BSEBoard Meeting3h ago · 24 Oct 2026, 03:43 pm

In continuation to our letter dated October 12, 2026, intimating about Board meeting to be held on October 24, 2026, it is hereby informed that the Board of Directors at its Meeting held today, has inter alia, considered and approved the unaudited financial results of the Bank for quarter and half year ended on September 30, 2026. A copy of the said results along with limited review report issued by Joint Statutory Auditors of the Bank is enclosed.

AU Small Finance Bank Ltd · 540611

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AU Small Finance Bank Ltd has announced its unaudited financial results for the quarter and half year ended September 30, 2026, with the Board of Directors approving the results at its meeting held on October 24, 2026.

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AU Small Finance Bank Ltd - 540611 - Board Meeting Outcome for Meeting Held On October 24, 2026

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Ref. No.: AUSFB/SEC/2026-27/275 Date: October 24, 2026 National Stock Exchange of India Ltd. BSE Limited Exchange Plaza, C-1, Block G, Phiroze Jeejeebhoy Towers, Bandra Kurla Complex, Dalal Street, Bandra (East), Mumbai 400051, Mumbai 400001, Maharashtra. Maharashtra. NSE Symbol: AUBANK Scrip Code: 540611, 974093, 974094, 974095, 974914, 974963, 975017, 975038 & 976580 Dear Sir/Madam, Sub: Outcome of Board Meeting of AU Small Finance Bank Limited (“the Bank”) Ref: Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“Listing Regulations”) In continuation to our letter dated October 12, 2026, intimating about Board meeting to be held on October 24, 2026, it is hereby informed that the Board of Directors at its Meeting held today, has inter alia, considered and approved the unaudited financial results of the Bank for quarter and half year ended on September 30, 2026. A copy of the said results along with limited review report issued by Joint Statutory Auditors of the Bank is enclosed. The above disclosure may also be accessed on the website of the Bank at the following link: https://www.au.bank.in/investors/quarterly-reports. The Board meeting commenced at 1:30 P.M. and above stated agenda concluded at 2:30 P.M. The meeting continued thereafter for remaining agenda items. This is for your information and records. Thanking You, Yours faithfully, For AU SMALL FINANCE BANK LIMITED Manmohan Parnami Company Secretary and Compliance Officer Membership No.: F9999 Encl: As above investorrelations@aubank.in e"wffi4 *,ee FlilAfiCfi .trfyf"i} fiArfl( AU Small Finance Bank Limited (ClN: 136911RJ1996PtCO1138r) Registered Office:- 19-A, Dhuleshwar Garden, Aimer Road, Jaipur 302001, Ralasthan (lNDlA) Tel :0141-4110060, website : www.au.bank.in, Email : investorrelations@aubank'in Statement of Unaudited Financial Results for the Quarter and half year ended September 30, 2026 Quarter Quaner quarter Half year Half year Year ended ended ended ended ended ended s. Particulars 30.09.2025 