Intimation attached.

October 24, 2026 BSE Limited National Stock Exchange of India Limited Mumbai 400 001 Mumbai 400 051 BSE Scrip 500247, 974396, 974682, NSE KOTAKBANK, KMB29, Code: 974924, 975387 Symbol: KMB30 India International Exchange (IFSC) Limited NSE IFSC Limited Gandhinagar 382050 Gandhinagar 382050 India INX Scrip Code: 500082 NSE IX Symbol: KMBL 5.478 Dear Sirs, Sub: Outcome of Board Meeting - Consolidated and Standalone Unaudited Financial Results of the Bank for the quarter and half-year ended September 30, 2026 Pursuant to Regulations 30, 33, 51 and 52 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("Listing Regulations"), this is to inform you that the Board of Directors of Kotak Mahindra Bank Limited ("Bank") have, at their meeting held today, inter alia, considered, reviewed and approved the Consolidated and Standalone Unaudited Financial Results of the Bank, for the quarter and half-year ended September 30, 2026 (“Financial Results”), as recommended to them by the Audit Committee. A copy of the said Financial Results, along with the Limited Review Report thereon, submitted by the Joint Statutory Auditors of the Bank, is enclosed herewith. The Board Meeting today commenced at 10.30 a.m. (IST) and consideration of the item on approval of the Financial Results, as stated above, concluded at 1.00 p.m. (IST). The proceedings of the Board Meeting are in progress at the time of filing of this disclosure. The above information is also being hosted on the Bank's website https://www.kotak.bank.in/en/investor- relations/governance/sebi-listing-disclosures.html in terms of the Listing Regulations. This is for your information and appropriate dissemination. Thanking you, Yours faithfully, For Kotak Mahindra Bank Limited Avan Doomasia President & Company Secretary Encl.: as above Kotak Mahindra Bank Ltd. CIN: L65110MH1985PLC038137 Registered Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, Telephone: +91 22 61660001 Bandra (E), Mumbai 400051, Website: www.kotak.bank.in Maharashtra, India. Corporate e-mail: KotakBank.Secretarial@kotak.com This is a Confidential document. Deloitte Haskins & Sells M M NISSIM & CO LLP Chartered Accountants Chartered Accountants 19th Floor, Shapath-V Barodawala Mansion S.G. Highway B-Wing, 3rd Floor, Ahmedabad - 380 015 81, Dr. Annie Besant Road, Gujarat, India Worli, Mumbai - 400 018 Tel: +9179 6682 7300 Fax: +91 79 6682 7400 Independent Auditors' Review Report on unaudited consolidated financial results for the quarter and half year ended 30 September 2026 of Kotak Mahindra Bank Limited pursuant to Regulation 33 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. To the Board of Directors of Kotak Mahindra Bank Limited 1. We have reviewed the accompanying statement of unaudited consolidated financial results of Kotak Mahindra Bank Limited (the "Parent" or the "Bank"), its subsidiaries (the Parent and its subsidiaries together referred to as 'the Group') and its share of the net profit after tax of its associates for the quarter and half year ended 30 September 2026 (the "Statement"), being submitted by the Bank pursuant to the requirements of Regulation 33 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended (the "Listing Regulations"), except for the disclosures relating to consolidated Pillar 3 as at 30 September 2026, including leverage ratio, liquidity coverage ratio and net stable funding ratio under Basel III Capital Regulations which will be disclosed on the Bank's website and in respect of which a link has been provided in Note 9 of the Statement and which have not been reviewed by us. We have initialled the Statement for identification purposes only. 2. This Statement, which is the responsibility of the Bank's Management and has been approved by the Bank's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in Accounting Standard 25, Interim Financial Reporting ("AS 25"), prescribed under Section 133 of the Companies Act, 2013 (the "Act") read with relevant rules issued thereunder, in so far as they apply to Banks, the relevant provisions of the Banking Regulation Act, 1949, the circulars, guidelines and directions issued by the Reserve Bank of India ("RBI") from time to time (the "RBI Guidelines") and other accounting principles generally accepted in India, and in compliance with Regulation 33 of the Listing Regulations. Our responsibility is to express a conclusion on the Statement based on our review. 3. We conducted our review of the Statement in accordance with the Standard on Review Engagements (SRE) 2410 - 'Review of Interim Financial Information Performed by the Independent Auditor of the Entity' issued by the Institute of Chartered Accountants of India. A review of interim financial information consists of making inquiries, primarily of Bank's personnel responsible for financial and accounting matters and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with the Standards on Auditing specified under Section 143 (10) of the Companies Act, 2013, and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion. We also performed procedures in accordance with the circular issued by the Securities and Exchange Board of India under Regulation 33(8) of the Listing Regulations, as amended, to the extent applicable. Deloitte Haskins & Sells MM NISSIM & CO LLP Chartered Accountants 4. The Statement includes the results/information of the entities referred in Annexure 1. 5. Based on our review conducted and procedures performed as stated in paragraph 3 above and based on the consideration of the review reports of other auditors, referred to in paragraph 6 below, nothing has come to our attention that causes us to believe that the accompanying Statement, prepared in accordance with the recognition and measurement principles laid down in AS 25, prescribed under Section 133 of the Act read with relevant rules issued thereunder, in so far as they apply to Banks, the RBI Guidelines, and other accounting principles generally accepted in India, has not disclosed the information required to be disclosed in terms with the requirements of Regulation 33 of the Listing Regulations, including the manner in which it is to be disclosed, or that it contains any material misstatement, except for the disclosures relating to consolidated Pillar 3 disclosure as at 30 September 2026, including leverage ratio, liquidity coverage ratio and net stable funding ratio under Basel III Capital Regulations which will be disclosed on the Bank's website and in respect of which a link has been provided in Note 9 of the Statement and which have not been reviewed by us. 6. We did not review the interim financial results of 3 subsidiaries, included in the Statement, whose interim financial results reflects total assets of 68,669.41 crore (before consolidation adjustments) as at 30 September 2026 and total revenues of z 2,194.69 crore and 4,688.08 crore (before consolidation adjustments) for the quarter and half year ended 30 September 2026 respectively and total net profit after tax of 616.92 crore and 1,422.95 crore (before consolidation adjustments) for the quarter and half year ended 30 September 2026 respectively, and cash inflows(net) of 1,585.44 crore (before consolidation adjustments) for the half year ended 30 September 2026. These interim financial results have been reviewed by other auditors whose review reports have been furnished to us by the Bank's Management, and our conclusion on the Statement in so far as it relates to the amounts and disclosures included in respect o [Showing first 8,000 characters — download PDF for full document]