Notice of 23rd AGM and Annual Report FY 2025-2026

Ref: SSFL/Stock Exchange/2026-27/049 July 24, 2026 To To BSE Limited, National Stock Exchange of India Limited, Department of Corporate Services Listing Department P. J. Towers, 25th Floor, Exchange Plaza, C-1, Block G, Dalal Street, Bandra Kurla Complex, Bandra (E) Mumbai – 400001 Mumbai – 400051 Scrip Code: 542759 and 890221 Symbol: SPANDANA and SSFLPP Dear Sir/Madam, Sub: Notice of the Twenty-Third (23rd) Annual General Meeting (AGM) and Annual Report 2025-26. It is hereby informed that the 23rd AGM will be held on Tuesday, August 18, 2026, at 11.30 a.m. (IST) through Video Conferencing (“VC”)/ Other Audio-Visual Means (“OAVM”). In compliance with the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, we hereby enclose the Notice convening the 23rd AGM of the Company and the Annual Report for the financial year 2025- 26 which is being sent to all the Members as per the beneficiary position as on Friday, July 17, 2026, through electronic mode to those Members whose e-mail address is registered with the Depository Participant(s), in accordance, with the relevant circulars issued by Ministry of Corporate Affairs and Securities and Exchange Board of India. The Company has fixed Tuesday, August 11, 2026, as the cut-off date for the purpose of determining eligibility of Members to exercise the remote e-voting on the resolutions being placed before the Members at 23rd AGM of the Company. The remote e-voting period commences on Friday, August 14, 2026, at 09.00 a.m. (IST) and ends on Monday, August 17, 2026, at 5.00 p.m. (IST). Further, in accordance with the Regulation 36(1)(b) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, a letter containing the web-link for accessing the Notice of the 23rd AGM and Annual Report for financial year 2025-26 is being sent to all those Members whose email address is not registered with their Depository Participant(s). The aforesaid document is also available on the website of the Company at www.spandanasphoorty.com. Kindly take the same on record. Thanking You. Yours Sincerely, For Spandana Sphoorty Financial Limited Vinay Prakash Tripathi Company Secretary Encl: as above Spandana Sphoorty Financial Limited CIN - L65929TG2003PLC040648 Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, Hyderabad Knowledge City, TSIIC, Raidurg Panmaktha, Hyderabad – 500081, Telangana Ph: +9140-48126666 | contact@spandanasphoorty.com | www.spandanasphoorty.com AGM Notice | 01 NOTICE SPANDANA SPHOORTY FINANCIAL LIMITED CIN: L65929TG2003PLC040648 Registered Office: Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, Hyderabad Knowledge City, TSIIC, Raidurg Panmaktha, Hyderabad, Rangareddi, Telangana – 500081 Phone: 040 48126666|Email: shareholders@spandanasphoorty.com| Website: www.spandanasphoorty.com Invitation to attend the Twenty Third Annual General Meeting (“AGM”) to be held on Tuesday, August 18, 2026 at 11:30 A.M (IST) Dear Members, You are cordially invited to attend the twenty third AGM of Spandana Sphoorty Financial Limited (the “Company”) to be held on Tuesday, August 18, 2026, at 11:30 a.m. (IST) through Video Conferencing (VC)/Other Audio-Visual Means (OAVM). The notice convening the AGM is attached herewith. To enable ease of participation of the Members, we are providing below key details of the meeting, for your reference: Particulars Details 1. Link for live webcast of the AGM and for https://emeetings.kfintech.com/ participation through Video Conferencing (VC / OAVM) 2. Link for remote e-voting NSDL: https://eservices.nsdl.com CDSL: https://web.cdslindia.com/myeasitoken/Home/ EasiRegistration 3. Username and password for VC / OAVM Members may access the same at https://emeetings.kfintech. com/ by using the e-voting login credentials provided in the email received from the Company/ Kfin Technologies Limited (Kfintech). 