Statement of deviation(s) or variation(s) under Reg. 32

Ref No. IRC/155/2026-27 26.10.2026 National Stock Exchange of India Ltd., BSE Limited, Exchange Plaza, C-1 Block G, Floor 1, P.J. Towers, Dalal Street, Bandra-Kurla Complex, Bandra (E), Mumbai 400 001 Mumbai – 400 051 BSE SCRIP CODE: 532388 NSE SCRIP CODE: IOB Madam/Sir, Statement of Deviation(s) or Variation(s) as per Regulation 32(1), 52(7) & 52 (7A) of SEBI (LODR) Regulations, 2015 for the Quarter ended 30th September 2026 We submit herewith the enclosed NIL Statement of Deviation(s) or Variation(s) in utilisation of proceeds of issue of Equity Shares and Non-convertible Debt securities as per Regulation 32(1), 52(7) & 52(7A) of SEBI (LODR) Regulations, 2015 for the quarter ended 30th September 2026. This is for your information and appropriate dissemination. Yours faithfully, Raghuram Mallela Deputy General Manager/ Company Secretary & Compliance Officer Investor Relations Cell, Central Office, 763, Anna Salai, Chennai 600 002 044 – 7172 9791, 2888 9360 | investor@iob.bank.in EFST{sffi{+o. INDIAN OVERSEAS BANK Stotement of Deviolion / Voriotion in Ulilizotion of Funds Roised As ulotion 32 of SEBI OD R tions 201 Nome of Listed Entity lndion Overseos Bonk Mode of Fund Roising No funds were roised during the quorter Dote of Roising Funds Not Applicoble Amounl Roised Nit Report Filed for Quorter ended 30.09.2026 Monitoring Agency Not Applicoble Monitoring Agency Nome, if Applicoble Not Applicoble ls there o Deviotion / Voriotion in use of funds No roised lf yes, whether the some is pursuont to chonge Not Applicoble in terms of o controct or objects, which wos opproved by the shoreholders lf yes. Dote of Shoreholder Approvol Not Applicoble Explonotion for the Deviotion / Voriotion Not Applicoble Comments of the Audit committee ofter review Nit Comments of Auditors if ony Nit Objects for which funds hove been roised ond where there hos been o deviotion, in the No funds were roised during the quorter following toble Originol Object Modified Originol Modified Funds Amt of Deviotion Remorks Object if Allocotion Allocotion Utilized / Voriotion for the if ony ony if ony quorter occording to opplicoble Obiect Deviotion of voriotion could meon: o) Deviotion in the objects or purposes for which the funds hove been roised or b) Deviotion in the omount of funds octuolly utilized os ogoinst whot wos originolly disclosed or c) Chonge in terms of o controcl referred to in the fund-roising document. i.e.. Pros letter of offer etc. Nome ign : Roghurom Mollelo Designotlon: Compony Secretory Dote: 26.10.2026 EFsr{offis+6, INDIAN OVERSEAS BANK Statement of Deviation /Variation in the use of the oroceeds of issue of Listed Non-Convertible Debt Securities A- Statement of utilization of issue proceeds (Req.52(7) of SEBI LODR Requlations) lf8is Mode of Yes, Fund then oN fa m the R (Pa uis bin licg Type of Date of A Rm ao isu en dt Funds Any sp te hc eify Remarks lssuer ISIN issues/ instrument raising (Rs. in utilized deviation purpose if any Private funds crore) (Yes/No) for which placemen the funds t) were utilized 1 2 3 4 5 6 7 8 9 10 B- Statement of deviation/ variation in use of lssue proceeds: (Req.52(7A) of SEBI LODR Requlations) Particulars Remarks Nome of listed entity lndion Overseos Bonk Mode of fund roising Not opplicoble Type of Inslrument Not opplicoble Dote of roising funds Not opplicoble Amount roised Nit Report filed for quorter ended 30.09.2026 ls there o deviotion/ voriotion in use of funds roised? Not opplicoble Whelher ony opprovol is required to vory the objects of the Not opplicoble issue stoled in the prospeclus/ offer document? if yes, detoils of the opprovol so required? Not opplicoble Dole of opprovol Not opplicoble Explonotion for the deviotion/ voriotion Not opplicoble Comments of the qudit committee ofler review Not opplicoble Comments of the ouditors if ony Not opplicoble Objects for which funds hove been roised ond where lhere hos been o deviotion/ vorioiion, in the following toble- Original Modified Original Modified Funds Amount of deviation/ variation for Remarks, Oblect object, if allocation allocation utilized the quarter according to applicable if any any if any object (in Rs. crore and in %) fiGrrrsffifrq+o INDIAN OVERSEAS BANK Statement of Deviation /Variation in the use of the oroceeds of issue of Listed Deviation could mean: Deviation in the objects or purposes for which the funds have been raised. Deviation in the amount of funds actually utilized as against what was originally disclosed Name of signatory: Raghuram Mallela Designation: Company Secretary Date: 26.10.2026