Outcome of Board Meeting

Ref. No.: AUSFB/SEC/2026-27/152 Date: July 25, 2026 National Stock Exchange of India Ltd. BSE Limited Exchange Plaza, C-1, Block G, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Dalal Street, Bandra (East), Mumbai 400051, Mumbai 400001, Maharashtra. Maharashtra. NSE Symbol: AUBANK Scrip Code: 540611, 974093, 974094, 974095, 974914, 974963, 975017, 975038 & 976580 Dear Sir/Madam, Sub: Outcome of Board Meeting of AU Small Finance Bank Limited (“the Bank”) Ref: Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) In continuation to our letter dated July 10, 2026, intimating about Board meeting to be held on July 25, 2026, it is hereby informed that the Board of Directors at its Meeting held today has inter- alia considered and approved the following: 1. Financial Results: Unaudited Financial Results of the Bank for quarter ended on June 30, 2026. A copy of the said results along with Limited Review Report issued by Joint Statutory Auditors of the Bank is enclosed herewith as Annexure - I. 2. Elevation of Mr. Yogesh Jain as Deputy CEO: Pursuant to the recommendation of the Nomination and Remuneration Committee, Mr. Yogesh Jain, currently serving as Chief Operating Officer, is elevated as Deputy CEO of the Bank w.e.f. July 25, 2026. His elevation is intended to further strengthen the Bank’s leadership structure and management bandwidth, commensurate with the growing scale of operations. Mr. Jain will continue to report to the MD & CEO and remain categorised as Senior Management Personnel (SMP) of the Bank. 3. Record Date: Friday, July 31, 2026 as Record Date for the purpose of determining the members eligible to receive final dividend, if declared at ensuing Annual General Meeting. 4. Annual General Meeting (AGM): Holding of 31st AGM on Saturday, September 5, 2026 through video conferencing or other audio-visual means. investorrelations@aubank.in 5. Annual Review of list of SMPs: Pursuant to recommendation of Nomination and Remuneration Committee, annual review of list of SMPs has been carried out and based on roles, responsibilities and reporting hierarchy of officials, Mr. Yogesh Soni has been categorised as SMP w.e.f. July 25, 2026 and Mr. Bhaskar Karkera, Mr. Vaman Ramesh Kamat, Mr. Vivek Rathi, Mr. Dhavan Natvarlal Shah and Mr. Ankur Tripathi have been re-categorised from SMP to non-SMP w.e.f. July 25, 2026. Further, Mr. Deepak Jain shall also be re- categorised from SMP to non-SMP w.e.f. September 1, 2026, upon completion of his term as Chief Risk Officer. All the aforesaid officials continue to be in employment with the Bank. The details required under Regulation 30 of the Listing Regulations read with SEBI Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, as amended are given in the enclosed Annexure - II. The above information is also being made available on the website of the Bank www.au.bank.in. The Board meeting commenced at 9:30 A.M. and above stated agendas concluded at 12:50 PM. The meeting continued thereafter for remaining agenda items. This is for your information and records. Thanking You, Yours faithfully, For AU SMALL FINANCE BANK LIMITED Manmohan Parnami Company Secretary and Compliance Officer Membership No.: F9999 investorrelations@aubank.in Annexure- I SMALL ANANCE BANK AU Small Finance Bank Limited ICIN: l36911RJ1996PLC011381) Registered Office:-19-A, Dhuleshwar Garden, Ajmer Road, Jaipur 302001, Rajasthan {INDIA) Tel : 0141-4110060, Website : www.au.bank.in, Email : investorrelations@aubank.in Statement of Unaudited Financial Results for the Quarter ended June 30, 2026 I" in lakh) Quarter Quarter Quarter Year s. ended ended ended ended Particulars 30.06.2026 31.03.2026 30.06.2025 31.03.2026 Unaudited (Refer note 13) Unaudited Audited 1 Interest Earned (a)+(b)+(c)+(d) 5,30,274.23 5,01,914.67 4,37,844.30 18,63,633.90 a) Interest/ discount on advances/ bills 4,51,047.97 4,24,360.27 3,66,491.85 15,71,110.93 b) Income on Investments 75,060.44 70,780.95 64,496.09 2,64,720.74 