Card Uni-Z Digital Card Premium metal proposition Digital-first student proposition Lounge access & rewards Applications · visa · education expenses App controls · global acceptance Instant pre-admission payments Digital Infrastructure · Unified Platform Stack GlobalPay Platforms – a platform for every segment Consumer, corporate, agent and partner journeys connected through unified KYC, workflows, transaction execution and MIS. Secure · Compliant · Scalable · Omnichannel 01 · Agent Distribution 02 · Enterprise Workflows Smart Agent Smart Corporate Digital KYC and lead workflows Booking and approvals Payment integration Policy and limits Commission visibility Reconciliation-ready MIS 03 · Embedded Distribution 04 · Direct-to-Consumer GlobalPay FPaaS Consumer Platform Single sign-on journeys Cards and remittances Integrated KYC and pay links Live rates and card controls Partner revenue visibility Reloads, balances and tracking Executive Summary · Three Takeaways Record scale. Strong Profitability. Q2 signed off the strongest quarter ever — two months crossed ₹1,000 Cr and September set an all-time record. PBT inflected from ₹0.58 Cr in Q1 to ₹5.33 Cr in Q2. The perpetual AD-II licence, Banking Circle – Nostro A/c, Mastercard Move and the card-distribution go-live. Takeaway 01 · Growth Takeaway 02 · Profitability Takeaway 03 · Activation The strongest quarter ever. PBT inflected. Licence received; partners went live. ₹5.33 Cr · Perpetual AD-II on 30 July vs ₹0.58 Cr in Q1. · Banking Circle live in September +9.6% YoY; H1 PBT ₹5.91 Cr (+17.6% YoY). · Mastercard Move signed Operating leverage held as revenue outgrew · Card Distribution live with 22 partners cost. · Network at 26 branches. ( 2 branches added in Q2) 1,308 Cr +41.2% +91.9% 70% September GTO · Q2 GTO YoY vs ₹2,063.22 Cr. Revenue from operations QoQ. Share of digital transactions. all-time monthly record. Regulatory Milestone · AD-II Authorisation The AD-II mandate is perpetual —being operationalised Authorisation status · GlobalPay operating entity What this means for GlobalPay AD Category-II authorisation Wider scope, scalable distribution and longer-duration certainty. Perpetual AD-II authorisation → Received 30 July 2026 — no periodic licence-renewal cycle. → Continuing operating status, subject to ongoing regulatory Expanded AD-II scope compliance. 02 → Supports confidence among banks, partners and institutional customers on multi-year contracts. → Family-maintenance remittances resumed after the 10–30 July transition window. Forex Correspondent framework Q2 Scorecard · Actual vs Prior Year vs QoQ Every headline metric up. Turnover, revenue and profit all grew year on year, with Q2 carrying two-thirds of first-half turnover. Gross Turnover Revenue from Operations Profit Before Tax 2,914 Cr 44.58 Cr 5.33 Cr +41.2% YoY · +95.5% QoQ +30.0% YoY · +91.9% QoQ +9.6% YoY · 9.1x QoQ Q2 FY27 ₹44.58 Cr · Q1 FY27 ₹23.23 Cr Actual ₹5.33 Cr · Q1 FY27 ₹0.58 Cr · Q2 FY26 ₹34.28 Cr · Q2 FY26 ₹4.86 Cr Active Corporates Active Agents Branches added 944 621 2 Thane & Whitefield (Bengaluru) Network now 26 branches across India. HY1 SCORECARD · FIRST HALF FY 2026–27 Two quarters, ₹4,405 Cr of turnover. First-half gross turnover rose 39.5% to ₹4,404.73 Cr and revenue from operations grew 29.2% to ₹67.81 Cr. Q2 supplied two-thirds of the half, and profit rose in both quarters YoY. Gross Turnover Revenue from Operations Other Income Profit Before Tax 4,405 Cr 67.81 Cr 2.63 Cr 5.91 Cr [Showing first 8,000 characters — download PDF for full document]