30.05.2026 30.09.2025 10.0s.2025 30.09.202s 31.03.2025 Unaudited Unaudited Unaudited Unaudited unaudited Audited (Refer Note 15) (Refer Note 16) 1 lnterest Earned (a)+(b)+(c)+(d) 5,51,180.91 I 5,30,274,23 4,51,128.30 10,91,455.14 8,88,972.50 I 18,53,533.90 a) lnterest / discount on advances / bills 4,74,655.481 4,5L,047.97 3,78,523.00 9,2s,703.45 7,45,774.851 15,71,110.93 b) lncome on lnvestments 80,882.ss I 75,060.44 64,439.49 1,55,942.99 1,28,935.58 I 2,64,720.74 c) lnterest on balances with Reserve Bank of lndia and other 3,563.?3 2,3s2.93 2,953.35 T,015.66 4,657.03 I 9,2ss.33 inter bank funds d) Others 1,979.15 | I 1,812.89 5,7L2.45 3,792.04 10,255.14 I 18,546.90 2 Other income (refer note 8) 77,018.05 68,92 1.56 7r,758.2s L,45,939,52 1,52,318.86 I 2,97,793.85 3 Total lncome (1)+(2) 5,38,198.97 | I 5,99,195.79 5,22,385.55 L2,17,394.75 LO,4t,2gL.46 | 21,6L,427.76 4 lnterest Expended 2,7g,L7338 2,60,724.46 2,36,686.74 s,39,897.84 4,70,063.93 I 9,52,36s.62 5 Operating Expenses (i)+(ii) 2,07,655.57 | t,94,923.90 L,64,727.77 4,02,579.47 3,19,034.39 I 7,00,186.15 i) Employees cost 1,09,387.87 | t,06,392.20 91,87r.44 2,75,780.07 7,78,424.O81 3,84,815.19 ii) Other operating expenses 98,267.70 | 88,531.70 72,8s6.33 L,86,799.40 1,40,610.31 I 3,15,369.96 6 Total Expendlture (4)+(5) (excluding Provlsions & Contintencles) 4,86,828.95 | I 4,55,648.36 4,01,414.51 9,42,477,!L 7,89,09832 | L6,52,55t,77 7 Operating Profit before Provisions and Contlngencies (3)-(5) 1,5r,370.02 I 1,43,547.41 1,20,972,04 2,94,9L7.45 2,S2,tgl.L4l s,0&87s.99 8 Provisions (other than tax) and Contingencies 3s,939.51 I 37,t48.-8! 48,082.92 73,088._42 1,01,413 58 L,61,47t.43 9 Exceptional ltems r0 Profit from Ordinary Activities before tax (7)-(8)-(9) 1,15,430.41 1,06,398.52 72,889.t2 2,2L,829.03 1,50,779.55 I 3,47,4M,56 11 Tax Expense 29,667.42 25,803.33 15,802.09 56,464.75 35,605.71 | 8?,779.L3 t2 Net Profit from Ordinary Activitles after tax (10)-(11) 81758,99 79,595._29 s5,087.03 1,65,354,28 L,14,L72._85 2,64,125.-41 13 Extraordinary items (net of tax expense) | L4 Net Profit for the period (12)-(131 85,768.99 79,595.29 56,087.03 1,65,364.28 1,14,172.851 2,64,L25,43 15 I paid up equity share capital (Face Value of { 10/- each) 75,136.85 74,897.20 74,6L1.72 75,135.85 74,6tL.L2 | 74,875.7r 16 l*ar"rra, excluding revaluation reserves L9,22,525,49 L7 lanaUtical Ratlos and other disclosures: l(i) Percentage of shares held by Government of lndia NiI Nil Nil Nil Nil Nil l(ii) Capitat Adequacy Ratio (refer note 13) t8.54% 18.,93% 18.78. 18.54./, 18.78% L8.680/0 l1iii1 farninB,s per share (before and after extraordinary items, net of tax expenses) ( Face Value of { 10/- each) * II Basic EPs (<) 11.44 10.53 7.52 22.07 15.32 35.40 I Diluted EPs ({) 11.30 10.51 7.48 21.81 15.24 35.01 l(ir) rupl natios | (a) Gross ruPns 2,98,830.78 2,94,At8.95 2,83,533.92 2,e-e,830.78 2,83,533.92 2,75,564.05 I (b) Net NPAs 1,20,534.60 1,0s,952.05 t,0L,566.44 1,20,534.60 1,01,566,44 98,989.87 I (.) ol" of Gros NPAs to Gross Advances L.99% 2.L0% 2.41% t.99o/o 2.4L% 2,03% I (o) z oi *., NPAs to Net Advances 0.8t% 0,76% 0.88'/, 08r% 0.88% 0.740/o l(r) nu,rrn on assets (average)* 0.47% 0.42'l 0,3501 0.83% o,72% L.57Yo l(vi) r,let worth (refer note 10 a.) 2t,r2,236.