c) Interest on balances with Reserve Bank of India and other 2,352.93 2,257.86 1,703.67 9,255.33 inter bank funds d) Others 1,812.89 4,515.59 S,152.69 18,546.90 2 Other income (refer note 6) 68,921.56 73,095.21 81,060.61 2,97, 793.86 3 Total Income (1)+{2) 5,99,195.79 5,75,009.88 5,18,904.91 21,61,427.76 4 Interest Expended 2,60,724.46 2,43,681.89 2,33,377.19 9,52,365.62 5 Operating Expenses {i)+{ii) 1,94,923.90 1,96,176.48 1,54,306.62 7,00,186.15 i) Employees cost 1,06,392.20 1,04,491.16 86,552.64 3,84,816.19 ii) Other operating expenses 88,531.70 91,685.32 67,753.98 3,15,369.96 6 Total Expenditure {4)+15) !excluding Provisions & Contingencies) 4,55,648.36 4,39,858.37 3,87,683.81 16,52,551.77 7 Operating Profit before Provisions and Contingencies (3)-(6) 1,43,547.43 1,35,151.51 1,31,221.10 5,08,875.99 8 Provisions (other than tax) and Contingencies 37,148.81 26,943.39 53,330.66 1,61,471.43 9 Exceptional Items 10 Profit from Ordinary Activities before ta)( (7)-(8)·(9) 1,06,398.62 1,08,208.12 77,890.44 3,47,404.56 11 Tax Expense 26,803.33 25,021.17 19,804.62 83,279.13 12 Net Profit from Ordinary Activities after tax (10)-(11) 79,595.29 83,186.95 58,085.82 2,64,125.43 13 Extraordinary items (net of tax expense) . . 14 Net Profit for the period (12)-113) 79,595.29 83,186.95 58,085.82 2,64,125.43 15 Paid up equity share capital (Face Value of 'I: 10/-each) 74,897.20 74,826.71 74,519.30 74,826.71 16 Reserves excluding revaluation reserves 19,22,525.49 17 Analytical Ratios and other disclosures: (i) Percentage of shares held by Government of India Nil Nil Nil Nil (ii) Capital Adequacy Ratio (refer note 10) 18.93% 18.68% 19.42% 18.68% (iii) Earnings per share {before and after extraordinary items, net of tax expenses) (Face Value of 'I: 10/-each)' Basic EPS f't) 10.63 11.13 7.80 35.40 (iv) ND Pil Au t Re ad iE oP sS ('I:) • ·.'. . 10.51 11.01 7.78 35.01 (a) Gross NPAs 2,94,818.96 2, 75,564.06 2,75,131.85 2,75,564.06 {b) Net NPAs 1,05,962.06 98,989.87 97,134.37 98,989.87 (c) % of Gross NPAs to Gross Advances 2.10% 2.03% 2.47% 2.03% {d) % of Net NPAs to Net Advances 0.76% 0.74% 0.88% 0.74% (v) Return on assets (average)" 0.42% 0.45% 0.37% 1.57% (vi) Net worth {refer note 8 a.) 20,52,031.68 19,62,694.85 17,43,653.06 19,62,694.85 (vii) Outstanding redeemable preference shares . - (viii) Capital redemption reserve/ Debenture redemption reserve - - (ix) Debt-equity ratio (refer note 8 a.) 0.40 0.31 0.28 0.31 (x) Total debts to total assets (refer note 8 a.) 6.81% 7.23% 6.62% 7.23% * Figures for the quarters ended ore not annualized. SMALL FINANCE BANK AU Small Finance Bank Limited {CIN: L36911RJ1996PLC011381) Registered Office:-19-A, Dlluleshwar Garden, Ajmer Road, Jalpur 302001, Rajasthan (INDIA) Tel : 0141-4110060, Website : www.au.bank.in, Email : investorrelations@aubank.in Segment information in accordance with the RBI guidelines and Accounting Standard on Segment Reporting {AS-17) of the operating segment of the Bank is as under : I" in lakh) Quarter Quarter Quarter Year ended ended ended ended S. No. Particulars 30.06.2026 31.03.2026 30.06.2025 31.03.2026 Unaudited (Refer note 13) Unaudited Audited 1 Segment revenue a) Treasury 80,105.64 73,441.62 98,024.05 3,20,823.25 b) Retail banking 4,45,030.55 4,26,717.44 3,65, 189.21 15, 77,973.35 (i) Digital Banking• 0.26 0.04 0.03 0.15 (ii) Other Retail Banking 4,45,030.29 4,26,717.40 3,65,189.18 15,77,973.20 c) Wholesale banking 64,710.48 59,637.94 47,950.49 2,11,166.02 d) Other banking operations 9,349.12 15,212.88 7,741.16 51,465.14 e) Unallocated - . . Less: Inter-segment revenue - - . Income from operations 5,99,195.79 S,75,009.88 S,18,904.91 21,61,427.76 2 Segment results a) Treasury 10,866.30 6,151.15 28,876.68 47,931.81 b) Retail banking 66,425.02 70,833.43 27,020.64 1,93,038.32 (i) Digital Banking• (8.22) (9.84) (4.06) (36.75) (ii) Other Retail Banking 66,433.24 70,843.27 27,024.70 1,93,075.07 c) Wholesale banking [Showing first 8,000 characters — download PDF for full document]