Outcome of Board Meeting

(cid:9) SH: 71 / 2026-27 October 26, 2026 The General Manager (cid:9) The Manager, Department of Corporate Services (cid:9) Listing Department, BSE Limited (cid:9) National Stock Exchange of India Limited I Floor, New Trading Ring (cid:9) 'Exchange Plaza', Bandra - Kuria Complex Rotunda Building, P J Towers (cid:9) Bandra (E), Mumbai — 400 051 Dalal Street Fort, Mumbai — 400 001 Dear Sir. Sub: Unaudited Financial Results for the quarter/half-year ended September 30, 2026 Pursuant to Regulation 30, 33 and 52 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed the unaudited financial results for the quarter/half-year ended September 30, 2026, along with the limited review report on the same. The results/reports were approved and taken on record by the Board of Directors of the Bank at its meeting held on October 26, 2026. The Board Meeting commenced at 12.00 Noon and the results were approved at 1.45 P.M. Please take the same on record. Thanking you, Yours faithfully, Venkatesh.H Company Secretary & Secretary to the Board Corporate Office : Dhonlaxmi Bank Limited, Corporate Office, Punkunnam, Thrissur. Kerala-680 002. Ph: 0487 7107100. 2226100 Registered Office Dhaniavni Bonk Lirnited. Dhonalakshmi Bulkjing. Nakkonal. Ihrissut Kercdo-680 001. Ph: 0487-2990711, Fax: 0487 2335367. Corporate Identity No.1.65191K1.1927PLC000307 Customer care e-mail Id: customercare@dhonloank.co.ln Customer Core No. 044-42413000 (cid:9) Www.dhan.bonk.n ABRAHAM & JOSE(cid:9) G. NATESAN & CO CHARTERED ACCOUNTANTS (cid:9) CHARTERED ACCOUNTANTS Mission Quarters Road, Thrissur — 680001 (cid:9) Champak Mahal 7/1, Fourth Street, aaicathrissurPRmall.com (cid:9) CAc(cid:9) Abiramapuram, Chennai — 600018 (cid:9) Phone: 0487 2423225, 2426225 INDIA nogncLDInatesanandco.com (cid:9) Mobile: 9447619827, 9048379957 (cid:9) Maile: 9443128378, 94430 70401 Independent Auditors' Limited Review Report on Unaudited Financial Results of Dhanlaxmi Bank Limited for the quarter and half-year ended September 30. 2026 pursuant to Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosures Requirements) Regulations, 2015 (as amended). To the Board of Directors of Dhanlaxmi Bank Limited 1. We have reviewed the accompanying Statement of Unaudited Financial Results of Dhanlaxmi Bank Limited ('the Bank') for the quarter and half-year ended September 30, 2026 ("the Statement") attached herewith, being submitted by the Bank pursuant to the requirement of Regulation 33 and 52 of the SEBI (Listing Obligation and Disclosure Requirements) Regulation 2015, as amended ("the Regulations") except for the disclosures relating to Pillar 3 disclosure under Basel III Capital Regulations as at September 30, 2026, including Leverage Ratio. Liquidity Coverage Ratio and Net Stable Funding Ratio as have been disclosed on the Bank's website and in respect of which a link has been provided in the aforesaid Statement and have not been reviewed by us. 2. This statement. which is the responsibility of the Bank's Management and approved by the Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Accounting Standard 25 "Interim Financial Reporting" ("AS 25), as prescribed under Section 133 of the Companies Act, 2013 read with relevant rules issued thereunder, the relevant provisions of the Banking Regulation Act, 1949, the circulars. guidelines and directions issued by the Reserve Bank of India (RBI) from time to time ("RBI Guidelines") and other accounting principles generally accepted in India. Our responsibility is to issue a report on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410 "Review of Interim Financial Information Performed by the Independent Auditor of the Entity", issued by the Institute of Chartered Accountants of India. This COUNTE:RTS SOCL standard requires that we plan and perform the review to obtain moderate assurance as to whether the statements is free of material misstatement. A review is limited primarily to inquiries of the bank's personnel and analytical and other review procedures applied to financial data and thus provides less assurance than an audit. We have not performed an audit and accordingly, we do not express an audit opinion. 