4. Helpline number for VC / OAVM Contact KFin Technologies Limited by writing at evoting@ participation and e-voting kfintech.com; Tel No.: 1800 309 4001 (Toll free) or Company by writing at shareholders@spandanasphoorty.com 5. Cut-off date for e-voting August 11, 2026 6. Time period for remote e-voting Commences on Friday August 14, 2026 at 9.00 a.m. (IST) and ends on Monday August 17, 2026 at 5.00 p.m. (IST) 7. Last date for publishing results of the e- on or before August 20, 2026 voting 8. Registrar and Share Transfer Agent contact Ms. Shobha Anand, details Vice President KFin Technologies Limited (Unit: Spandana Sphoorty Financial Limited) E-mail: einward.ris@kfintech.com; Tel No.: 1800 309 4001 (Toll free) 9. Company’s contact details Mr. Vinay Prakash Tripathi, Company Secretary E-mail: shareholders@spandanasphoorty.com Tel No.: 040 48126666 Yours truly, Vinay Prakash Tripathi Company Secretary 02 I Spandana Sphoorty Financial Limited SPANDANA SPHOORTY FINANCIAL LIMITED CIN: L65929TG2003PLC040648 Registered Office: Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, Hyderabad Knowledge City, TSIIC, Raidurg Panmaktha, Hyderabad, Rangareddi, Telangana – 500081 Phone: 040 48126666|Email: shareholders@spandanasphoorty.com | Website: www.spandanasphoorty.com Notice of Twenty Third Annual General Meeting Notice is hereby given that the Twenty Third (23rd) Annual General Meeting (“AGM”) of the Members of Spandana Sphoorty Financial Limited (“Company”) will be held on Tuesday, August 18, 2026 at 11:30 a.m. (IST) through electronic mode [video conferencing (“VC”) or other audio-visual means (“OAVM”)] to transact the following businesses: ORDINARY BUSINESSES: 4. To appoint a director in place of Ms. Saakshi Gera (DIN:08737182), who retires by rotation and being 1. Adoption of Audited Standalone Financial eligible, offers herself for re-appointment. Statements. To consider and, if thought fit, to pass the following To receive, consider and adopt the Audited Standalone resolution as an Ordinary Resolution: Financial Statements of the Company for the financial year ended March 31, 2026, together with the Reports “ RESOLVED THAT pursuant to the provisions of of the Board of Directors and Auditors thereon and Section 152 of the Companies Act, 2013 (“Act”) and in this regard to pass, the following resolution as an Rules framed thereunder (including any statutory Ordinary Resolution: modification or re-enactment thereof for the time being in force), Ms. Saakshi Gera (DIN: 08737182) who retires “RESOLVED THAT the Audited Standalone Financial by rotation at this Meeting, and being eligible, has Statements of the Company for the financial year ended offered herself for re-appointment, be and is hereby re- March 31, 2026, together with the Reports of the Board appointed as a Director of the Company, whose period of Directors and Auditors thereon, be and are hereby of office shall be liable to retire by rotation.” received, considered and adopted.” SPECIAL BUSINESSES: 2. Adoption of Audited Consolidated Financial Statements. 5. Issue of Non-Convertible Debentures (NCDs) on To receive, consider and adopt the Audited Consolidated Private Placement Basis. Financial Statements of the Company for the financial To consider and, if deem fit, to pass, the following year ended March 31, 2026, together with the Reports resolution as a Special Resolution: of Auditors thereon and in this regard to pass, the “RESOLVED THAT pursuant to the provision of Sections following resolution as an Ordinary Resolution: 23, 42 and 71 and other applicable provisions, if any, of “ RESOLVED THAT the Audited Consolidated Financial the Companies Act, 2013 (“Act”) and in accordance with Statements of the Company for the financial year ended Rule 14(2) and other applicable provisions of Companies March 31, 2026, together with the Reports of Auditors (Prospectus and Allotment of Securities) Rules, 2014, thereon, be and are hereby received, considered and Companies (Share Capital and Debentures) Rules, 2014, adopted.” Securities and Exc [Showing first 8,000 characters — download PDF for full document]