-23 20,52,031.68 t7,93,647 ,_20 21,12,216._23 r7 ,93,547.-20 19,52,694.85 | (vil) outstandine redeemable preference shares l(viii) Capital redemption reserve / oebenture redemption reserve l(ix) oeot-equity ratio (refer note 10 a,) o.gr 0.40 0.26 0.31 0.26 0.31 l(x) rotal debts to total assets (refer note 10 a.) 6.720/o 6 9-101 6.2301 6.72o/c 6.23% 7.23% * Figures for the quarters / holf yeor ended are not onnuolized rf--ft AU Small Finance Bank Limited (ClN : t36911RJ 1996P1C011381) Registered Office:- 19-A, Dhuleshwar Garden, Ajmer Road, Jaipur 302001, Raiasthan (lNDlA) Tel :0141-4u0060, website : ww'au.bank.in, Email : investorrelations@aubank.in Segment informatlon in accordance with the RBI guidellnes and Accounting Standard on Segment Reporting (AS-17) of the operating segment of the Bank is as under : Quarter Quarter Quarter Half year Half year Year ended ended ended ended ended ended s. Partlculars 30.09.2026 30.06.2025 30,09.2025 30.09.2026 30.09.2025 31.03.2026 Unaudited Unaudited Unaudited Unaudited Unaudited Audlted (Refer Note 16) (Refer Note 16) 1 Segment revenue a) Treasury 90,375.08 80,105.64 77,243.53 7,70,480.72 L,75,267,58 3,20,823.2s b) Retail banking 4,59,118.63 4,45,030.55 3,81,840.15 9,t4,L49.t8 7,47,029.37 t5,77,973.35 (i) Digital Banking* 0.16 0.25 0.03 o.42 0.06 0.15 (ii) Other Retail Banking 4,69,LL8.47 4,45,030.?9 3,81,840.13 9,L4,L48.76 7,47,029.3L 15,77,973.20 c) wholesale banking 68,L62,70 54,7L0,48 s0,302.2s 1,32,873.18 98,252.74 2,tL,L66.02 d) Other banking operations 10,542.56 9,349.12 13,000.51 19,89 1.58 20,74t,-77 5 1,465.14 e) Unallocated Less: lnter-seSment revenue lncome from operations 6,38,198.97 5,99,195.79 5,22,385.55 t2,37,394,76 L0,4L,29L,45 2t,6L,427.76 2 Setment results a) Treasury L2,369.73 10,866.30 7,074.99 23,236.03 35,891.57 47,93L.8L b) Retail banking 7L,949.L5 66,425.02 42,497.04 1,38,374.r7 59,517.58 1,93,038.32 (i) Digital Banking* (8.18) (8.22r. (11.98) (15.40) (15.04) (35.7s) (ii) Other Retail Banking 71,957.33 66,433.24 42,509,02 1,38,390.57 69,533.72 1,93,075.07 c) Wholesale banking 21,786.99 20,824.34 11,199.65 42,6L7.33 26,274.78 s8,943.91 d) Other bankinS operations 9,324.54 8,282.96 !2,L77.44 t7,607.50 19,095.43 47,490.52 e) Unallocated Total Profit before Tax 1.15.430.41 1.O5.398.62 72,889.L2 2.2,-.A29.O3 L.50,779,56 t,47,404.56 3 Segment assets a) Treasury 55,22,190.43 49,77,843.27 4L,7r,]73.2? 5s,22,790.43 4L,77,L73.23 50,44,0t6.26 b) Retail banking 1,25,33,038.43 I,L9,36,769.72 L,0t,22,197.20 1,25,33,038.43 t,0L,22,t9r.20 L,L4,26,074.98 (i) Di8ital Banking* 6.68 7.58 13.14 6.68 13.14 8.48 (ii) Other Retail Banking t,26,33,031.75 7,79,36,762.14 t,01,22,t78.06 1,26,33,03 1.7s 1,0 [Showing first 8,000 characters — download PDF for full document]