4. Our review primarily is conducted on the basis of review of the books of account and records of the Bank. We have also relied on the information and explanations furnished to us by the Bank and the returns as considered necessary by us for the review. 5. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying statement of unaudited financial results prepared in accordance with applicable accounting standards and other recognized accounting practices and policies has not disclosed the information required to be disclosed in terms of Regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended including the manner in which it is to be disclosed, or that it contains any material misstatement or that it has not been prepared in accordance with the relevant prudential norms issued by the Reserve Bank of India in respect of income recognition, asset classification, provisioning and other related matters. 6. This statement includes the financial results of the Bank for the previous quarter which were reviewed by Sagar and Associates Chartered Accountants and Abraham and Jose Chartered Accountants, whose report dated 29th July 2026, expressed an unmodified opinion on those financial results. Our conclusion is not modified in respect of this matter. For G. Natesan & Co. For Abraham & Jose Chartered Accountants Chartered Accountants Firm Registration No.002424S Firm Registrathn No.000010S 10/41n044t42 K. C. Seetharaman Mukesh K.P. Partner Partner Membership No: 052270 Membership No: 214773 UDIN:26052270TZDZFV3644 UDIN: 26214773VVDRYR2285 Place: Thrissur Place: Thrissur Date: 26.10.2026 (cid:9) Date: 26.10.2026 DHANLAXMI BANK LIMITED Registered Office:P.BNo.9,Dhanalakshmi Buildings,Naickanal,Thrissur-680001 Corporate Office: Dhanlaxmi Bank Limited, Punkunnam, Thrissur-680002; CIN:L65191KL1927PLC000307 UNAUDITED FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED SEPTEMBER 30, 2026 (Rs.ln Lakh) Year Quarter ended Half year ended ended Particulars 30.09.2026 30.06.2026 30.09.2025 30.09.2026 30.09.2025 31.03.2026 Unaudited Unaudited Unaudited Unaudited Unaudited Audited 1. Interest earned (a)+(b)+(c)+(d) 47,115 44,936 38,361 92,051 75,137 1,60,148 (a)Interest/discount on advances/bills 38,934 37,283 30,781 76,217 60,757 1,30,441 (b)Income on investments 7,521 7,246 7,227 14,767 13,633 27,616 (c)Interest on balances with Reserve Bank of India and other interbank funds 491 300 193 791 414 951 (d) Others 169 107 160 276 333 1,140 2. Other income 4,745 3,489 3,455 8,234 7,385 19,239 3.Total Income ( 1 + 2) 51,860 48,425 41,816 1,00,285 82,522 1,79,387 4. Interest expended 28,340 27,174 24,165 55,514 47,031 97,915 5. Operating expenses (a) + (b) 16,538 16,106 14,832 32,644 29,344 59,844 (a) Employees cost 9,393 9,298 8,504 18,691 16,871 32,697 (b)Other operating expenses 7,145 , 6,808 6,328 13,953 , 12,473 27,147 6. Total Expenditure (4+5) (excluding provisions and contingencies) 44,878 43,280 38,997 88,158 76,375 1,57,759 7. Operating Profit(+)/Loss(-) before provisions and contingencies (3-6) 6,982 5,145 2,819 12,127 6,147 21,628 8. Provisions (other than tax) and Contingencies 569 1,591 499 2,160 2,609 7,806 9. Exceptional items - - - 10. Profit (+)fLoss (-) from Ordinary Activities before tax (7-8-9) 6,413 3,554 2,320 9,967 3,538 13,822 11. Tax expense 1,558 1,063 2,621 3,547 12. Net Profit(+)/Loss (-) from Ordinary Activities after tax 4855 2,491 2,320 7,346 3,538 10,275 13. Extraordinary items (net of tax expense) - - - - 14. Net Profit (+)/Loss (-) for [Showing first 8,000 characters — download PDF for full document]